Minnesota, New York, and Oregon have implemented a Basic Health Program – a coverage for people ineligible for Medicaid and with incomes up to 200% of FPL (250% in New York), and for legal immigrants who aren't eligible for Medicaid because of the five-year waiting period.| healthinsurance.org
Nathan Wilkes is a Colorado father who came face-to-face with the realities of lifetime maximum benefits on health insurance policies before the ACA eliminated them. His family exhausted their benefits on a private policy as well as CoverColorado, the state's high risk pool. Both policies had $1 million lifetime maximums, and Nathan's son Thomas has severe hemophilia that can cost that much in a year.| healthinsurance.org