Newcastle Building Society has launched a new mortgage designed to help first time buyers get on the property ladder with a small deposit. So while this will lock out the many first time buyers who rely on the Bank of Mum and Dad, it will be welcomed by many buyers who don’t have financial support […] © 2021 HomeOwners Alliance Ltd | This post Lender bans ‘Bank of Mum and Dad’ buyers from new £5k deposit mortgage appeared first on HomeOwners Alliance.| HomeOwners Alliance
Fintech innovation is transforming what used to be a complex, paper-heavy process into a fast, data-driven experience in mortgage broking.| Australian FinTech
It’s fantastic news for anyone thinking about buying a home or refinancing their current mortgage: Mortgage rates have dropped to their lowest level in over a year. This is a significant shift, and if you've been on the fence about making a move in the housing market, now might be the perfect time to seriously […] The post Mortgage Rates Today Drop to Lowest Level in Over a Year appeared first on Norada Real Estate Investments.| Norada Real Estate Investments
It's an exciting time for anyone dreaming of homeownership, folks. After what felt like an eternity of steadily climbing interest rates, we're finally seeing mortgage rates drop to near 3-year lows. This is fantastic news because it immediately translates into more purchasing power for potential buyers. Right now, a homebuyer with a fixed budget of […] The post Mortgage Rates Drop to Lowest in 3 Years Boosting Purchasing Power appeared first on Norada Real Estate Investments.| Norada Real Estate Investments
As of today, October 23, 2025, mortgage rates are showing a welcome downward trend, with the average 30-year fixed mortgage rate nudging down to 6.06% and the 15-year fixed rate sitting at 5.37%, according to the latest data from Zillow. This movement offers a glimmer of hope for potential homebuyers and those looking to refinance. […] The post Today’s Mortgage Rates – October 23: Rates Hit Lowest, 30-Year FRM Falls to 6.06% appeared first on Norada Real Estate Investments.| Norada Real Estate Investments
Mortgage rates today are showing a positive trend, with the popular 30-year fixed refinance rate dropping by 15 basis points. This means that if you’ve been on the fence about refinancing your home, now might be a particularly opportune time to explore your options and potentially lower your monthly payments. It’s always a bit exciting […] The post Mortgage Rates Today: 30-Year Refinance Rate Goes Down by 15 Basis Points appeared first on Norada Real Estate Investments.| Norada Real Estate Investments
Hoping to buy a home or refinance your current mortgage soon? You're probably wondering what the future holds for interest rates. The good news is that mortgage rates are expected to see a modest decline over the next 12 months, gradually easing from the mid-6% range towards the low 6% range by late 2026. This isn't a […] The post Mortgage Rate Predictions for the Next 12 Months: Oct 2025 to Oct 2026 appeared first on Norada Real Estate Investments.| Norada Real Estate Investments
It's October 22nd, and if you're thinking about buying a home or refinancing, you'll be happy to hear that today’s mortgage rates are showing a welcome dip. According to Zillow's latest figures, the average 30-year fixed mortgage rate has edged down by five basis points to 6.10%. Similarly, the popular 15-year fixed loan saw a six-basis point drop, […] The post Today’s Mortgage Rates – October 22: 30-Year FRM Drops 5 Basis Points to 6.10% appeared first on Norada Real Estate Invest...| Norada Real Estate Investments
Great news for anyone thinking about buying a home or refinancing their current mortgage – mortgage rates went down this week, offering a welcomed breather in the housing market. In fact, rates have been holding pretty steady at these lower levels for a few weeks now, and it's starting to get noticed. Homeowners are definitely paying […] The post Mortgage Rates Drop Fueling Refinance Surge and Buyer Confidence appeared first on Norada Real Estate Investments.| Norada Real Estate Investments
Refinance cashback offers provide Australian homeowners with a financial incentive to switch their home loan to a new lender, often in the form of a lump-sum payment.While mortgage cashback offers can provide immediate financial relief, it's crucial to assess the long-term costs, such as higher interest rates or annual fees.Borrowers should carefully evaluate loan terms […] The post Best Home Loan Refinance Cashback Offers | Up to $4,000 appeared first on Eden Emerald Mortgages.| Eden Emerald Mortgages
Apply Now Find Out More Info $2,000 cashback when you refinance your home loan and switch to Bank of ChinaBorrow up to 80% LVRMinimum loan amount: $400,000Face-to-face meeting required in branch Refinancing your mortgage can be a great way to lower your interest rate, enhance loan features, or decrease your monthly payments. To attract new […]| Eden Emerald Mortgages
AI is helping Latinos get on the property ladder. Latinos often face several barriers when trying to buy a home, such as meeting loan officers who don’t speak Spanish and not being able to fully understand what is being explained to them by loan officers. Federal housing agencies have started to switch to English-only services […] The post Mortgage Experts Are Using AI To Help Latinos Get On The Property Ladder appeared first on POCIT. Telling the stories and thoughts of the underrepresen...| POCIT. Telling the stories and thoughts of the underrepresented in tech.
The rate for a 30-year fixed-rate mortgage was 6.27% this week. The rate for a 15-year fixed-rate mortgage was 5.52%. The post Mortgage rates decrease appeared first on ABA Banking Journal.| ABA Banking Journal
The first step to implement the Smith Manoeuvre is to get a readvanceable mortgage. What is the best one? We have unique personal knowledge of the quirks of each of the Smith Manoeuvre mortgages from working with hundreds of clients to implement and manage the Smith Manoeuvre. We are not the mortgage person that gets…| Ed Rempel
Rent Estimator Use our free rent estimator to get an instant estimate for any property address and start maximizing your investment potential today. Griffin’s rental estimator includes a rent range of low to high in addition to the estimate. What Is a Rent Estimate? A rent estimate is a comprehensive, data-based assessment of how much... The post Rent Estimator: Get a Free Rent Estimate appeared first on Griffin Funding.| Griffin Funding
Get a quick estimate of your home’s value with our free home value estimator. Perfect for selling, refinancing, or tapping into your equity.| Griffin Funding
Refinancing can help you achieve a variety of goals. In this article, we’ll cover when it makes sense to refinance, how refinancing a mortgage works, and some of the things to consider if you’re wondering whether refinancing is right for you.| Laurel Road
Looking to buy your first home but don’t know where to start? There are many steps involved in buying a house and all of them are important. We’ll walk you through some of the things you should consider and prepare for.| Laurel Road
Learn about the difference between a fixed and variable-rate loan.| Laurel Road
How much a down payment do you need to buy on a house? There’s no one right answer —the number will be different for everyone.| Laurel Road
Stamp duty is usually payable on property transfers, even between family members or when gifting property.Exemptions apply in specific situations such as between spouses, in divorce settlements, or transfers from deceased estates.Each state in Australia has different rules, so eligibility depends on your location, relationship, and property type.Professional advice is essential - incorrect transfers can […] The post Can You Transfer Property Without Paying Stamp Duty? appeared first on Eden...| Eden Emerald Mortgages
Want to pay off your mortgage in 10 years? Learn practical strategies to reduce your loan term and build financial freedom faster.| Eden Emerald Mortgages
What Is the SALT Deduction? The state and local taxes (SALT) deduction is a federal tax benefit for taxpayers who itemize their deductions. It allows these taxpayers to deduct the cost of their state and local taxes, including income tax or sales tax, as well as property taxes, from their federal income for tax calculation... The post SALT Deduction: What Is the State and Local Tax Deduction? appeared first on Griffin Funding.| Griffin Funding
Estimate your property sale taxes quickly with our free. Interactive, and easy-to-use real estate capital gains tax calculator.| Griffin Funding
Core FHA Refinance Requirement Factors Before we discuss the specific FHA refinance requirements for each program, let’s discuss the requirements that apply across all of them. Understanding these core requirements will help you determine which refinance option best fits your situation. Credit score: While FHA loans typically allow lower credit scores than conventional loans, most... The post FHA Refinance Guidelines & Requirements Checklist appeared first on Griffin Funding.| Griffin Funding
What Is a Crypto-Backed Mortgage? A crypto mortgage is a home loan that uses cryptocurrency as collateral instead of following traditional lending practices. Unlike conventional mortgages that rely heavily on income verification and credit history, these loans focus on the value of your digital asset holdings. This approach has gained traction as cryptocurrency adoption has... The post Crypto-Backed Mortgages: What They Are & How They Work appeared first on Griffin Funding.| Griffin Funding
Learn how the mortgage interest deduction works, who qualifies, the current limit, and how it can help reduce your taxable income.| Griffin Funding
Why should you quit your corporate job? Why should you NOT quit your corporate job? The post Four Years of FIRE: The Corporate Job appeared first on Stop Ironing Shirts.| Stop Ironing Shirts
Supreme Lending launches HOMESÍ, a Latino-focused division offering bilingual service, education and responsible lending.| Supreme Lending Blog
Changing interest rates constantly impact your personal finances. Learn everything about interest rates to manage your finances effectively.| Consumer Credit
CEO Victor Ciardelli and Rate, a leading fintech company, announced the launch of the Rate App in Spanish, becoming the first mortgage lender| GlobalFinTechSeries
With the changes to the 5% Deposit Scheme, first home buyers are able to buy a home with only 5% deposit and no LMI, regardless of your income.The Government acts as a guarantor for your home, so you don't need to pay the LMI.You can save tens of thousands of dollars by avoiding LMI.There are […] The post 5% Deposit Scheme Home Loans appeared first on Eden Emerald Mortgages.| Eden Emerald Mortgages
Most Australian lenders require two recent payslips showing your income, employer details, and year-to-date earnings.If your income varies (bonuses, overtime) or you’re casually employed, you may need more payslips or extra documents.Self-employed applicants can’t use payslips, you’ll need tax returns, ATO assessments, and possibly BAS statements instead.Payslips must be clear, recent, and supported by bank […] The post How Many Payslips Do You Need for a Home Loan? appeared first on ...| Eden Emerald Mortgages
A redraw facility allows you to access extra repayments you've made on your mortgage, offering flexible access to surplus funds.You can usually redraw via your bank's app or online portal, transferring funds directly to your everyday account.Redraw is different from an offset account: it’s less flexible but may encourage better saving habits.Be aware of redraw […] The post How to Redraw on a Home Loan? appeared first on Eden Emerald Mortgages.| Eden Emerald Mortgages
Yes, you can refinance your home loan with the same bank through internal refinancing, which involves switching to a new product.Staying with your bank can be convenient, and some lenders may offer retention deals to keep your business.However, existing customers don’t always get the best rates, so it’s important to compare other lenders and negotiate.Speak […] The post Can I Refinance My Home Loan with the Same Bank? appeared first on Eden Emerald Mortgages.| Eden Emerald Mortgages
Learn what a comparison rate for a home loan is, how it’s calculated, and why it’s essential for comparing true loan costs.| Eden Emerald Mortgages
Changing interest rates constantly impact your personal finances. Learn everything about interest rates to manage your finances effectively.| Consumer Credit
Discover why IMBs are moving away from complex systems to a configurable Mortgage POS that accelerates rollouts, lowers costs, and delivers better borrower and LO experiences.| BeSmartee
President Trump signed the VA Home Loan Program Reform Act in late July, adding a partial claim option to the VA’s loss-mitigation waterfall.| HousingWire
Find out how long you need to be in a job to get a home loan in Australia and boost your chances of approval.| Eden Emerald Mortgages
Key Takeaways Reduce high-interest credit card debt to improve credit and cash flow Build an emergency fund to handle unexpected costs without new debt Improve and monitor your credit score for better loan terms Save for a down payment and ... Read More »| Consumer Credit
Learn how Blend’s DocAI can automate document processing, shorten time to close, and boost customer satisfaction for mortgage lenders.| Blend
1031 exchanges can be a great tool for real estate investors seeking to defer capital gains taxes on property sales. Learn more about 1031 exchanges here.| Griffin Funding
Discover why non-bank lenders are replacing patchwork systems with a configurable mortgage POS to scale and simplify growth.| BeSmartee
With the Australian Government's 'First Home Guarantee', first home buyers are able to access low deposit home loans home with only 5% needed and no LMI.The Government acts as a guarantor for your home, so you don't need to pay the LMI.You can save tens of thousands of dollars by avoiding LMI.Click here to learn […]| Eden Emerald Mortgages
More first time buyers can now borrow up to 6x their salary with Nationwide's Helping Hand mortgage. Could you use it to buy your first house?| HomeOwners Alliance
Mid-sized banks are losing ground due to costly custom tech and fragmented workflows. Discover how a configurable mortgage POS can streamline lending and future-proof your operation.| BeSmartee
Discover why outdated mortgage POS systems are slowing credit unions' growth and member satisfaction, and how a configurable SaaS model can transform the mortgage experience.| BeSmartee
Discover how global economic shifts, from tariffs to interest rates, are redefining mortgage lending, and how lenders can adapt with agile pricing, risk tools, and digital borrower communication.| BeSmartee
Explore how lenders can balance speed and service using automation, human support, and BeSmartee’s configurable SaaS model to enhance the borrower experience.| BeSmartee
Understand judgment liens, how they impact property, and what to do before buying a house with a lien. Learn more with Associates Home Loan.| Associates Home Loan of Florida, Inc.
Leads are the lifeblood of your business. As a loan officer (LO), implementing a great mortgage lead generation strategy can make or break your business. You need high-quality prospects – homebuyers who match your ideal customer profile – coming in all throughout the year. Of course, this is easier said than done. Many LOs mistakenly […]| BombBomb
Social media is one of the best growth channels for mortgage brokers and loan officers. The biggest social media platforms today give users the ability to reach massive, global audiences. But what makes them especially powerful in the mortgage industry is the ability to reach people with targeted interests, even in specific geographic areas. As […]| BombBomb
Email marketing is still one of the best ways to grow your business as a mortgage broker. Once you have access to a person’s inbox, you can continue to deliver value, build trust and set the stage for new business (and repeat business) down the road. But here’s the problem: many loan officers (LOs) don’t […]| BombBomb
What is Mortgage Marketing? A Beginner’s Guide for Loan Officers As a mortgage loan officer, you’re busy. You have relationships to build, loan applications to review, and closings to attend. With so much to do, it’s easy to overlook mortgage marketing — but you shouldn’t. To be a successful mortgage broker, you have to continually […]| BombBomb
If you have enough money now, you may wonder: should you pay off your mortgage early? Check this blog to weigh the pros and cons.| Tencap LLC
Michael Nasserfar joins Supreme Lending as a Regional Manager to help grow our builder division and expand new construction solutions.| Supreme Lending Blog
The Delayed start mortgage allows first time buyers put off their first three mortgage payments, but what’s the catch? We take a look.| HomeOwners Alliance
Trump’s trade war is causing economic turmoil but the silver lining in the UK is that it's leading to lower mortgage rates. Here’s what's happening...| HomeOwners Alliance
Discover how transparency, real-time updates, and borrower dashboards help mortgage lenders build trust and boost borrower confidence in a digital-first world.| BeSmartee
Explore flexible multifamily financing options in Florida. FHA loans, low rates, and solutions for non-traditional borrowers. Apply with Associates Home Loan.| Associates Home Loan of Florida, Inc.
A national poll of UK mortgage rate expectations in April 2025 shows 1 in 3 UK adults expect mortgage rates to rise over the next 12 months. See the findings.| HomeOwners Alliance
If you’re wondering about selling a house with a mortgage, you’re not alone. In fact, most homeowners still owe money on their homes when they decide to sell. Whether you’re moving for work, upgrading to a new home, or dealing with life changes, it’s completely possible to sell—even if you haven’t paid off your mortgage. […] The post Selling a House With a Mortgage: What You Need to Know appeared first on Hometown Development.| Hometown Development
Boost motivation, performance & retention among loan officers—plus how configurable mortgage tech helps origination teams thrive in a competitive market.| BeSmartee
A comprehensive guide for loan officers on generating high-quality leads through modern digital tools. Learn how to leverage mortgage POS systems, native mobile mortgage apps, multi-channel marketing strategies, and strategic partnerships to build a sustainable pipeline of qualified borrowers in today's competitive lending landscape.| BeSmartee
Learn how a native mobile mortgage app can drive higher conversions, operational efficiency, business growth, and competitive advantage for credit unions.| BeSmartee
HELOC or home equity loan? Understand the risks, rewards, and key differences so you can tap into your home’s equity with confidence.| Griffin Funding
Explore key trends from the Q1 2025 Mortgage Lending Report, including rising home prices, shifting interest rates, and market challenges shaping the future of home financing.| BeSmartee
Discover how online mortgages are transforming lending. Learn how automation, AI, and digital tools help lenders boost efficiency, cut costs, and stay competitive in a digital era.| BeSmartee
The Reserve Bank of Australia (RBA) has officially cut the cash rate by 25 basis points in February, reducing it from 4.35% to 4.10% p.a. Eden Emerald Mortgages will provide rolling updates below on each lender’s announcements regarding the February 2025 rate cut and whether it will be passed on to variable-rate home loans. ANZ interest […]| Eden Emerald Mortgages
The amount of time needed to save for a deposit for a house is four times longer for solo women, according to a report.| Mortgage Solutions
Learn which professions in Australia are eligible for LMI waivers. This guide outlines qualifying professions, eligibility criteria, and how to apply.| Eden Emerald Mortgages
You have so many options for finding the best mortgage rate for you. Here’s how you can compare some of the best fixed rates available.| MoneySense
If you’re in the market for a mortgage, factors within your control and outside it influence the rate you may be offered. Read more for good mortgage rates.| SoFi
Looking to avoid costly Lenders Mortgage Insurance? Discover how to qualify for a no LMI home loan and save thousands on your mortgage.| Eden Emerald Mortgages
Find out which banks offer LMI waivers and how you can qualify. Our detailed guide explains the eligibility requirements and steps to apply.| Eden Emerald Mortgages
Get Bright Connect, the mobile mortgage app that streamlines loan applications, offers real-time updates and enhances collaboration for borrowers and lenders.| BeSmartee
Discover how Bright Connect - BeSmartee’s mobile mortgage app empowers loan officers with unmatched features to streamline operations, enhance client interactions, and boost productivity.| BeSmartee
The law allows any co-owner to remove another co-owner on the property title with or without their agreement through a quiet title action, or partition| Talkov Law
Co-owning a home can be a practical solution to rising housing costs, but when circumstances change and you want to sell your partial interest in the| Talkov Law
Explore how bridge loans work for homebuyers, including their rates, fees, qualification process, and the pros and cons.| SavingK
Are USDA home loans in Florida the right path to rural homeownership for you? Click here for everything you need to know about financing your home.| Associates Home Loan of Florida, Inc.
Reinventing the home buying experience is quite possibly the greatest untapped opportunity in the American economy. We can all agree that it shouldn’t take 46 days to get a mortgage. Houses sit on the market for too long, buying agents are compensated more if you spend more, and fees and commissions are too high – the list goes on. Alex Rampell of Andreessen Horowitz recently wrote a post about this very topic that’s getting much attention. He states that to shorten this process, “you...| PAT KINSEL
I’ll never be able to share just how hard it was to pull this off, but Notarize is the first company and platform to allow people to buy their home entirely online. Read more about it on the Notarize Blog or check out the new marketing site - Notarize for Mortgage.| PAT KINSEL
Learn the ropes of how to sell your house effectively with our guide. From pricing strategies to closing the deal, master the art of home selling today!| The Budgetnista
Is TikTok a good place to find a savvy real estate agent?TikTok is clearly a solid marketing tool for real estate agents, but is it really a font of knowledge? It can be, as long as it’s not the only place you’re seeking and verifying information.| TitleSmart, Inc.
Is TikTok a good place to find a savvy real estate agent?TikTok is clearly a solid marketing tool for real estate agents, but is it really a font of knowledge? It can be, as long as it’s not the only place you’re seeking and verifying information.| TitleSmart, Inc.
TitleSmart is always on the cutting edge of technology to better service our clients. If there is an advancement in the title industry that can benefit the customer experience, we will implement it as quickly as possible.| TitleSmart, Inc.
TitleSmart is always on the cutting edge of technology to better service our clients. If there is an advancement in the title industry that can benefit the customer experience, we will implement it as quickly as possible.| TitleSmart, Inc.
You’re selling your home or refinancing your mortgage and at closing, you see that the payoff amount is a bit higher than the principal balance. Why don’t the two numbers match up? This is a common question we receive. Here’s the relatively simple answer. The number you see on your mortgage statement is the principal […]| TitleSmart, Inc.
Here at TitleSmart, every closing is a first-class closing. Plain and simple. But, how does a first-class closing differ from a regular closing? In a first-class closing at TitleSmart, we make sure everything is easy, friendly and special down to the smallest detail. From the second you walk in, to your final goodbye, we have you covered!| TitleSmart, Inc.
