We should start by saying the use of cash flow data in lending is not new. Perhaps the two most obvious questions to ask when considering whether or not to loan someone money are, “How much money do you have today?” and “How much money will you have in two weeks?” Lenders have been asking […]| Fintech Takes
3 BIG IDEAS FROM THE PODCAST This week’s guest is Martin Kleinbard; Founder of Granular Fintech, ex-CFPB staffer, and author of one of the most interesting research reports I’ve read in ages, How Cash Flow Data Can Diffuse the Credit Score Time Bomb. So interesting, in fact, that we decided to publish it through the […]| Fintech Takes