Knowing the average monthly expenses for one person (for housing, food, and more) can help you get your budget right. Learn the details here.| SoFi
Wondering whether a home equity line of credit is a good idea? We look at the pros and cons to help you decide if it’s the right move for you.| SoFi
Set it and forget it: Pros and cons of putting your finances on auto.| SoFi
Ready to take control of your money? Learn 10 habits that can help you earn, save, and spend smarter so you can reach your financial goals.| SoFi
High earners can reduce taxable income in many ways. We review the basics and introduce you to new tactics, such as tax loss carryforward.| SoFi
A 401(k) catch-up contribution allows savers age 50 and up to put more money in their plan each year. Learn what a 401(k) catch-up is and how it works.| SoFi
You may be wondering, should I sell my house now? Here are reasons to go for it — and when to wait.| SoFi
Setting up recurring transfers to pay monthly bills is convenient and can help save money and protect your credit Learn about the pros and cons of bill pay.| SoFi
How does a home equity loan work? We'll discuss the types of home equity loans, the advantages and disadvantages of each type, and how they actually work.| SoFi
A cardless ATM lets you get cash without the use of a debit card. You’ll need a smartphone and a checking account that supports cardless cash. Learn more.| SoFi
If you’re in the market for a mortgage, factors within your control and outside it influence the rate you may be offered. Read more for good mortgage rates.| SoFi
REITs give investors exposure to the real estate market without the burden of owning property. REITs offer tax benefits, but come with risks. Learn more.| SoFi
Finding and reporting common credit report errors can positively impact your financial life. Here, the steps to review your file and address any issues.| SoFi
Discretionary income varies from person to person, so find out what discretionary income is, how to calculate it, and the best ways to use it each month.| SoFi
Your credit history is detailed in your credit report. Learn how to read your credit report to spot fraud or errors that can lower your score.| SoFi
Most of your accounts probably report information to the credit bureaus every 30 to 45 days. A score may change very little if consistent payments are made.| SoFi
If you’re considering automated credit card payments, learn how they work, how to set them up, and the pros & cons of credit card autopay.| SoFi
Increasing your credit limit can be as simple as contacting the credit card company. But first, you'll want to minimize the impact on your credit score. Learn how.| SoFi
Creating and sticking to a budget can be one of the greatest keys to unlocking a better, more productive and financially rewarding life.| SoFi
A credit card issuer is a financial institution that offers, provides, and manages credit cards used by consumers. Learn more here about how they work.| SoFi
The latest average credit card interest rate is over 20%. Learn more about how credit card APR works and interest rates in 2024 here.| SoFi
Credit card companies typically report monthly to credit bureaus. Learn more about this practice and how it impacts your credit score.| SoFi