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A lien is an encumbrance, but not all encumbrances are liens. Learn about the distinction between these two property rights.| Investopedia
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A debtor is a company or individual who owes money to a lender. Debtors are also often referred to as borrowers. Read about the laws that protect them.| Investopedia
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A collection agency is a company used by lenders to recover funds that are past due or from accounts that are in default.| Investopedia