Your credit score affects whether you qualify for a mortgage, auto loan, or credit card. Here’s how to know if you have a bad score – and what to do about it.| SoFi
Most of your accounts probably report information to the credit bureaus every 30 to 45 days. A score may change very little if consistent payments are made.| SoFi
Figuring out how to reduce or get rid of credit card debt is a daunting task. Fortunately, a personal loan can help those paying off credit card debt.| SoFi
This guide covers calculating your credit card utilization, monitoring your credit card spending, and how your utilization ratio affects your credit score.| SoFi
There are two different types of credit checks: a soft inquiry and a hard inquiry. Here is a look at each type of inquiry.| SoFi
Increasing your credit limit can be as simple as contacting the credit card company. But first, you'll want to minimize the impact on your credit score. Learn how.| SoFi