In line with the overall private sector, SME credit in Pakistan has been declining witn number of borrowers falling to 8-year low.| Insights by Data Darbar
The numbers behind how education became one of the most credit-worthy sector for banks in a single month.| Insights by Data Darbar
Numbers are funny. Under all the garb of objectivity, how people use them is often pretty subjective, or even manipulative. What you do and don’t report can matter equally, particularly in business and economics. Financial metrics and macro indicators embody this phenomenon the best. Just read a press release of some corporate’s earnings announcement: the narrative would always try to embellish facts. But nothing manipulates stories like percentage changes. They have this magical ability ...| Insights by Data Darbar
Last week, Mashreq became the first digital retail bank to receive the SBP’s node to commence pilot operations. Over the next few months, we will probably see others joining the list, which will hopefully bring a breeze of freshness to the financial services industry. Commercial licenses will take their sweet time though, so don’t get your hopes up just yet. Till then, let’s stick to assessing how our beloved legacy banks are doing on the digital front. From a customer perspective, feed...| Insights by Data Darbar
In recent years, Pakistan’s banking sector has profited from sovereign debt but faced criticism, while excelling in digital payments.| Insights by Data Darbar