Understanding the revolving debt definition and how it affects your financial life differently from installment debt is key to getting out of the debt trap.| SoFi
Your credit score affects whether you qualify for a mortgage, auto loan, or credit card. Here’s how to know if you have a bad score – and what to do about it.| SoFi
Disputing credit report errors is usually straightforward, especially if you have supporting documentation. Learn more.| SoFi
It is important to keep in mind your debt-to-income ratio when trying to qualify for a mortgage. Learn how to figure out your DTI, and improvement ideas.| SoFi
Information like your monthly payment, your debt-to-income ratio, and your credit utilization level can help determine how much credit card debt is too much.| SoFi
In the U.S. there are three major credit bureaus. Here’s which one is used the most.| SoFi
What is a FICO Score? Is it different from a credit score? Learn the differences and how your FICO Score can affect your credit opportunities.| SoFi
Figuring out how to reduce or get rid of credit card debt is a daunting task. Fortunately, a personal loan can help those paying off credit card debt.| SoFi
Need money fast? If you’re tempted by a credit card cash advance, know that the cost of withdrawing cash from a credit card is rarely worth it.| SoFi
The average U.S. household owes $5,700 in credit card debt. In this article, we’ll break down ways to potentially get out—and stay out—of credit card debt.| SoFi
Sorting through types of credit cards and realizing there are too many credit card options? Here’s how to find the right one for you.| SoFi
This guide covers calculating your credit card utilization, monitoring your credit card spending, and how your utilization ratio affects your credit score.| SoFi
There are two different types of credit checks: a soft inquiry and a hard inquiry. Here is a look at each type of inquiry.| SoFi
If you’re carrying credit card debt, a personal loan can help you escape purchase interest charges and take control of your debt.| SoFi
Establishing good credit is crucial for your financial future. Here are seven ways to build (and maintain) good credit.| SoFi
We’ll share tips to help you use your credit cards responsibly and, if applicable, tips to get your outstanding credit card balances under control.| SoFi
Nobody makes you take a class before they hand you a credit card—but maybe they should. Here are some important dos and don’ts.| SoFi
How many credit cards are too many? One, two, ten?We explore some common stats, tips, and ways to keep on top of credit card debt.| SoFi
Interest on credit cards can add up fast. If you want to learn how to avoid interest on credit cards, here are some options.| SoFi