VA mortgage partial claim restoration faces timing challenges
President Trump signed the VA Home Loan Program Reform Act in late July, adding a partial claim option to the VA’s loss-mitigation waterfall.| HousingWire
Last Updated on September 2, 2025 Thinking about buying a home in the near future but intimidated by the down … Visited 5,758 times, 1 visit(s) today The post 3 myths about down payments that may surprise you appeared first on Howard Hanna Allen Tate Blog.| Howard Hanna Allen Tate Blog
President Donald Trump on Friday signed the Homebuyers Privacy Protection Act (H.R. 2808), establishing a nationwide ban on the abusive use of trigger leads beginning in March 2026.| HousingWire
Nominations are open for HousingWire's 2025 Tech Trendsetters Award, and we're catching up with inaugural winners from 2019.| HousingWire
Of the 50 riskiest counties, 14 were in California and seven were in Florida. New Jersey had five and Louisiana had four.| HousingWire
The push comes as the Trump administration signals plans to move forward with a stock offering for Fannie Mae and Freddie Mac.| HousingWire
President Trump signed the VA Home Loan Program Reform Act in late July, adding a partial claim option to the VA’s loss-mitigation waterfall.| HousingWire
President Trump signed into law a bill prohibiting credit reporting firms from selling mortgage applicant information to lenders who then barrage those same consumers with unwanted solicitations. The post ABA-backed bill to ban abusive trigger leads signed into law appeared first on ABA Banking Journal.| ABA Banking Journal
The rate for a 30-year fixed-rate mortgage was 6.5% this week. The rate for a 15-year fixed-rate mortgage was 5.6%. The post Mortgage rates fall appeared first on ABA Banking Journal.| ABA Banking Journal
Owning a home can be one of the most rewarding financial milestones, but it also comes with one of the largest monthly expenses: your mortgage. If you’re looking for ways to reduce this cost and free up more room in your budget, the good news is that there are several strategies available. Here’s a breakdown […] The post How To Lower Your Mortgage Payments appeared first on SavingK.| SavingK
As of September 3, 2025, mortgage rates today have slightly dropped for homebuyers with the national average 30-year fixed mortgage rate decreasing to 6.58%—down 1 basis point from last week’s 6.59%. Meanwhile, refinance rates have inched higher, with the average 30-year fixed refinance rate rising to 6.86%, up 2 basis points from the previous week. This […] The post Mortgage Rates Today- September 3, 2025: Purchase Rates Dip, 30-Year FRM Goes Down appeared first on Norada Real Estate ...| Norada Real Estate Investments
Good news for those considering an Adjustable-Rate Mortgage (ARM)! According to Zillow, as of September 3, 2025, the national average 5-year ARM mortgage rate has decreased by 3 basis points, bringing it down to 6.88%. This slight dip could be an opportunity to explore financing options, especially if you anticipate interest rate changes in the near future. Let's […] The post Today’s 5-Year Adjustable Mortgage Rate Goes Down by 3 Basis Points – Sept 3, 2025 appeared first on Norada R...| Norada Real Estate Investments
Wondering where mortgage rates are headed? If you're like me, you're probably watching the market like a hawk, trying to figure out the best time to buy or refinance. Warren Buffett's Berkshire Hathaway recently shared its U.S. Real Estate Market Forecast, and it sheds some light on what we might expect. Brace yourself: While immediate, dramatic relief isn't likely, there is cautious […] The post Mortgage Rates Forecast 2026 by Warren Buffett’s Berkshire Hathaway appeared first on ...| Norada Real Estate Investments
As of late August 2025, mortgage rates have hit a 10-month low, bringing a breath of fresh air to the housing market. This dip, coupled with solid economic growth, is seeing purchase demand start to climb. While many aspiring homeowners still grapple with affordability, these consistently lower rates offer a much-needed nudge to get them […] The post Mortgage Rates Predictions by Top Industry Experts 2025-2026 appeared first on Norada Real Estate Investments.| Norada Real Estate Investments
Wondering where mortgage rates are headed? You're not alone. 30-year fixed mortgage rates are a hot topic, especially for anyone thinking about buying a home or refinancing. Right now, in late August 2025, these rates are around 6.5-6.6%. The good news is, experts think they might drop slightly by the end of this year. Averaging around 6.4% in Q4 and possibly […] The post 30-Year Mortgage Rate Predictions for the Rest of 2025 appeared first on Norada Real Estate Investments.| Norada Real Estate Investments
On August 15, the Illinois Department of Financial and Professional Regulation proposed regulations to implement recent amendments to the Residential Mortgage License Act of 1987 (RMLA) covering “shared appreciation agreements.” The proposed revisions treat these agreements as residential mortgage loans subject to RMLA licensing and compliance requirements. A shared appreciation mortgage is when the borrower... Continue Reading|
Schilling comes to MegaStar after serving in several positions at Highland Mortgage, including chief strategy officer.| HousingWire
Home loan interest in Australia is usually calculated daily on the outstanding loan balance and charged monthly.Key factors affecting interest include the loan amount, interest rate, loan term, repayment frequency, and whether you use features like an offset account.Fixed rate loans offer predictable interest costs, while variable rate loans can fluctuate but offer more flexibility.Making […] The post How is Interest Calculated on a Home Loan? appeared first on Eden Emerald Mortgages.| Eden Emerald Mortgages
A pre-approval is a conditional agreement from a lender showing how much you're likely to be approved for, based on your finances.It helps buyers understand their budget, strengthens offers, and provides confidence when bidding or negotiating.The process includes submitting documents, a credit check, and receiving a pre-approval letter valid for 3–6 months.Pre-approval is not a […] The post What is a Home Loan Pre-Approval? appeared first on Eden Emerald Mortgages.| Eden Emerald Mortgages
Lenders assess applications based on income, credit history, and the property as security, so demonstrating financial stability is key.Improving your credit score, reducing debts, and saving a larger deposit (ideally 20% to avoid LMI) boost approval chances.Being organised with documentation and applying for pre-approval can make the process smoother and strengthen your position when house-hunting.Avoid […] The post How to Get Approved for a Home Loan appeared first on Eden Emerald Mortgages.| Eden Emerald Mortgages
482 visa holders can get a home loan in Australia, but only with certain lenders and stricter requirements than citizens or PRs.FIRB approval is usually required, and buyers are often restricted to new properties, with added costs like FIRB fees and state surcharges.Lenders typically require a 20–30% deposit, may charge higher rates, and often ask […] The post Can I Get a Home Loan on a 482 Visa? appeared first on Eden Emerald Mortgages.| Eden Emerald Mortgages
Non-permanent residents (temporary visa holders) can get a home loan in Australia, but face stricter rules than citizens or PRs.FIRB approval is usually required, and buyers are often limited to new properties, with extra fees like FIRB charges and foreign buyer stamp duty.Lenders typically demand larger deposits (20–30%) and may apply higher interest rates, shorter […] The post Home Loans for Non-Permanent Residents appeared first on Eden Emerald Mortgages.| Eden Emerald Mortgages
Macquarie is ideal for borrowers who want low rates, advanced digital banking, and full-featured home loans with offset accounts — all backed by one of Australia’s most respected investment banks.Top 3 reasons to choose Macquarie Bank:– Highly competitive interest rates with multiple offset accounts– Modern digital banking tools and award-winning mobile app– Fast turnaround times […] The post Macquarie Bank Home Loan Review appeared first on Eden Emerald Mortgages.| Eden Emerald Mortgages
The post Macquarie Bank LMI Waiver – Medical Professionals appeared first on Eden Emerald Mortgages.| Eden Emerald Mortgages
Find out how long you need to be in a job to get a home loan in Australia and boost your chances of approval.| Eden Emerald Mortgages
Key Takeaways Reduce high-interest credit card debt to improve credit and cash flow Build an emergency fund to handle unexpected costs without new debt Improve and monitor your credit score for better loan terms Save for a down payment and ... Read More »| Consumer Credit
With seniors now outnumbering children in many U.S. states, demand is growing for aging-in-place technology.| HousingWire
The industry debate heats up as trigger leads crackdown raises questions about consumer protection and market power.| HousingWire
Learn how Blend’s DocAI can automate document processing, shorten time to close, and boost customer satisfaction for mortgage lenders.| Blend
A federal judge has dismissed a high-profile case involving allegations that a home appraiser was racially biased in his appraisal. U.S. District Judge Stephanie A. Gallagher of the U.S. District Court for the District of Maryland ruled that Nathan Connolly and the estate of Shani Mott, who passed away in March of 2024, failed to provide an appraisal expert to support their claims against Shane Lanham and his company, 20/20 Valuations, LLC.… Continue Reading| Consumer Finance Monitor
Government-backed mortgages can be easier for potential homebuyers to qualify for as these loans are insured by the federal government, which brings down the risk for lenders. There are three main types of government-backed mortgages that can help consumers — and especially first-time homebuyers — reach their goal of homeownership. Let’s take a closer look […] The post How Government-Backed Mortgages Work appeared first on SoFi.| SoFi
Use Our Cash-Out Refinance Calculator Use our comprehensive cash-out refi calculator below to explore your refinancing options and see how much cash you could potentially access from your home’s equity. What Is a Cash-Out Refinance? A cash-out refinance is a mortgage refinancing loan that replaces your existing loan with a new mortgage for more than... The post Cash-Out Refinance Calculator appeared first on Griffin Funding.| Griffin Funding
What Is a Buyer’s Market? Knowing what a buyer’s market is can help you best approach your planning. A buyer’s market occurs when there are more homes available for sale than there are people actively looking to buy. This typically gives buyers the advantage, allowing them to negotiate better prices and terms. It also means... The post Buyer’s Market vs Seller’s Market appeared first on Griffin Funding.| Griffin Funding
Why It’s Important to Set a Mortgage Budget A house you can afford today should still be affordable tomorrow. Overspending on a mortgage can leave you “house poor,” meaning most of your income goes to your home, leaving little for savings, travel, or emergencies. Setting a mortgage budget isn’t just smart; it’s a requirement for... The post How Much of Your Income Should Go to Your Mortgage? appeared first on Griffin Funding.| Griffin Funding
What Is a Lender Credit? In simple terms, a lender credit is a rebate offered by your mortgage lender to reduce your upfront out-of-pocket costs, specifically your closing costs. It can sound like free money, but there’s a trade-off: you agree to take on a slightly higher mortgage interest rate in exchange. Think of it... The post What Is a Lender Credit? appeared first on Griffin Funding.| Griffin Funding
What Is a Barndominium? A barndominium (or “barndo”) is a portmanteau of “barn” and “condominium,” coined to describe a building that fuses barn-like utility with residential comfort. Originally developed for ranchers and rural dwellers who wanted to live close to their livestock or equipment, today’s barndominiums are stylish, spacious, and incredibly flexible. At their core,... The post What Is a Barndominium? appeared first on Griffin Funding.| Griffin Funding
What Is a Cost Segregation Study? A cost segregation study is a tax tool that breaks down the various components of a commercial or residential investment property to accelerate depreciation deductions. Instead of depreciating the entire building over the standard timeline, this engineering-based analysis identifies specific elements that qualify for shorter depreciation periods. Under normal... The post Cost Segregation Study: What It Is & How It Works appeared first on Griffin Funding.| Griffin Funding
What Is a Non-QM Loan? A non-qualified mortgage (non-QM) loan is a type of mortgage that does not meet the Consumer Financial Protection Bureau’s criteria for a “qualified mortgage.” Qualified mortgages typically follow strict guidelines regarding debt-to-income ratios, documentation, and income verification. In contrast, non-QM loans offer more flexible underwriting standards and are tailored for... The post How to Refinance a Non-QM Loan appeared first on Griffin Funding.| Griffin Funding
1031 exchanges can be a great tool for real estate investors seeking to defer capital gains taxes on property sales. Learn more about 1031 exchanges here.| Griffin Funding
There’s a good reason why home ownership is one of the most common goals in people’s lives. It’s a way to build real wealth as you pay down your mortgage over time. It means you’ve finally arrived in the world when you sign on the dotted line and take possession of a place of your […]| My Millennial Guide
Discover why non-bank lenders are replacing patchwork systems with a configurable mortgage POS to scale and simplify growth.| BeSmartee
For many potential home buyers who delayed their purchasing decisions until after the election results, understanding the housing market under Trump has become a top priority. Trump’s economic-focused campaign included promises to combat inflation, reduce regulations, and implement new trade policies, which could significantly influence the housing market Trump inherits. With the election uncertainty now... The post Trump’s Housing Market in 2025: What Real Estate Buyers, Sellers & Invest...| Griffin Funding
Discover first-time home buyer programs that offer down payment assistance, lower interest rates, and flexible qualifications to help you buy your first home.| Griffin Funding
With the Australian Government's 'First Home Guarantee', first home buyers are able to access low deposit home loans home with only 5% needed and no LMI.The Government acts as a guarantor for your home, so you don't need to pay the LMI.You can save tens of thousands of dollars by avoiding LMI.Click here to learn […]| Eden Emerald Mortgages
Compare interest rates, fees, pros and cons, and whether Heritage Bank is right for you. Read our personal experience and verified customer reviews.| Eden Emerald Mortgages
More first time buyers can now borrow up to 6x their salary with Nationwide's Helping Hand mortgage. Could you use it to buy your first house?| HomeOwners Alliance
Mid-sized banks are losing ground due to costly custom tech and fragmented workflows. Discover how a configurable mortgage POS can streamline lending and future-proof your operation.| BeSmartee
Discover why outdated mortgage POS systems are slowing credit unions' growth and member satisfaction, and how a configurable SaaS model can transform the mortgage experience.| BeSmartee
Discover the 2025 conventional loan limits and how they impact your mortgage options and how much you can borrow.| Griffin Funding
Discover how global economic shifts, from tariffs to interest rates, are redefining mortgage lending, and how lenders can adapt with agile pricing, risk tools, and digital borrower communication.| BeSmartee
Wondering how often you can refinance your home? Learn the rules, benefits, and what to consider before refinancing multiple times.| Griffin Funding
Get step-by-step instructions on how to obtain a HELOC, aka a Home Equity Line of Credit, including eligibility requirements, tips, and things to consider.| SoFi
Melody Wright writes about mortgage finance and real estate markets. She wrote a Substack article titled Paradise Lost about Hawaii (16 June 2025). « I talk ad nauseam about the short-term rental infestation. I don’t often get a chance to talk about the cultural destruction that accompanies it and what it does to local communities. … Continue reading Paradise Lost| Articles of Interest
WASHINGTON, D.C. — June 9, 2025 — The National Association of Attorneys General (NAAG) today announced that 42 attorneys general from ... Read More| blog.commerce.utah.gov
Explore how lenders can balance speed and service using automation, human support, and BeSmartee’s configurable SaaS model to enhance the borrower experience.| BeSmartee
Calculate how quickly you can pay off your mortgage and see the impact of extra payments with Griffin Funding’s mortgage payoff calculator.| Griffin Funding
Understand judgment liens, how they impact property, and what to do before buying a house with a lien. Learn more with Associates Home Loan.| Associates Home Loan of Florida, Inc.
Leads are the lifeblood of your business. As a loan officer (LO), implementing a great mortgage lead generation strategy can make or break your business. You need high-quality prospects – homebuyers who match your ideal customer profile – coming in all throughout the year. Of course, this is easier said than done. Many LOs mistakenly […]| BombBomb
Social media is one of the best growth channels for mortgage brokers and loan officers. The biggest social media platforms today give users the ability to reach massive, global audiences. But what makes them especially powerful in the mortgage industry is the ability to reach people with targeted interests, even in specific geographic areas. As […]| BombBomb
Email marketing is still one of the best ways to grow your business as a mortgage broker. Once you have access to a person’s inbox, you can continue to deliver value, build trust and set the stage for new business (and repeat business) down the road. But here’s the problem: many loan officers (LOs) don’t […]| BombBomb
What is Mortgage Marketing? A Beginner’s Guide for Loan Officers As a mortgage loan officer, you’re busy. You have relationships to build, loan applications to review, and closings to attend. With so much to do, it’s easy to overlook mortgage marketing — but you shouldn’t. To be a successful mortgage broker, you have to continually […]| BombBomb
Explore mortgage options for buying or refinancing your home with confidence. Learn about rates, terms, and what fits your financial goals.| OneDigital
If you have enough money now, you may wonder: should you pay off your mortgage early? Check this blog to weigh the pros and cons.| Tencap LLC
At Supreme Lending, growth isn’t just a goal—it’s a commitment. And when it comes to helping builders scale, succeed, and serve more homebuyers, we’re taking that commitment to the next level. We’re proud to announce that Michael Nasserfar, a nationally recognized mortgage executive with more than $1 billion in closed loan volume, has joined Supreme […] The post Supreme Lending Expands Builder Division with the Addition of Industry Veteran Michael Nasserfar appeared first on Supre...| Supreme Lending Blog
The Delayed start mortgage allows first time buyers put off their first three mortgage payments, but what’s the catch? We take a look.| HomeOwners Alliance
Trump’s trade war is causing economic turmoil but the silver lining in the UK is that it's leading to lower mortgage rates. Here’s what's happening...| HomeOwners Alliance
When it comes to making a move from one house to another, the number one challenge we find our clients facing is the inability to make a contingency offer| The Family Mortgage Team at LeaderOne
Discover how transparency, real-time updates, and borrower dashboards help mortgage lenders build trust and boost borrower confidence in a digital-first world.| BeSmartee
Explore flexible multifamily financing options in Florida. FHA loans, low rates, and solutions for non-traditional borrowers. Apply with Associates Home Loan.| Associates Home Loan of Florida, Inc.
In this episode, Emily interviews Hannah Takasuka, a 3rd-year PhD/DDS student at the University of California, San Francisco. Hannah is in the process of purchasing a condo in San Francisco as part of a governmental program to provide affordable housing. Hannah overcame multiple hurdles in the journey to home ownership, including being rejected by mortgage […]| Personal Finance for PhDs
A national poll of UK mortgage rate expectations in April 2025 shows 1 in 3 UK adults expect mortgage rates to rise over the next 12 months. See the findings.| HomeOwners Alliance
If you're planning to purchase a home—whether it's your first property or an investment—understanding how a mortgage works is absolutely critical.A mortgage| GoKapital
If you’re wondering about selling a house with a mortgage, you’re not alone. In fact, most homeowners still owe money on their homes when they decide to sell. Whether you’re moving for work, upgrading to a new home, or dealing with life changes, it’s completely possible to sell—even if you haven’t paid off your mortgage. […] The post Selling a House With a Mortgage: What You Need to Know appeared first on Hometown Development.| Hometown Development
Boost motivation, performance & retention among loan officers—plus how configurable mortgage tech helps origination teams thrive in a competitive market.| BeSmartee
A comprehensive guide for loan officers on generating high-quality leads through modern digital tools. Learn how to leverage mortgage POS systems, native mobile mortgage apps, multi-channel marketing strategies, and strategic partnerships to build a sustainable pipeline of qualified borrowers in today's competitive lending landscape.| BeSmartee
Learn how a native mobile mortgage app can drive higher conversions, operational efficiency, business growth, and competitive advantage for credit unions.| BeSmartee
When you’re ready to move, figuring out what to do with your house is a big decision. And today, more homeowners are considering renting their home instead of selling it. Recent data from Zillow shows about two-thirds (66%) of sellers thought about renting their home before listing, with nearly a third (28%) taking that possibility seriously. Compared to 2021, […] The post Should You Sell Your House or Rent It Out? appeared first on The Family Mortgage Team at LeaderOne.| The Family Mortgage Team at LeaderOne
HELOC or home equity loan? Understand the risks, rewards, and key differences so you can tap into your home’s equity with confidence.| Griffin Funding
Explore key trends from the Q1 2025 Mortgage Lending Report, including rising home prices, shifting interest rates, and market challenges shaping the future of home financing.| BeSmartee
Discover how online mortgages are transforming lending. Learn how automation, AI, and digital tools help lenders boost efficiency, cut costs, and stay competitive in a digital era.| BeSmartee
The Reserve Bank of Australia (RBA) has officially cut the cash rate by 25 basis points in February, reducing it from 4.35% to 4.10% p.a. Eden Emerald Mortgages will provide rolling updates below on each lender’s announcements regarding the February 2025 rate cut and whether it will be passed on to variable-rate home loans. ANZ interest […]| Eden Emerald Mortgages
The amount of time needed to save for a deposit for a house is four times longer for solo women, according to a report.| Mortgage Solutions
Learn which professions in Australia are eligible for LMI waivers. This guide outlines qualifying professions, eligibility criteria, and how to apply.| Eden Emerald Mortgages
You have so many options for finding the best mortgage rate for you. Here’s how you can compare some of the best fixed rates available.| MoneySense
If you’re in the market for a mortgage, factors within your control and outside it influence the rate you may be offered. Read more for good mortgage rates.| SoFi
Looking to avoid costly Lenders Mortgage Insurance? Discover how to qualify for a no LMI home loan and save thousands on your mortgage.| Eden Emerald Mortgages
Find out which banks offer LMI waivers and how you can qualify. Our detailed guide explains the eligibility requirements and steps to apply.| Eden Emerald Mortgages
Get Bright Connect, the mobile mortgage app that streamlines loan applications, offers real-time updates and enhances collaboration for borrowers and lenders.| BeSmartee
Why should you / shouldn't you quit your corporate job? What do I miss and what has surprised me in life after corporate?| Stop Ironing Shirts
Real Estate is arguably the best asset class if you want to build legacy wealth. You may have heard of investors who have made real estate wealth such as...| Innovative Advisory Group
Discover how Bright Connect - BeSmartee’s mobile mortgage app empowers loan officers with unmatched features to streamline operations, enhance client interactions, and boost productivity.| BeSmartee
The law allows any co-owner to remove another co-owner on the property title with or without their agreement through a quiet title action, or partition| Talkov Law
Co-owning a home can be a practical solution to rising housing costs, but when circumstances change and you want to sell your partial interest in the| Talkov Law
Explore how bridge loans work for homebuyers, including their rates, fees, qualification process, and the pros and cons.| SavingK
Only 41% of mortgage borrowers are currently classified as “financially healthy,” down from 46% in 2023 and 52% in 2022,| ABA Banking Journal
The rate for a 30-year fixed-rate mortgage averaged 6.77% this week, down from last week when it averaged 6.89%. A| ABA Banking Journal
By Joseph Pigg ABA Viewpoint One of several contributing factors to the 2007-08 housing crunch and recession was the practice| ABA Banking Journal
Are USDA home loans in Florida the right path to rural homeownership for you? Click here for everything you need to know about financing your home.| Associates Home Loan of Florida, Inc.
Reinventing the home buying experience is quite possibly the greatest untapped opportunity in the American economy. We can all agree that it shouldn’t take 46 days to get a mortgage. Houses sit on the market for too long, buying agents are compensated more if you spend more, and fees and commissions are too high – the list goes on. Alex Rampell of Andreessen Horowitz recently wrote a post about this very topic that’s getting much attention. He states that to shorten this process, “you...| PAT KINSEL
I’ll never be able to share just how hard it was to pull this off, but Notarize is the first company and platform to allow people to buy their home entirely online. Read more about it on the Notarize Blog or check out the new marketing site - Notarize for Mortgage.| PAT KINSEL
Learn the ropes of how to sell your house effectively with our guide. From pricing strategies to closing the deal, master the art of home selling today!| The Budgetnista
