EBITDA: Formula, Definition & Examples
Curious about acronyms? Let's explain what an EBITDA coverage ratio is, why it’s important, and how a business owner can easily calculate it.| www.fundera.com
Curious about acronyms? Let's explain what an EBITDA coverage ratio is, why it’s important, and how a business owner can easily calculate it.| www.fundera.com
A merchant cash advance may be worth consideration for small business financing, but proceed cautiously. Here's everything you should know before pursuing a MCA.| Fundera by NerdWallet
Loan underwriting is the actual process that lenders undergo to decide whether or not they approve your application for a loan.| Fundera by NerdWallet
Accounts receivable financing turns your outstanding invoices into capital for your business. Learn how it works and how to apply here.| www.fundera.com
Factor rates or buy rates are used to quote the cost of a merchant cash advance. Learn what a factor rate is and how it differs from interest.| www.fundera.com
Is an SBA startup loan the right way to finance your new business? Learn about the best SBA loans for startups—plus, some of the top funding alternatives.| www.fundera.com
An SBA line of credit (AKA CAPLines) can help finance your small business. Compare the 4 best credit line options & see if you qualify instantly.| www.fundera.com
The SBA 504 loan offers long-term financing for the purchase of major fixed assets. In this guide, learn about SBA 504 loan rates, requirements, and more.| www.fundera.com
In this guide, we'll break down everything you need to know about how to get an SBA loan—from eligibility requirements to the actual application process.| www.fundera.com
SBA 7(a) loan rates, based on the prime rate, max out at 15.5%. CDC/504 rates range from 5% to 7%. Microloan interest rates fall between 8% and 13%.| Fundera by NerdWallet
SBA Express Loans offer faster approvals than other SBA loans. Consider one if you have good credit and need $500,000 or less in funding.| Fundera by NerdWallet
Need a working capital loan to address urgent operational costs like payroll or rent? We can match you with top working capital lenders for your small business.| Fundera by NerdWallet
A business line of credit can be used for short-term needs like managing cash flow, covering emergency expenses and taking advantage of unexpected opportunities.| Fundera by NerdWallet
Compare the top options for secured business loans—plus, learn how to secure a business loan, how secured and unsecured loans differ, and more.| www.fundera.com
Average business loan interest rates range from 6% to 13% for bank loans, 10.5% to 15.5% for SBA loans, and 14% to 99% for online loans.| www.fundera.com
Alternative lending refers to business loans available outside of traditional bank lending. Learn more about the best alternative lending options here.| www.fundera.com
Commercial real estate loans give you access to capital to purchase or renovate real estate. Our guide explains the rates, terms, amounts, how to qualify, and how to apply.| Fundera by NerdWallet
Use this guide to learn how inventory financing works, compare the best options, and find the inventory financing loan that's right for your business.| www.fundera.com
Low interest rates and competitive terms make bank loans one of the top options for financing. We’ll match you with the best bank loan for your business.| www.fundera.com
Looking for an equipment loan for your business? We review the three best equipment financing companies on the market.| www.fundera.com
Business term loans vary widely in amounts, repayment terms, and interest rates. The best term loan and lender for you depends on your financing need and qualifications.| Fundera by NerdWallet
A revolving line of credit gives you access to funds whenever you need them. Learn more about how revolving credit works to see if it's right for you.| www.fundera.com
Find out everything you need to know about your business credit score and how it works—plus how to check your score and get a free business credit report.| www.fundera.com
Profit is an important measure of success, but what you really want to ensure survival is to get your business cash flow positive. Here's how.| www.fundera.com
Short-term business loans provide fast financing to cover short-term needs like cash flow management, business expansion, or emergency recovery.| Fundera by NerdWallet
Virtually every business funding option requires some documentation from a potential borrower, but there are several options for nearly no-doc business loans.| Fundera by NerdWallet
Long-term business loans have repayment terms of 18 months or longer. Compare the best options for small businesses and learn how to apply here.| www.fundera.com
Find funding for your small business among a variety of business loan types, including SBA loans, term loans, lines of credit, equipment financing, microloans, and more.| Fundera by NerdWallet
Hoping to land an SBA loan to finance your small business? Here’s what you need to stand the best chance of getting one.| Fundera by NerdWallet
Looking to submit an SBA loan application? Learn everything about the process and follow our simple steps to apply for an SBA loan for your business.| www.fundera.com
Use our guide as a crash course in applying for the most popular SBA loan program, which issues loans in amounts up to $5 million for a variety of uses.| Fundera by NerdWallet
Online business loans offer small business owners faster access to capital with more accessible requirements than traditional loans, but interest rates are high.| Fundera by NerdWallet
There are several types of low-interest business loans available: SBA loans, term loans, lines of credit, equipment financing and microloans.| Fundera by NerdWallet
This seven-step guide will help you understand and prepare for the requirements you need to meet to apply for a small business loan.| Fundera by NerdWallet
Before you dive deep into the application process, take a step back and consider our business loan application checklist.| Fundera by NerdWallet
If you have bad credit, there are options available to you thanks to a fast-growing group of alternative lenders in the financing industry.| Fundera by NerdWallet
Here's how to find a business attorney. After all, the way to hedge your bets against legal problems is to invest time in finding a small business attorney.| www.fundera.com
You might have heard of a blanket lien, but you may not understand the important way it can affect your business. Find out what you need to know.| www.fundera.com
Though small business lenders eased their requirements since the 2008 recession, personal collateral is still important if you're looking for financing.| www.fundera.com
This guide breaks down the seven steps you need to follow to successfully apply for a small business loan.| Fundera by NerdWallet
Startup business loan options include SBA microloans, equipment financing, credit cards, personal loans and alternatives like grants and crowdfunding.| Fundera by NerdWallet
Personal business loans are a great financing option for small business owners with strong personal credit and a new or low-revenue business.| www.fundera.com
If you're a business-to-business company with cash flow tied up in unpaid invoices, invoice financing can give you fast access to capital.| Fundera by NerdWallet
Writing a business plan for funding, be it for a loan or an investor, can seem daunting. This is especially true if you’re doing it for the first time.| www.fundera.com
Equipment financing enables you to make large purchases on equipment, machinery, or technology for your business and pay them off — with interest — over time.| Fundera by NerdWallet
A business line of credit offers access to flexible funding. You can draw from your credit line and only pay interest on what you borrow.| Fundera by NerdWallet
Small business grants for women are few and far between. But they do exist, and here are the 11 best grants out there now.| www.fundera.com
There are many ways to improve a business credit score. That’s why we’ve created this guide to help you improve your business credit score.| www.fundera.com
The top options for small business loans for women are SBA loans, bank loans, online loans, and microloans. Alternative options are also available.| Fundera by NerdWallet
The U.S. Department of Veterans Affairs (VA) doesn't issue small business loans for veterans, but SBA lenders and many commercial lenders do.| Fundera by NerdWallet
Before you sign that dotted line, let’s take a look at the most common types of personal guarantees you might encounter in a business loan agreement.| www.fundera.com
There are 15 million home-based businesses in the United States, which make up roughly 50% of all U.S. small businesses.| www.fundera.com
Startup funding can be tough to find through traditional sources, but here's a list of a dozen other options to kickstart financing for your small business.| Fundera by NerdWallet
Do you know what your small business's profit margin goals should be? See our helpful guide to assess good profit margins for your small business.| www.fundera.com
17 Women-Owned Business Stats You Need to Know| www.fundera.com
8 Startup Funding Statistics to Know| www.fundera.com
SBA loans are one of the best small business loan options. Here's all you need to know about the various SBA loan programs, and how to qualify and apply.| Fundera by NerdWallet
If you’re wondering what percentage of small businesses fail, it's a valid question. We go through this fact and other small business statistics.| www.fundera.com
We’ve gathered 17 small business statistics that you’ll want to know about running a small business.| www.fundera.com
