Few investments have created wealth as broadly in Canada as real estate, but is it always the best return? A new study from wealth management firm PWL Capital compares homeowner equity to the invested savings of renters. The results were surprising: in most major markets—including Toronto—renters came out ahead. While past returns don’t guarantee future […] The post Canadian Renters Outperform Homeowners In Most Cities: Even In Toronto appeared first on Better Dwelling.| Better Dwelling
Time for your cheat sheet on this week’s top stories. Canadian Real Estate Canadians Moving Abroad Hits A New Record As The Country Fails to Compete Canadians continue to move abroad in record volumes. There were an estimated 120,000 emigrants in the 12 months ending Q2 2025, representing a 3% increase from the previous year. […] The post This Week’s Top Stories: Canadian Real Estate Bubble Resumes, More Canadians Moving Abroad appeared first on Better Dwelling.| Better Dwelling
Canada’s population slowdown hasn’t trimmed home prices nearly as much as rumoured. Canadian Real Estate Association (CREA) data shows the national benchmark is down sharply, but only two provinces have seen real corrections as of August. The other eight hit all-time highs within the past year—six of them in the past quarter. Are these markets […] The post Canadian Real Estate Prices Near All-Time Highs, Except Ontario and BC appeared first on Better Dwelling.| Better Dwelling
Forget bidding wars—distressed listings are Toronto real estate’s hottest trend. Power of Sale listings have surged more than five-fold in three years, according to data from Valery Real Estate. A record volume of distressed sellers are flooding record inventory, shredding the narrative of a quick recovery. It’s a brutal reminder that real estate corrections are […] The post Toronto Real Estate’s Latest Record? Distressed Listings appeared first on Better Dwelling.| Better Dwelling
Canada’s real estate addiction may limit the central bank’s ability to respond to loosening conditions. The Bank of Canada (BoC) cut its overnight rate by 25 basis points to 2.50% at its September meeting, as expected. Markets are pricing in more cuts, but BMO economists caution that moving too fast risks undoing recent housing market […] The post Canadian Real Estate Bubble May Resume If BoC Cuts Too Fast: BMO appeared first on Better Dwelling.| Better Dwelling
This week’s top stories include plunging Canadian housing starts, record permits, BoC rate cuts, and government borrowing at crisis levels.| Better Dwelling
The Bank of Canada held rates at its July meeting—a widely expected move in response to market uncertainty and rising inflation expectations.| Better Dwelling
Weak demand for Canadian real estate continues to push prices lower. Canadian Real Estate Association (CREA) data shows the price of a composite benchmark (typical) home made a sharp downtick in April. The medium-term trend also reveals this is a more complicated issue than just trade war jitters. Over the past few years, buyers have […]| Better Dwelling
Canada’s central bank is just realizing the mortgage rate renewal cliff is much smaller than thought. The Bank of Canada’s (BoC) Financial Stability Report (FSR) shows the average mortgage payment will rise much less than anticipated on renewal. Economists from BMO Capital Markets told investors the improvements are mostly already reflected in the market. Those […]| Better Dwelling
The number two at Canada’s central bank just made it clear she isn’t a policy cheerleader, like the Governor has been in recent months. Bank of Canada (BoC) Deputy Governor Carolyn Rogers addressed finance professionals at the Economic Club of Canada last week, explaining the usual mortgage market risks. It got more interesting when she […]| Better Dwelling
Canada must have found some economic progress in the pocket of an old winter coat. Last week Statistics Canada (Stat Can) made some big upward revisions to the country’s gross domestic product (GDP) data. The country’s national statistics agency found the equivalent of a whole year of economic activity that was hiding between 2021 to […]| Better Dwelling
