Do you know the most common first-time home buyer mistakes? You probably feel overwhelmed if this is your first time buying a house. There is a lot to learn, and it can feel like a bit of a juggling act—which can be hard to do when you’ve never juggled before. Fortunately, plenty of people have gone through the home-buying process you are dealing with now, and you can learn from their mistakes. Check out the following list of common first-time buyer mistakes so that you can spot them befo...| Maximum Real Estate Exposure
When buying your first house, understanding pre-approval for a mortgage becomes essential. Many first-time buyers will seek knowledge on how to get pre-approved for a mortgage. Some will hear mortgage pre-qualification vs. pre-approval and wonder if there is a difference. There has been some confusion among those looking to buy a home and qualify for a mortgage loan regarding the difference between a pre-approval and a pre-qualification letter. Indeed, they sound similar, so hearing these ter...| Maximum Real Estate Exposure
Do you want to know how to get the best mortgage rate for an upcoming home purchase? Getting the best mortgage rate is a significant concern for any home buyer. Everyone wants to get the lowest mortgage interest rate possible! When you consider that only a few percentage points can cost you thousands over the life of a loan, it only makes sense to seek the best mortgage rate you can get. Buying a home is already expensive. There is no reason to pay more than you have to. Unfortunately, many h...| Maximum Real Estate Exposure
Tips For Trouble-Free Condo Buying Are you thinking about buying a condo? What is the best advice when buying a condominium? Start by immediately understanding that it is much different than purchasing a single-family home! Buying a condo offers some advantages – living closer to a town, affordability, and less maintenance. But buying a condo is not the same as purchasing a single-family home. With single-family homes where there is no HOA, you are the king of the castle. With a condo, you ...| Maximum Real Estate Exposure
Are you wondering what an FHA loan is and how it works? Over my thirty-eight years as a real estate agent, many clients have asked me about FHA loans and whether they would be a good mortgage choice. FHA mortgage loans are a staple for many homebuyers. When considering buying a house, you will want to find the best mortgage. For many buyers – especially first-time homebuyers – the best mortgage option is an FHA or Federal Housing Administration loan. FHA loans tend to be available to borr...| Maximum Real Estate Exposure
What to Know About Credit Karma, Including Accuracy Have you ever wondered what Credit Karma is and how it works? Maybe you have seen their advertisements on television? Are you wondering if Credit Karma is accurate? Your credit score is one of the most critical financial information, especially when buying a home. For a long time, creditors and lenders have used your credit score to determine whether they would lend to you and what terms they would offer. Today, your credit score affects eve...| Maximum Real Estate Exposure