30 years of summer, followed by 30 years of winter | firsttuesday Journal
Mortgage rates are on their way up.| journal.firsttuesday.us
In his post-FOMC press conference on September 17, Fed Chair Jerome Powell stated that Fed policy remains tight notwithstanding the latest rate cut: “What we can say is this, that over the course of this year we've kept our policy at a restrictive level—and people| Yardeni QuickTakes
Mortgage rates are on their way up.| journal.firsttuesday.us
There is a striking column in the FT from Adam Tooze, the incredibly prolific Chartbook author , which as I see it boils down to this: prolonged stagnation has thrown the UK into a desperate positi…| Freethinking Economist
The Federal Reserve is expected to continue reducing interest rates over the next year, with forecasts generally pointing to the federal funds rate landing somewhere between 3.4% and 3.6% by the end of 2026. It’s a bit of a balancing act the Fed is performing right now, trying to coax the economy along without reigniting […] The post Federal Reserve Interest Rate Predictions for Next 12 Months appeared first on Norada Real Estate Investments.| Norada Real Estate Investments
The California Buyer Purchasing Power Index (BPPI) tells us a homebuyer with the same income is able to borrow 1.47% less purchase-assist mortgage money than a year ago.| journal.firsttuesday.us
Retailers say they are concerned the Reserve Bank of Australia’s decision to hold the cash rate at 3.6% will supress spending during the most important retail sales period of the year. According to the Australian Retailers Association (ARA) and National Retail Association, a pre-Christmas rate cut would bolster consumer confidence and encourage much-needed discretionary spending […]| RW
Construction jobs on Long Island dropped 6% year-over-year in August, marking six straight months of decline due to rising costs and fewer opportunities to build.| Long Island Business News
Fitting for 2025, a government shutdown is all but guaranteed to deliver even more uncertainty into the macroeconomic mix. The post Wall Street Braces for Government Shutdown Chaos appeared first on The Daily Upside.| The Daily Upside
If you need to make a large purchase, say a new laptop or dishwasher, but you can’t afford to pay all at once, you have options. With a buy now, pay later (BNPL) loan, you can split up the cost into more manageable installment payments. Or, you can always turn to your credit card to ... Read more The post Buy Now, Pay Later vs. Credit Cards: Which Payment Option Should You Use? appeared first on Licensed Insolvency Trustee (Bankruptcy Trustee): Allan Marshall & Associates.| Licensed Insolvency Trustee (Bankruptcy Trustee): Allan Marshall & Associates
The case for further rate cuts is getting stronger, NBF says| Economy | Advisor.ca
More than half of respondents don't expect to receive financial help with the purchase| Economy | Advisor.ca
One of the least understood but most consequential aspects of American government is the United States Federal Reserve System. Bankers, investors, and even the president sit with bated breath, waiting to see how the Fed will manage interest rates. The Fed is so important to the world economy that the president sometimes may feel the... Read more about: Jerome Powell: The Fed’s White Knight The post Jerome Powell: The Fed’s White Knight appeared first on The American Mind.| The American Mind
The evidence that Attorney General Letitia James committed fraud was so weak that the U.S. attorney quit rather than prosecute.| The Real Deal
Changing interest rates constantly impact your personal finances. Learn everything about interest rates to manage your finances effectively.| Consumer Credit
Overall, August was a broadly positive month for financial markets and saw fairly solid returns across most major asset classes. Global equity markets are still benefiting from a tailwind. Economic growth is moderating but sufficient to allow 5-10% profits growth, more so for larger companies, for multi-nationals, and the all-important tech sector. Monetary policy is […] The post Market Insight | August 2025 appeared first on Progeny.| Progeny
On Wednesday, the Federal Reserve reduced its benchmark interest rate by 25 basis points, marking the first rate cut since December 2024. Central bank officials also projected two additional rate reductions this year, citing growing concerns about labor market softening and economic headwinds. Fed’s Decision Housing Impact Implications for CRE The Fed’s next rate decision […]| The Real Estate Roundtable
The Federal Reserve resumed its rate-cutting cycle yesterday, lowering the federal funds rate by 25 basis points to a target range of 4.00%-4.25%. The Fed’s decision to cut rates reflects a cautious pivot toward supporting employment amid a softening labor market, even as inflation remains above target. It is uncertain how inflation will trend for the remainder of the year under this lower rate environment. On top of this, the effects of tariffs might also become more evident in prices over...| farmdoc daily
Does the Fed have the credibility not only to cut its policy rate next week but also to reduce it further in the following months, to the long-run neutral rate of 3% without stoking inflation?| The Real Economy Blog
Changing interest rates constantly impact your personal finances. Learn everything about interest rates to manage your finances effectively.| Consumer Credit
The zero lower bound is the concept that the federal funds rate would not be cut below zero percent. This lower bound constraint can limit the effectiveness of monetary policy when rates are at or near the zero lower bound, especially during recessions. In our Economic Letter, The Zero Lower Bound Remains a Medium-Term Risk, […]| San Francisco Fed
Latest 0.25 point hike marks 12th rise in a row as Bank battles stubbornly high inflation| the Guardian
Editor’s note: This is part four of a series on the Rural STEP program and the ongoing conundrum of rural depopulation. Read part one, part two and part three. It’s 1984. The trial of an 18-year-old farm boy from Minnesota makes the pages of the New York Times. Steven Todd Jenkins is accused of working The post In the shadow of the ’80s appeared first on Manitoba Co-operator.| Manitoba Co-operatorFeatures & Farming Articles - Manitoba Co-operator
Learn how to buy a home in Southern California despite high mortgage rates. Explore smart financing strategies, buyer tips, and expert advice.| Berkshire Hathaway HomeServices California Properties
UBS chief economist George Tharenou said public sector wages had more than doubled since 2008-09, keeping upward pressure on interest rates.| Australian Financial Review
President Trump has made no secret of his dislike for Federal Reserve Chair Jerome Powell, repeatedly using sharp, disparaging nicknames such as “Mr. Too Late,” “Numbskull,” and “Knucklehead,” and even branding him “grossly incompetent.” His irritation stems from the Fed’s refusal to heed his calls for US interest rates to be cut to euro-area levels. Yet Trump overlooks a crucial point: US rates have long been higher than those in the euro area because of fundamentally diffe...| Rangvid’s Blog
The Fed should be replaced by free markets, not unbridled presidential power.| Reason.com
The producer price index was expected to show a 0.2% increase for July, according to the Dow Jones consensus estimate.| CNBC
The U.S. Treasury Department announced a new interest rate for Series I bonds, as they do every May and November. The base rate is slightly lower, but a higher inflation-indexed rate of 1.43% means that your Series I Bonds purchased will earn more than they have been until the rate gets reset in November.| Unsolicited Advice from Tiffany B. Brown
Rate cut unlikely next week, but Bank of Canada could still ease this year| Advisor.ca
The rate for a 30-year fixed-rate mortgage was 6.72% this week, down from last week when it was 6.74%, according| ABA Banking Journal
The Fed kept interest rates unchanged for the fifth time this year, resisting Trump’s calls for a cut as inflation and internal dissent shape policy.| Long Island Business News
The Federal Reserve voted to hold its benchmark interest rate steady for the fifth time this year, keeping it in the range of 4.25% to 4.50%.| CBT News
The rate for a 30-year fixed-rate mortgage was 6.74% this week, down from last week when it was 6.75%, according| ABA Banking Journal
Australians are splurging more by shopping online but some remain wary of being stung by interest rate speculation.| SmartCompany
Most business owners are feeling less pessimistic about a potential recession than earlier this year, but still say they're feeling 'subdued.'| Global News
The rate for a 30-year fixed-rate mortgage was 6.75% this week, up from last week when it was 6.72%, according| ABA Banking Journal
The housing market is in flux, but that isn't inherently a bad thing. See how the headlines you see today may actually be opportunities.| The Hard Money Co.
We now expect growth to slow to 1.1% this year, inflation to rise above 3% and a 4.4% unemployment rate.| The Real Economy Blog
Famous Danish author Hans Christian Andersen told a renowned fairy tale of an emperor who was conned into believing he is wearing an invisible suit. The crowd was too embarrassed to acknowledge his nakedness, so they pretend to not notice – until a young boy shouted, “The emperor has no clothes!” Much like the fairy […]| Investing Caffeine
Remember Liberation Day – the day reciprocal tariffs were announced? For those of us strapped daily into the financial market seat, it has felt like an endless rollercoaster ride since that eventfu…| Investing Caffeine
Before diving into today’s topic on how President Trump’s policies are undermining trust in the US as a credible borrower, let me start with some good news—especially for those who understand Danish. My new book, How Low Interest Rates Change the World, will soon be published in Danish! Even better, the Danish version will be priced far more accessibly—likely just 25–30% of the price of the global version. And there’s more: I’ll be adding a couple of new chapters exploring the s...| Rangvid’s Blog
High Court reaffirms that surcharge interest rates that are 'extravagant and unconscionable' and not commercially justifiable are not legally enforceable.| WILLIAM FRY
The rate for a 30-year fixed-rate mortgage was 6.83% this week, up from last week when it averaged 6.62%, according| ABA Banking Journal
The Federal Reserve in a closely watched decision Wednesday held the line on benchmark interest rates though still indicated that reductions are likely later in the year.| CNBC
Investor mood or sentiment can change rather quickly. Immediately after the 2024 presidential elections, positive animal spirits catapulted the stock market higher due to hopes of stimulating tax c…| Investing Caffeine
The first part of my new book, How Low Interest Rates Change the World, examines the unprecedented decline in interest rates from 1980 to 2020, placing it within a historical context. I highlight how this period marked the most significant 40-year decline in nominal interest rates over the past seven centuries—driven by reductions in both […]| Rangvid’s Blog
Stocks have been in a multi-year bull market, but just as investors cannot earn positive returns every month, golfers also cannot achieve a hole-in-one or birdie on every hole, either. A challenging performance is exactly what happened last month when stocks recorded a bogey on the scorecard. More specifically, this is how far out-of-bounds the […]| Investing Caffeine
The Federal Reserve holds interest rates steady as concerns about President Trump's policy changes and inflation persist.| CBT News
It was an interesting year for interest rates in the United States, one in which we got more evidence on the limited power that central banks have to alter the trajectory of market interest rates. We started 2024 with the consensus wisdom that rates would drop during the year, driven by expectations of rate cuts from the Fed. The Fed did keep its end of the bargain, cutting the Fed Funds rate three times during the course of 2024, but the bond markets did not stick with the script, and market...| Musings on Markets
2023 was another year where many Canadians have been spending more money on their day-to-day expenses. Groceries, gas, dining out, airfare, accommodation,| Tawcan
You have so many options for finding the best mortgage rate for you. Here’s how you can compare some of the best fixed rates available.| MoneySense
Where are mortgage rates now? Check out our weekly interest rate update to track the latest market rates.| firsttuesday Journal
The U.S. Treasury Department announced a new interest rate for Series I bonds, as they do every May and November. A lower fixed rate, and a lower inflation-indexed rate means a lower yield for savings bonds purchased over the next six months.| Unsolicited Advice from Tiffany B. Brown
The Federal Open Market Committee announced today that it would lower the target range for the federal funds rate by| ABA Banking Journal
The Federal Reserve cut the rate by a quarter of a percentage point, which was in line with economist expectations.| Virginia Mercury
Investing in bonds offers a valuable opportunity to diversify your portfolio and generate a steady income stream. This guide is designed to equip beginners with essential strategies and analyses to navigate the bond market effectively. Understanding Bonds Before diving into investment strategies, it’s crucial to grasp the fundamentals of bonds. A bond is essentially a … Continue reading "Beginner’s Guide to Investing in Bonds: Strategies and Analysis" The post Beginner’s Guide to Inve...| Disfold Blog
This week we’ve had some major announcements relating to UK inflation and interest rates, both of which could have an impact on the property investment outlook. Today, the Bank of England announced that it would be holding its base rate once more at 5.25%, where it has remained since August 2023. Just yesterday, the Office... Read more »| BuyAssociation Group
The rate for a 30-year fixed-rate mortgage averaged 6.44% this week, up from last week when it averaged 6.32%, according| ABA Banking Journal
Birmingham, AL home appraiser Tom Horn discusses possible reasons why a house listing may not sell even with lower interest rates.| Birmingham Appraisal Blog
In a widely anticipated move, the Bank of Canada (BoC) has announced another quarter-point decrease to its policy interest rate, bringing it down to 4.25%. This marks the third consecutive meeting to culminate in a quarter-point cut.“In Canada, the economy grew by 2.1% in the second quarter, led by ...| STOREYS
The US may split into parts based on political philosophy. The area with adequate energy supplies relative to population may fare better than elsewhere.| Our Finite World
It looks like a big margin call started in Japan. The Japanese Yen has become a funding currency in recent years, a source of cheap financing with the proceeds reinvested in better returning assets – such as US$ listed AI stocks. Debtors benefit when the currency in which they’ve borrowed depreciates. The Yen offered low borrowing costs and a lower value – until it didn’t.| Catalyst Insights
The unemployment rate climbed to 4.3% in July, up 0.2% from June, the Friday employment report from the Bureau of Labor Statistics shows, alarming some economists who believe the Federal Reserve has waited too long to cut interest rates.| North Dakota Monitor
Markets are pricing in an aggressive path for interest rate cuts starting in September.| CNBC
Federal Reserve officials held short-term interest rates steady, but indicated that inflation is getting closer to its 2% target.| CNBC
As the jobless level has ticked up in recent months, the "Sahm Rule" has generated increasing talk on Wall Street.| CNBC
Chicago Federal Reserve President Austan Goolsbee spoke Monday morning on CNBC's "Squawk Box."| CNBC
Labour, with an eye on the next election, wants voters to hear that the public finances are worse than they thought — so blame the Tories for higher taxes.| POLITICO
THE VARIABLE GEOMETRY OF MONEY Measured as a system which supplies physical products and services to society, the global economy was 29% larger in 2023 than it had been in 2003. By contrast, best e…| Surplus Energy Economics
The rate for a 30-year fixed-rate mortgage averaged 6.77% this week, down from last week when it averaged 6.89%. A| ABA Banking Journal
The rate of capital appreciation often fluctuates throughout the course of a property investment, and interest rates can have an impact.| BuyAssociation Group
Find the best GIC rates in Canada. Plus, everything you need to know about how they work.| MoneySense
In the last year or so, I have received many emails from readers asking if we are investing in GICs. With the interest rates at the highest level in the last| Tawcan
The Federal Reserve on Wednesday held its key interest rate steady for the third straight time and set the table for multiple cuts to come in 2024 and beyond.| CNBC
Average card APR climbs again as more lenders adjust to Fed's half-point rate hike.| CreditCards.com
A blog about markets, finance and all things money related.| aswathdamodaran.blogspot.com
There is a black hole, we are told. A yawning one, that needs to be filled in, oooh, around 10 days from now, or we face some unmentionable doom. Fortunately, after a brief flirtation with Rule by …| Freethinking Economist
