The graphs below, once seen, cannot be unseen. There’s nothing special about them—they simply clarify something I didn’t realize until recently, when readers prompted me to elaborate on my earlier blog post. That earlier post focused on the intense attention politicians, press, and pundits give to bank capital requirements. Requirements matter, of course, but they’re… Read More Let the data speak The post Let the data speak appeared first on Capital Issues.| Capital Issues
Some months ago, I attended a meeting of the Finance and Expenditure Committee’s inquiry into banking competition. MPs were questioning Antonia Watson, CEO of ANZ New Zealand. What struck me, and lingered in my memory, is that sitting just behind Watson was Jessica Mutch McKay, ANZ’s Head of Government Relations and Corporate Responsibility; and a… Read More How Media Helps Banks Win While Claiming to Help Borrowers The post How Media Helps Banks Win While Claiming to Help Borrowers app...| Capital Issues
Basel III| Capital Issues
Basel III| Capital Issues
Basel III| Capital Issues
Basel III| Capital Issues
Basel III| Capital Issues
In its May 2025 Financial Stability Report and accompanying Terms of Reference for the Capital Review, the Reserve Bank of New Zealand (RBNZ) offers a comprehensive update on the state of capital adequacy in the banking system—and where it may evolve next. While capital ratios are rising and banks remain well above regulatory minima, an… Read More Capital Progress and Prudence: Where Are New Zealand’s Banks Heading? The post Capital Progress and Prudence: Where Are New Zealand’s Banks...| Capital Issues
Basel III| Capital Issues
This week was an interesting one for bank capital tragics like me. It began on Monday with officials from the Reserve Bank speaking before the Finance and Expenditure Committee, where they announced a review of the capital requirements. I attended that session. On Wednesday, I discussed the ongoing banking inquiry with Kathryn Ryan on Nine… Read More Kiwibank, Capital Myths, Large Exposures, and the Price of Public Money The post Kiwibank, Capital Myths, Large Exposures, and the Price of Pu...| Capital Issues
Federal Reserve Chair Jerome Powell today said that “no other federal regulator” is examining large banks to ensure they are| ABA Banking Journal