Drawing Down Investments to Supplement Your Guaranteed Income
After you retire, paychecks stop and guaranteed income (your annuity, Social Security, etc.) starts. If there’s a shortfall, you’ll draw the rest from| FEDweek
After you retire, paychecks stop and guaranteed income (your annuity, Social Security, etc.) starts. If there’s a shortfall, you’ll draw the rest from| FEDweek
During my 38 years of being a Thrift Saving Plan (TSP) participant, I have been on many different TSP Rollercoasters, and I have to say the ride is rough,| FEDweek
If you’re a federal employee, there’s a good chance you’ve had the same FEHB plan for years. Maybe even decades. And that’s not uncommon—most people don’t| FEDweek
The TSP has proposed rules to carry out the previously announced authority beginning in calendar year 2026 for investors to convert money from traditional| FEDweek
OPM has said that it “we are now starting to see the first wave of new retirement applications” from those who took deferred resignation offers, amounting| FEDweek
A large share of the federal workforce stands to receive no pay in the pay distribution for the biweekly pay period ending Saturday (October 18) as there| FEDweek
Updated: With the partial shutdown now into its second week with a resolution still not in reach, the pay and benefits considerations are starting to hit| FEDweek
Following is the portion of OPM guidance on the impact on federal employees of a funding lapse addressing pay-related issues both during and after a| FEDweek
For the first time ever, the Office of Management and Budget (OMB) has directed agencies to use a shutdown as justification for reductions-in-force| FEDweek
On June 3. 2025, the Office of Personnel Management (OPM) published a proposed rule to amend the Code of Federal Regulations provisions for vetting| FEDweek
OPM has proposed rules to carry out White House directives on performance evaluations of SES members, aiming to limit how many can be receive ratings in| FEDweek
Following is a recent report in question and answer format in which the Congressional Research Service describes the impact of government shutdowns on| FEDweek
UPDATED: There is still no agreement, now less than two weeks from the deadline, on avoiding a funding lapse that would trigger a partial government| FEDweek
OPM has told agencies to “return to the policies of the first Trump administration”—which the Biden administration had revoked—regarding disciplinary| FEDweek
For federal employees, the TSP is one of the most powerful retirement tools available. But too many feds overlook the potential of the Roth TSP and Roth| FEDweek
The TSP has added some details to the previously announced option for in-plan conversions of account balances in traditional status to Roth status| FEDweek
Major bills including the annual defense authorization bill and appropriations measures are advancing in Congress, but with less than three weeks| FEDweek
Federal agencies have received the green light to restart mass layoffs. On July 8, the Supreme Court lifted a lower-court injunction, allowing the| FEDweek
President Trump has ordered OPM to take a direct role in disciplining employees of other agencies by invoking “suitability” considerations as grounds for| FEDweek
For many federal employees approaching retirement, hitting the $1 million mark in their Thrift Savings Plan (TSP) feels like the ultimate benchmark. After| FEDweek
It’s a question on the minds of millions of Americans: Will Social Security still be around when it’s my time to use it? As the headlines grow more urgent| FEDweek
Updated: In early 2025, federal employees narrowly avoided significant cuts to their retirement benefits. A series of budget proposals in Congress sought| FEDweek
Congress has returned from its August recess with less than a month to address key policy and funding decisions ahead of the September 30 end of the| FEDweek
The White House added six federal agencies Aug. 28 to the list covered by Executive Order 14251, expanding the bargaining‑rights ban to more than 40| FEDweek
President Trump has signed an executive order directing federal agencies to expand law enforcement numbers in Washington DC and to work more closely with| FEDweek
Let's look at how to pick a retirement date that increases the dollar value of your annuity. Your annuity computation will be based on a formula set in| FEDweek
OPM’s new directive on federal employee performance evaluations and their implications includes a message that wants supervisors to produce a “positive| FEDweek
OPM has issued a wide-ranging set of changes to federal employee performance ratings policies including a requirement that employees be evaluated on their| FEDweek
An OPM memo to agencies revising many of the policies governing performance evaluations of federal employees (see related story) includes an emphasis on| FEDweek
Why do we put money aside in our Thrift Savings Plan? So that we can take it out of the TSP throughout our retirement, that’s why. While we are working| FEDweek
The TSP has added details to previously announced changes regarding the available lifecycle L funds and an upcoming option for in-plan conversions of| FEDweek
Following are two separate Q&As from OPM and the Chief Human Capital Officers Council on the Administration's newly announced, government-wide| FEDweek
When you retire you’ll have to make some decisions about life and health insurance coverage, assuming that you are enrolled in one or both of these| FEDweek
When the Federal Employees Retirement System (FERS) was established, it differed from the Civil Service Retirement System (CSRS) in several ways. While it| FEDweek
The provision of federal retirement law requiring that cost-of-living adjustments for FERS employees be lower than those for CSRS employees when inflation| FEDweek
OPM has proposed rules under which it could fire employees of other agencies on grounds that they are unsuitable for federal employment on misconduct| FEDweek
OPM has ordered a range of hiring policy changes that range from routine steps to address long-recognized issues--such as the often-daunting length of the| FEDweek
New questions to be added to federal job vacancy announcements for positions at GS-5 and above under the Trump administration’s hiring process changes| FEDweek
Updated: Retirement is a significant milestone that often comes with the freedom to relocate and enjoy a new chapter of life. But choosing the right| FEDweek
