Set it and forget it: Pros and cons of putting your finances on auto.| SoFi
What is good debt vs. bad debt? Learn about the different types of debt and how they affect your overall financial situation.| SoFi
Line item budgeting is typically used for small businesses but could have applications in personal finance too.| SoFi
What’s the deal with personal lines of credit? Are they like personal loans? Different? Better? This article breaks it down, piece by piece.| SoFi
Ready to get a new set of wheels but not sure what credit score is needed to buy a car? We discuss the minimum score you may need and why it matters.| SoFi
Learn more about the types of personal loans, what goes into getting a personal loan, and find out if a personal loan is the right choice for you.| SoFi
Credit reporting agencies compile credit reports on individuals and sell them to lenders. Learn how two of those agencies, TransUnion and Equifax, differ.| SoFi
The envelope method is a simple budgeting system that uses cash to pay expenses and control spending.| SoFi
Debt can be an important tool or a financial burden. Here’s a look at 10 strategies for managing and paying off debt.| SoFi
Credit card debt doesn’t necessarily disappear when you die. Your estate may be liable to cover those charges. Learn the full story here.| SoFi
Checking and monitoring your credit score for free online is one way to build good financial habits. Learn how.| SoFi
Three steps to help get you on track to blaze through debt faster.| SoFi
Your credit score affects whether you qualify for a mortgage, auto loan, or credit card. Here’s how to know if you have a bad score – and what to do about it.| SoFi
How much are ATM fees? When it’s your money, your answer might be “too much.” Here’s a look at how much you’re paying, and where the money goes.| SoFi
If you need cash fast, you might assume your only way to get it is through an online payday loan. Here are the hidden drawbacks to know about.| SoFi
Disputing credit report errors is usually straightforward, especially if you have supporting documentation. Learn more.| SoFi
Paying off credit cards? Check out our top 5 reasons to pay off credit card debt with a low interest personal loan.| SoFi
Setting smart money goals can keep your finances on track and help you plan for your financial future.| SoFi
Biweekly employees can find the gross amount on their paycheck, multiply by 26, then divide by 12. Learn other calculations based on your pay frequency.| SoFi
See the definition of interest rates and how they work. The interest rate is used to calculate the proportion of a loan charged as interest to the borrower.| SoFi
Credit card debt forgiveness involves paying some of what you owe and having the rest erased. Find out how it works and the benefits and drawbacks.| SoFi
Wondering how to pay off huge credit card debt? With dedication and a smart strategy, it’s possible. Here’s how.| SoFi
Credit card payments can be confusing and easy to lose track of. Here is what you need to know about payments, and how they affect credit scores, so you stay ahead of the game.| SoFi
In the U.S. there are three major credit bureaus. Here’s which one is used the most.| SoFi
Need money fast? If you’re tempted by a credit card cash advance, know that the cost of withdrawing cash from a credit card is rarely worth it.| SoFi
A debt consolidation strategy is a smart way to lessen debt. Here is a look at how debt consolidation works and who may benefit from it.| SoFi
APR and interest rate are different, but how? And how can a consumer qualify for a better APR credit card?| SoFi
The minimum payment on your credit card isn’t necessarily the best amount to pay if you want to get out of debt. Learn more here.| SoFi
A credit card balance is the amount of money you owe on your credit card account. Learn how to find it and tips for managing it responsibly.| SoFi
This article highlights ways that no interest credit cards may be useful, along with downsides (many of them significant!) to watch out for.| SoFi
Credit cards allow you to borrow money on a revolving credit line for daily or emergency purchases. Learn about what credit cards are & how they work.| SoFi
What are credit card rewards and how do they work? Learn about the different types of credit card rewards and tips for maximizing them.| SoFi
What is a credit bureau? Learn about the three major credit bureaus, the info they monitor, how they get info, who uses their info, and more.| SoFi
There are two different types of credit checks: a soft inquiry and a hard inquiry. Here is a look at each type of inquiry.| SoFi
The average credit card limit for Americans is currently $28,930. Learn more about this number, plus how to get a credit limit increase.| SoFi
If you’re carrying credit card debt, a personal loan can help you escape purchase interest charges and take control of your debt.| SoFi
Creating and sticking to a budget can be one of the greatest keys to unlocking a better, more productive and financially rewarding life.| SoFi
Debt is a slippery slope. The popular Avalanche paydown plan can help reverse the momentum with a focus on high-interest debt, but it isn’t right for everyone.| SoFi
A credit card issuer is a financial institution that offers, provides, and manages credit cards used by consumers. Learn more here about how they work.| SoFi
The latest average credit card interest rate is over 20%. Learn more about how credit card APR works and interest rates in 2024 here.| SoFi
The 15/3 credit card payment method involves making two payments in one billing cycle: 15 days and 3 days before the due date. Learn how this can lower your credit utilization ratio.| SoFi
Does applying for a credit card hurt your credit? It absolutely can. Learn how your credit score may be affected by applying for a credit card.| SoFi