When it comes to obtaining health insurance for the self employed, consumers have several coverage options to consider, including ACA Marketplace individual and family health insurance, COBRA continuation of group coverage, Medicaid, insurance through a spouse’s health plan, and short-term health insurance.| healthinsurance.org
Find affordable health insurance for individuals and families, including subsidized ACA marketplace plans. Compare plans. Get a free quote.| healthinsurance.org
When a new Commander in Chief takes office and their party also controls both chambers of Congress, how quickly can they make changes to health policy? Can policy changes happen on “Day One” of a new administration?| healthinsurance.org
Outside of the ACA's open enrollment period, you can only sign up for ACA-compliant health coverage if you qualify for a special enrollment period.| healthinsurance.org
Immigrants can enroll in ACA-compliant individual health insurance just like any other lawfully present U.S. resident. Lawfully present immigrants are eligible for premium subsidies.| healthinsurance.org
According to Kaiser Family Foundation data, there are about 1.9 million people in the coverage gap across nine states (this does not include North Carolina, as Medicaid expansion will take effect there in late 2023). They aren't eligible for Medicaid, nor are they eligible for premium subsidies in the exchange.| healthinsurance.org
Federal penalties for being uninsured no longer apply since 2019, but some states are implementing their own coverage mandates. Find more info here.| healthinsurance.org