Learn steps to help successfully negotiate your own debt settlement, how it compares to working with a company, risks, and alternatives to help you decide.| Debt.org
Bankruptcy can provide relief from debt, but it will affect your credit score and ability to apply for credit. Weigh the pros and cons of bankruptcy before you file.| Debt.org
Filing for bankruptcy is an option if you are financially overwhelmed - but there are factors to consider before proceeding.| Debt.org
The Truth in Lending Act (TILA) protects consumers against unfair billing and lending practices, laying out rules for credit cards and home loans.| Debt.org
If you have leftover income, should you use it to pay off student loans or invest it? We did the math to help you decide.| Debt.org
Getting rich requires discipline and planning to both save your money and spend it wisely. Learn the best practices to accumulate wealth and get rich.| Debt.org
Discover how a Military Debt Consolidation Loan works to combine multiple debts into one manageable payment with better terms tailored for military personnel.| Debt.org
Understanding credit card interest & when you are charged can be tricky. Learn about types of credit card interest & how to avoid fees. Read more on Debt.org.| Debt.org
If you have debt in collections, it is important to make a plan to pay it off. Learn more about collections, how to pay your debt, and why you should pay.| Debt.org
Debt and mental health can be inevitably linked, sometimes resulting in stress, anxiety, and depression. Learn more about debt stress and how to cope with it.| Debt.org
Thinking about an interest-only mortgage? Understand how they work, the advantages and disadvantages, and more.| Debt.org
There are options available for those with low credit scores to buy a home. Learn about your options and how to obtain a mortgage loan you can afford.| Debt.org
Debt Settlement can reduce what you owe. Debt Consolidation combines multiple loans into one at a lower interest rate. Both can help save you money.| Debt.org
Considering debt settlement? Get a balanced view of its benefits and risks, understand the process, and assess if it aligns with your financial goals.| Debt.org
You don't pay taxes on traditional 401(k) plans when you contribute to them only when you withdraw. Learn about how 401(k) plans are taxed.| Debt.org
Struggling with debt? Discover veteran debt assistance options like debt consolidation and financial counseling. Take action to secure your financial future!| Debt.org
Explore your options to get help with mortgage payments like government help, charities, loan modifications, refinancing your mortgage, and counseling.| Debt.org
Learn how you can use credit counseling to guide you through mortgages, reverse mortgages, pre-purchase counseling, rental assistance and avoid delinquency.| Debt.org
Learn more about what COVID-19 financial assistance programs are still available, including credit card and loan relief as well as government programs.| Debt.org
When debt collector harassment occurs, it is essential that you understand your rights and how to stop harassing debt collection calls.| Debt.org
Use Debt.org’s helpful calculator to find out how much money - and how much time - it will take to pay off your credit card debt.| Debt.org
Learn if you can keep your house when you file for Chapter 13 bankruptcy and how it affects your mortgage and foreclosures.| Debt.org
Learn about the process for Chapter 13 Bankruptcy discharge, what the hardship discharge is, and what debts are not discharged in Chapter 13.| Debt.org
If you need money, it makes sense that you may consider a cash out refinance on your home. Learn what you need to know to make the right decision for you.| Debt.org
Unemployment can severely reduce your ability to repay debts and usually requires a reassessment of your financial situation and budget.| Debt.org
Learn more about financial programs designed to support people with short and long-term mental health difficulties to stay out of debt and live a better life.| Debt.org
Student loan debt is one of the leading causes of modern American stress, especially among millennials, who are putting off life milestones like marriage,| Debt.org
LightsStream’s selling point is that it offers loans “that reward good credit.” Be warned that if you have bad credit or a low credit score, you should| Debt.org
Discover is a digital bank offering consumers personal loans for debt consolidation, and its loans come with enticingly low interest rates.| Debt.org
Avant offers debt consolidation loans for consumers who have been denied from traditional funding sources.| Debt.org
A credit card cash advance may seem like an easy way to access cash quickly - but fees and interest rates can make it an expensive option.| Debt.org
Struggling with debt? Find out if debt settlement hurts your credit. Get insights into credit scores, debt management, and recovery options. Click for more!| Debt.org
Need clarity on debt settlement fees? Get detailed info on types, impacts, and negotiation strategies. Act now to take control of your debt relief plan!| Debt.org
Learn more about paying your car payment with a credit card, methods to do it successfully, and the pros and cons associated with each method.| Debt.org
Debt impacts the ability to obtain a security clearance. Learn the role it plays & what resources the military offers to help you manage your money.| Debt.org
Explore proven methods to avoid interest on your credit cards. Find out how to save money and achieve financial freedom with our expert insights.| Debt.org
Learn how to find and identify all of the debts you owe, how to pay off your debts, and what to do if the debt is in collections.| Debt.org
Credit unions are nonprofits that offer members a cheaper price on financial services than some banks. Learn the advantages & disadvantages of credit unions.| Debt.org
Paying off your mortgage early can save you money on interest. Learn how to pay off a mortgage early with these financial strategies.| Debt.org
Nonprofit Debt Settlement, a program offered by credit counseling agencies, allows consumers to eliminate credit card debit for less than they owe.| Debt.org
Bankruptcy stays on your credit report for 7-10 years depending on which bankruptcy you file. Learn how long each type of bankruptcy affects your credit.| Debt.org
Looking for ways on how to cut costs? Explore 16 practical methods to reduce your expenses and start saving. Take action and improve your budget today!| Debt.org
Learn about your options to get help paying your utility bills including water, electric, gas, and telephone, and tips on how to save money on utilities.| Debt.org
Credit card debt consolidation combines your debt into simple payments, making it easier to pay off your balances. Learn how it works & where to start.| Debt.org
Did you know you can negotiate with debt collectors on the amount you owe? Learn strategies and tips to successfully reduce your debt.| Debt.org
Getting out of credit card debt can be difficult. Learn about your credit card debt relief options and where to find help to free you from your credit card debt.| Debt.org
LendingClub is one of the most reputable destinations for online personal loans, usually a great method to borrow for a special need or credit. Learn more.| Debt.org
Upstart lends personal loans to consolidate debt. Learn about the qualifications for and interest rates of Upstart loans and decide if they're right for you.| Debt.org
If you stop making credit card payments you can face serious consequences like fines, lawsuits and debt collector harassment. Learn more with Debt.org.| Debt.org
Learn effective strategies to lower your credit card interest rates today. Start saving by negotiating better terms with your lender!| Debt.org
The snowball method works by paying off your debt from smallest to largest. Learn how to be debt-free with the snowball method.| Debt.org
There are a handful of strategies to help you get out of debt. It’s important to understand your financial situation to choose the best debt pay off strategy for you.| Debt.org
College is expensive and students often face financial hardship. Learn about personal loans for students, pros and cons, and whether they're right for you.| Debt.org
Understand the process of Chapter 7 bankruptcy— from filing to discharge, and tips for everything in between. Get help from experts at Debt.org today.| Debt.org
Chapter 13 bankruptcy allows you to propose a repayment plan to the court and creditors. Learn about qualifying and filing for chapter 13 bankruptcy.| Debt.org
Getting out of debt can seem like an uphill battle but it doesn't have to be. Learn the 11 most common mistakes people make and how to avoid them.| Debt.org
Credit card interest rates are based on many factors & can be confusing to calculate. Learn what credit card interest is, how your rate is calculated, & tips for lowering your credit card interest rate.| Debt.org
Payday lenders use payday loans to exploit financial need by trapping you in a debt cycle with high interest rates. Learn about the disadvantages of payday loans.| Debt.org
You may consider borrowing from your 401(k) to pay off debts. Learn about the associated taxes, fees, and when borrowing from a 401(k) is best.| Debt.org
A Home Equity Line of Credit (HELOC) provides you with access to cash based on the value of your home. Learn how they work, and the pros and cons.| Debt.org
Learn about foreclosures, why they happen, and how to avoid them in order to keep your mortgage above water and save yourself from losing your home.| Debt.org
Know the different types of personal loans when applying for them. Learn the difference between secured and unsecured personal loans.| Debt.org
Learn about balance transfer credit cards, how they work, how to apply, and if you should get a balance transfer card to help pay off your credit card debt.| Debt.org
Ready to consolidate your debts? Find lenders who work with bad credit. Take action for financial freedom now!| Debt.org
Learn about debt consolidation loans, including how to get a loan to consolidate your debt, benefits & alternatives to consolidation loans.| Debt.org
A Debt Management Plan is a 3-5 year payment plan with reduced interest rates facilitated by a non-profit credit counseling agency to help repay debts.| Debt.org
Before filing bankruptcy, you must complete credit counseling. Learn what credit counseling involves for Chapter 7 or 13 bankruptcy.| Debt.org
Analysis of credit card use, trends, debt cycle, management and interpretation of credit scores.| Debt.org
Learn how medical debt consolidation works to simplify repayment, how to consolidate medical bills, options to consolidate medical debt, and alternatives.| Debt.org
If you fall behind on your car's monthly payment, your lender can take it back. Learn what car repossession is, how to avoid it, and how to get your car back.| Debt.org
A personal loan is one option to build credit - but there are risks attached. Understand the benefits, downsides and alternatives.| Debt.org
Obtaining loans for bad credit can be limited, but possible. Learn how bad credit affects interest rates, different types of bad credit loans & compare top lenders.| Debt.org
Learn what you need to know before financing a new or used car, your auto financing options, how to apply for a car loan, & if financing is a good idea.| Debt.org
Credit cards are a type of revolving debt that can be very helpful when used properly but can also cause serious debt problems.| Debt.org
Debt consolidation can reduce your monthly debt outgoings by rolling multiple debts into a single payment, using a debt consolidation loan or management plan.| Debt.org
Learning how to raise your credit score may mean the difference between a loan getting approved or denied. Use these tips to keep your credit score healthy.| Debt.org
Facing overwhelming debt? Discover how bankruptcy can offer a fresh start. Understand your options and take the first step towards relief today.| Debt.org
Learn what credit is, how it works, why it is important, and how to build your credit score to ensure you can buy things like homes, cars, and educations.| Debt.org
Deciding between Urgent Care vs Emergency Room? Find the fastest, most effective care for your needs. Click now to understand the best choice for you!| Debt.org
Explore the five best credit counseling agencies, and learn about what makes these companies the top-rated credit counselors in the industry.| Debt.org
