Hello there! 👋 Happy new month and welcome to September! 🌞 Two thirds of the year are already behind us. Back in January, many of us set ambitious plans and goals; September is the time to bring those intentions full circle, measure results, and push forward to finish strong. 💪 For us at Lendsqr, it’s […] The post 💡 Give your customers flexible access to funds with overdraft first appeared on Lendsqr.| Lendsqr
In 2025, loan origination systems (LOS) are one of the sharpest differentiators between lenders that grow and lenders that stall. The post Top loan origination systems worth considering in 2025 first appeared on Lendsqr.| Lendsqr
This report takes a closer look at how traditional banks, government programs and new digital lending platforms are transforming the financing journey for small businesses. The post A deep overview of business and SME loans in the Philippines first appeared on Lendsqr.| Lendsqr
Group finance has a reach that many fintechs still underestimate. In Kenya, SACCOs that operate under regulation reported 6.84 million members in 2023, a number that shows how much formal group lending has grown. Beyond that, informal savings groups called chamas are even more widespread. Estimates suggest there are around 300,000 active chamas, each managing […] The post What Chamas and SACCOs can teach lenders about group lending first appeared on Lendsqr.| Lendsqr
Uganda’s experience illustrates that solving the problem of defaults is not simply about adjusting loan terms or improving credit scoring. It requires an understanding of the cultural frameworks that guide how people borrow, how they prioritize repayments, and how they perceive the consequences of failing to meet their obligations. The post A cultural view of loan defaults in Uganda first appeared on Lendsqr.| Lendsqr
Find out how to ensure loan repayments in Sierra Leone without turning every collection into a battle. The post Effective loan collection for lenders in Sierra Leone first appeared on Lendsqr.| Lendsqr
Across Africa, automation has changed how lenders think about credit. Mobile-first lending apps, USSD-based products, and fully digitized bank loans have brought speed and scale that would have been impossible through paper forms and long committee meetings. A borrower who once had to queue in a branch can now get money in minutes, thanks to […] The post How manual underwriting still fits into an automated loan process first appeared on Lendsqr.| Lendsqr
In the years before 2009, credit cards had become one of the most common forms of consumer borrowing in the United States. By 2008, household credit card debt had climbed past $900 billion, according to Federal Reserve data, and card issuers were enjoying some of their most profitable years. The business model was clear: interest […] The post What is the Credit Card Act and why was it introduced? first appeared on Lendsqr.| Lendsqr
Finding the right loan app on an iPhone in South Africa is about speed, security, and fair pricing. The best apps combine smooth Apple integration with transparent lending, giving borrowers control and confidence. The post Best loan app for iPhone users in South Africa first appeared on Lendsqr.| Lendsqr
Explore how cultural attitudes shape loan defaults in Sierra Leone between 2019 and 2024, offering fresh insights for lenders and policymakers.| Lendsqr - Empowering the smartest lenders
This guide takes a clear look at where Nigerians across different income levels and needs can find loans with the lowest possible interest rates.| Lendsqr - Empowering the smartest lenders
If you gain any form of benefit from a lending transaction, whether in cash, goods, commissions, or barter, the FCCPC considers you covered under these regulations.| Lendsqr - Empowering the smartest lenders
This guide breaks down what the new FCCPC regulations mean, who they apply to, and how affected businesses can prepare.| Lendsqr - Empowering the smartest lenders
This piece walks through the current loan collection system in Namibia and where smart lenders are focusing their energy if they want to stay in the game.| Lendsqr - Empowering the smartest lenders
If you're trying to figure out how to finance your studies in the UK, here’s a step-by-step guide to securing a student loan as a Kenyan student.| Lendsqr - Empowering the smartest lenders
Most business owners in Kenya are full of ideas but lack the capital to execute. If you're a business owner, this guide makes getting a loan straightforward.| Lendsqr - Empowering the smartest lenders
This report provides a deep dive into the direct debit ecosystem in Kenya from 2019 to 2024. It also examines the regulatory framework governing the system.| Lendsqr - Empowering the smartest lenders
This article explores how digital credit has evolved in Kenya, the challenges it has faced, and the regulatory framework that now governs it.| Lendsqr - Empowering the smartest lenders
This report explores the rise of loan management software in Rwanda, its role in financial services, key players, challenges, and what the future holds .| Lendsqr - Empowering the smartest lenders
In Rwanda, business and SME loans are designed to support the capital and operational needs of enterprises ranging from micro to medium-sized businesses.| Lendsqr - Empowering the smartest lenders
In this guide, we will outline the essential steps to securing a business loan in Zimbabwe, covering lender requirements, the best loan options, and practical tips to enhance your chances of approval.| Lendsqr - Empowering the smartest lenders
Why settle for complicated bank processes when the solution is right in your pocket? Instant personal loan apps are reshaping the dreams of those in India| Lendsqr - Empowering the smartest lenders
We’ve narrowed down the five most reliable apps that can get you CUP1,500 when you need it most, without any hassle or unpleasant surprises.| Lendsqr - Empowering the smartest lenders
If you’re considering lending in Cuba, here’s what you need to know to get started.| Lendsqr - Empowering the smartest lenders
If you’re considering stepping into Cuba's emerging market, here’s a guide to help you through the process.| Lendsqr - Empowering the smartest lenders
Let’s explore Lendsqr and Mambu, not just the features but the possibilities they represent for a society looking for new ways to improve credit.| Lendsqr - Empowering the smartest lenders
This guide will walk you through the steps to obtain a lending license in Trinidad and Tobago, including tips to help you meet all legal obligations.| Lendsqr - Empowering the smartest lenders
How are local lenders ensuring they don't take on too much risk? By relying on the right partners. Let’s break down the top players shaping the lending ecosystem in Namibia.| Lendsqr - Empowering the smartest lenders
In the world of mobile app development, there are many ways to skin a cat, and React Native is one of them.| Lendsqr - Empowering the smartest lenders
When it comes to getting paid as a lender, having a dependable card payment solution is paramount. So, if you're curious to find the right fit for your lending business, come along.| Lendsqr - Empowering the smartest lenders
With many options available in the market, two prominent loan management platforms that often stand out are Indicina and Lendsqr. Learn more about them.| Lendsqr - Empowering the smartest lenders
At the core of any decent loan management software, you must have payment services or providers that help you manage your loan disbursement and collection process.| Lendsqr - Empowering the smartest lenders