Marginal and effective tax rates are two ways that help taxpayers know how much they owe in taxes. Learn the ins and outs of marginal vs. effective tax rates.| SoFi
Knowing the average monthly expenses for one person (for housing, food, and more) can help you get your budget right. Learn the details here.| SoFi
Line item budgeting is typically used for small businesses but could have applications in personal finance too.| SoFi
You likely pay a number of taxes, from Social Security to property taxes. Learn about them here, plus tips to make your annual tax filing easier.| SoFi
The topic of personal finance may sound intimidating, but it doesn’t have to be complicated. Here are 10 basic things to know about personal finance.| SoFi
Paycheck deductions can include taxes, Social Security contributions, and retirement contributions. Learn more about where your money goes.| SoFi
Filing your taxes for the first time shouldn’t be scary. Learn the five key steps for doing your taxes, as well as tax-filing mistakes to avoid.| SoFi
Learn how to manage your money better with a comprehensive guide from SoFi. Discover money management tips & strategies to achieve your financial goals.| SoFi
A budget can help you track your money and reach your financial goals. Learn the most important steps here, and take control of your cash.| SoFi
Basic living expenses are ones necessary for daily living, such as housing and food. This post provides a variety of budgeting methods to consider.| SoFi
What is autopay? Here’s how to automatically pay your bills with autopay, along with some pros and cons.| SoFi
Setting up recurring transfers to pay monthly bills is convenient and can help save money and protect your credit Learn about the pros and cons of bill pay.| SoFi
If you get a financial windfall, you could invest your money, save it, or spend it depending on the amount of money and your financial goals. Learn more.| SoFi
Side hustles can help boost your finances, but the start-up costs can sometimes be high. Here, 15 low-cost side hustles that may give you a new income stream.| SoFi
While checks may not be used very often, they’re still handy to have around. Learn where to order new checks for less when your original set runs out.| SoFi
Using a debit card online can help you avoid credit card interest charges, but you may not earn rewards or have as much protection. Learn the details.| SoFi
ATM fees can put a serious dent in your budget. Find out how much ATM fees are and some tips for avoiding them. With Sofi Money, you can avoid ATM fees.| SoFi
Discretionary income varies from person to person, so find out what discretionary income is, how to calculate it, and the best ways to use it each month.| SoFi
There are many different budgeting strategies and budgeting methods. With some research, you can find the one that works best for you.| SoFi
Setting smart money goals can keep your finances on track and help you plan for your financial future.| SoFi
Explore a handful of ideas on how to cut back on spending along with some budget cutting ideas. Check out our tips to cut back on spending.| SoFi
Fixed expenses are expenses that you can't cut down by budgeting, whereas variable expenses can be shrunken if needed. Learn more about expenses.| SoFi
You’ve probably heard how it’s important to have an emergency savings fund, but how is this type of fund defined and how much money should you have in it?| SoFi
Need money fast? If you’re tempted by a credit card cash advance, know that the cost of withdrawing cash from a credit card is rarely worth it.| SoFi
Debit cards can do more than get money at the ATM. Here’s how to make the most of your wallet’s workhorse.| SoFi
Creating and sticking to a budget can be one of the greatest keys to unlocking a better, more productive and financially rewarding life.| SoFi
Opening a bank account may require government ID, personal information, an opening deposit, and more. Learn the details here.| SoFi
The 50/30/20 budget rule says to spend 50% of your income on needs and 30% on wants, and to put 20% in savings. Learn more here.| SoFi
There are currently seven federal tax brackets, with each bracket containing a range of incomes that would be taxed at that rate. Here’s how to find yours.| SoFi