An overwhelming majority, 84%, of first-time buyers are unaware of how to get the best mortgage rate, research from a broker found.| Mortgage Solutions
An extra 21% of first-time buyers in England will have to shell out for stamp duty as the threshold changes next week.| Mortgage Solutions
Gatehouse Bank has reduced rental rates and simplified documentation requirements across its buy-to-let purchase plans for UK residents.| Mortgage Solutions
For years, deposits were treated as the biggest hurdle, but increasingly, affordability is the factor that stops a mortgage application in its tracks.| Mortgage Solutions
The Bank of England’s Monetary Policy Committee (MPC) have kept the base rate at 4.5%, as widely expected.| Mortgage Solutions
Bridging loan books has surpassed £10bn for the first time fuelled by rises in applications, completions and loan book values.| Mortgage Solutions
New specialist lender Afin Bank has come out with a range of residential and buy-to-let (BTL) mortgages, following full approval.| Mortgage Solutions
Afin Bank has appointed Emily Carr (pictured) as its mortgage adviser, and she will head up its in-house team of advisers.| Mortgage Solutions
Chancellor Rachel Reeves is expected to announce a number of reforms to financial regulation, set to boost access to mortgages.| Mortgage Solutions
More first-time buyers who can show affordability will be able to get on the property ladder as lenders now have the chance to surpass the 15% loan to income (LTI) limit.| Mortgage Solutions
Now that more lenders are offering higher LTI multiples, how likely are you to suggest a borrower use this to the maximum?| Mortgage Solutions
The Equity Release Council has brought on PriceHubble, developer of real estate valuation, insight and analytics solutions, as an associate member.| Mortgage Solutions
The ERC has launched an international forum, with representatives from Canada, Germany, Holland, France, Ireland, Italy and Poland.| Mortgage Solutions
Financial product market intelligence specialist Defaqto has become a member of the Equity Release Council (ERC).| Mortgage Solutions
Social mobility is a diversity category that many businesses struggle to define and engage in as it is complex and hard to measure.| Mortgage Solutions
DIFF has launched its School Leavers initiative to encourage wider social mobility in the mortgage industry.| Mortgage Solutions
Homebuyers rushed to beat stamp duty changes, driving up mortgage volumes, but rising bills and taxes leave first-time buyers worried.| Mortgage Solutions
The imposition of tariffs by President Donald Trump has led to an initial fall in swap rates, which dictate mortgage pricing.| Mortgage Solutions
Masthaven has become the latest lender to join the Bridging & Development Lenders Association (BDLA), bringing membership to 48.| Mortgage Solutions
The Bank of England’s Monetary Policy Committee (MPC) has announced a base rate cut from 4.5% to 4.25%.| Mortgage Solutions