In August 2025, the Dealertrack Credit Availability Index signaled a modest tightening in auto credit conditions after several months of improvement. The All-Loans Index edged down to 97.8 from 98.0 in July, indicating that while credit remains broadly accessible, lenders showed slightly more caution compared to the prior month. Despite this, credit access remains significantly … Continued The post Auto Credit Conditions Tighten Slightly in August as Approval Rate Marks 2025 Peak appeared f...| Market Insights - Cox Automotive Inc.
In July 2025, the Dealertrack Credit Availability Index continued its upward trend, reflecting a third consecutive month of improved credit access. The All-Loans Index rose to 98.1, up from 97.1 in June, marking a 1.0-point increase month over month. This extends the broader run of loosening credit conditions that began in late summer 2024. The … Continued The post Auto Credit Access Climbs for Third Straight Month in July, Driven by Higher Approvals and Competitive Rates appeared first on ...| Market Insights - Cox Automotive Inc.
Consumer credit increased at a seasonally adjusted annual rate of 3.2% in the third quarter of 2024, the Federal Reserve| ABA Banking Journal
By Anil Goyal Credit card programs are often viewed as a domain exclusive to the nation’s largest banks, as fewer| ABA Banking Journal
Access to auto credit declined slightly in June as credit tightened across all channels and all lender types, according to the Dealertrack Credit Availability Index.| Cox Automotive Inc.