Penn LDI and Tradeoffs’ “Decoding the Moment” event discusses potential implications if Congress does not extend Obamacare subsidies that are set to expire.| Penn LDI
Health insurance premiums for those with employer coverage are typically shared between the employer and enrollee. In addition to these premium contributions, most enrollees also face out-of-pocket costs, such as copayments, coinsurance, and deductibles, when they use health care services. Plans vary in the extent to which enrollees are required to pay out of pocket […]| Peterson-KFF Health System Tracker
Each year, health insurers submit rate filings to state regulators outlining their expectations for the coming year and proposing premium changes for Affordable Care Act (ACA)-compliant plans. This analysis examines filings in the small group market, which covers plans offered to small businesses (generally with 50 or fewer employees) through the Small Business Health Options Program (SHOP), state-based exchanges, or directly from insurers.| Peterson-KFF Health System Tracker
In his latest column, President and CEO Dr. Drew Altman shows how spiking premiums, which may come if the enhanced ACA tax credits are not extended, will hit people in the context of their family budgets, alongside rising costs for food, housing and utilities. For some families, their new health care costs could far exceed what they pay for food, affecting their economic security and potentially their vote.| KFF
Press Release September 10, 2025| CT.gov
An important component of most private insurance plans is the out-of-pocket (OOP) limit. These limits place an annual cap on the amount of cost-sharing (deductibles, copayments, and coinsurance) an enrollee can face for in-network covered services each year. By doing so, OOP limits provide significant financial protection for individuals who face substantial health care use […]| Peterson-KFF Health System Tracker
Insurance companies have proposed the highest rate increases since 2018. Health care analysts blame Trump administration policies, which will raise prices and drive healthy people out of the marketplace.| Beacon: Kansas City
The vast majority of Affordable Care Act (ACA) Marketplace enrollees receive a tax credit that lowers enrollees’ monthly payment for health insurance. Established as part of the ACA, premium tax credits were originally available for enrollees making between 100%-400% of poverty. More recently, the American Rescue Plan Act introduced enhanced premium tax credits that increased […]| Peterson-KFF Health System Tracker