In July 2025, the Dealertrack Credit Availability Index continued its upward trend, reflecting a third consecutive month of improved credit access. The All-Loans Index rose to 98.1, up from 97.1 in June, marking a 1.0-point increase month over month. This extends the broader run of loosening credit conditions that began in late summer 2024. The … Continued The post Auto Credit Access Climbs for Third Straight Month in July, Driven by Higher Approvals and Competitive Rates appeared first on ...| Market Insights - Cox Automotive Inc.
Consumer credit increased at a seasonally adjusted annual rate of 3.2% in the third quarter of 2024, the Federal Reserve| ABA Banking Journal
By Anil Goyal Credit card programs are often viewed as a domain exclusive to the nation’s largest banks, as fewer| ABA Banking Journal
Access to auto credit declined slightly in June as credit tightened across all channels and all lender types, according to the Dealertrack Credit Availability Index.| Cox Automotive Inc.