Zero-premium options will still be available at low incomes, barring other blows to the ACA marketplace| xpostfactoid.substack.com
It may be merely maimed by 1000 cuts| xpostfactoid.substack.com
Unauthorized plan-switching in the ACA marketplace, whereby health insurance agents access an existing enrollee’s account, list themselves as the agent of record (AOR), and switch the enrollee into a different plan without the enrollee’s knowledge or consent (or with nominal, uncomprehending consent), obviously hurts enrollees who try to use their health insurance and find that they’re no longer enrolled because they’ve been switched to a different (often inferior) plan.| xpostfactoid.substack.com
The marketplace's role as an escape valve for some in the "coverage gap" in nonexpansion states continues to expand| xpostfactoid.substack.com
A response to Brian Blase| xpostfactoid.substack.com
The marketplace necessarily invests a lot of trust in brokers and agents. But HealthCare.gov needs new fraud controls.| xpostfactoid.substack.com
CMS has published its 2024 Marketplace Open Enrollment Period Public Use Files, providing detailed breakouts of enrollment by income, metal level selection, demographics, etc.| xpostfactoid.substack.com