Learn how to calculate your home's equity by subtracting your outstanding mortgage balance from your home's estimated market value.| SoFi
What is good debt vs. bad debt? Learn about the different types of debt and how they affect your overall financial situation.| SoFi
Here are tips and tricks for better money management for those that think they’re bad with money.| SoFi
A SIMPLE IRA is a retirement savings plan for small business owners and self-employed individuals. Learn how it works and if it might be right for you.| SoFi
What’s the deal with personal lines of credit? Are they like personal loans? Different? Better? This article breaks it down, piece by piece.| SoFi
If you don’t have much or any credit history, it’s tough to get a personal loan with a low rate and favorable terms. Learn some strategies that can help.| SoFi
Ready to get a new set of wheels but not sure what credit score is needed to buy a car? We discuss the minimum score you may need and why it matters.| SoFi
If you’re considering borrowing money, you may be wondering what an installment loan is and how it works. Read on for helpful insights.| SoFi
Learn more about the types of personal loans, what goes into getting a personal loan, and find out if a personal loan is the right choice for you.| SoFi
They may seem interchangeable, but there are significant differences in how a personal loan works vs. a personal line of credit.| SoFi
Perhaps you’ve gotten a raise or bonus, and you want to pay off the remaining balance on a personal loan. Is that possible? This post shares multiple scenarios.| SoFi
Personal loans have gotten increasingly popular for consolidating debt since rates are usually lower than credit cards. Find out the average loan interest rate.| SoFi
How does a home equity loan work? We'll discuss the types of home equity loans, the advantages and disadvantages of each type, and how they actually work.| SoFi
Debt can be an important tool or a financial burden. Here’s a look at 10 strategies for managing and paying off debt.| SoFi
Checking and monitoring your credit score for free online is one way to build good financial habits. Learn how.| SoFi
Three steps to help get you on track to blaze through debt faster.| SoFi
Your credit score affects whether you qualify for a mortgage, auto loan, or credit card. Here’s how to know if you have a bad score – and what to do about it.| SoFi
If you need cash today but you don't have enough built up in savings to cover the purchase, a personal loan might make sense for you.| SoFi
If you need cash fast, you might assume your only way to get it is through an online payday loan. Here are the hidden drawbacks to know about.| SoFi
Interested in borrowing a personal loan? Find out more about what types of personal loans are available.| SoFi
Paying off credit cards? Check out our top 5 reasons to pay off credit card debt with a low interest personal loan.| SoFi
Discretionary income varies from person to person, so find out what discretionary income is, how to calculate it, and the best ways to use it each month.| SoFi
Setting smart money goals can keep your finances on track and help you plan for your financial future.| SoFi
Explore a handful of ideas on how to cut back on spending along with some budget cutting ideas. Check out our tips to cut back on spending.| SoFi
Fixed expenses are expenses that you can't cut down by budgeting, whereas variable expenses can be shrunken if needed. Learn more about expenses.| SoFi
What is outstanding debt? And what is the best way to pay back debt outstanding? Here are the answers to your questions about a debt payoff strategy.| SoFi
See the definition of interest rates and how they work. The interest rate is used to calculate the proportion of a loan charged as interest to the borrower.| SoFi
Wondering how to pay off huge credit card debt? With dedication and a smart strategy, it’s possible. Here’s how.| SoFi
Credit card payments can be confusing and easy to lose track of. Here is what you need to know about payments, and how they affect credit scores, so you stay ahead of the game.| SoFi
In the U.S. there are three major credit bureaus. Here’s which one is used the most.| SoFi
Need money fast? If you’re tempted by a credit card cash advance, know that the cost of withdrawing cash from a credit card is rarely worth it.| SoFi
A debt consolidation strategy is a smart way to lessen debt. Here is a look at how debt consolidation works and who may benefit from it.| SoFi
APR and interest rate are different, but how? And how can a consumer qualify for a better APR credit card?| SoFi
This article highlights ways that no interest credit cards may be useful, along with downsides (many of them significant!) to watch out for.| SoFi
What are credit card rewards and how do they work? Learn about the different types of credit card rewards and tips for maximizing them.| SoFi
What is a credit bureau? Learn about the three major credit bureaus, the info they monitor, how they get info, who uses their info, and more.| SoFi
There are two different types of credit checks: a soft inquiry and a hard inquiry. Here is a look at each type of inquiry.| SoFi
Increasing your credit limit can be as simple as contacting the credit card company. But first, you'll want to minimize the impact on your credit score. Learn how.| SoFi
The average credit card limit for Americans is currently $28,930. Learn more about this number, plus how to get a credit limit increase.| SoFi
If you’re carrying credit card debt, a personal loan can help you escape purchase interest charges and take control of your debt.| SoFi
Establishing good credit is crucial for your financial future. Here are seven ways to build (and maintain) good credit.| SoFi
Debt is a slippery slope. The popular Avalanche paydown plan can help reverse the momentum with a focus on high-interest debt, but it isn’t right for everyone.| SoFi
We’ll share tips to help you use your credit cards responsibly and, if applicable, tips to get your outstanding credit card balances under control.| SoFi
Charge cards aren’t the same thing as debit or credit cards. For instance, they don’t charge interest. Learn more, plus the pros and cons, here.| SoFi
Does applying for a credit card hurt your credit? It absolutely can. Learn how your credit score may be affected by applying for a credit card.| SoFi