How to Pay Off Your Mortgage in 10 Years - Eden Emerald Mortgages
Want to pay off your mortgage in 10 years? Learn practical strategies to reduce your loan term and build financial freedom faster.| Eden Emerald Mortgages
Lenders don’t need more hours in the day to improve borrower conversion. Learn how automation, data, and a revenue engine could help turn more applicants into approved borrowers, without adding workload and operational costs.| BeSmartee
The post FTB mortgages up to 17% cheaper than renting, Lloyds says appeared first on Mortgage Solutions.| Mortgage Solutions
The post The Mortgage and Protection Event to return in November appeared first on Mortgage Solutions.| Mortgage Solutions
Today, on October 6, 2025, today's mortgage rates for homebuyers have modestly decreased, with the national average 30-year fixed mortgage rate dropping to 6.41%, down 8 basis points from last week’s 6.49%, according to Zillow's latest data. For those looking to refinance, the 30-year fixed refinance rates have slightly increased to 7.10% from 6.99%, showing […] The post Today’s Mortgage Rates – October 6, 2025: Loan Rates Go Down for Borrowers appeared first on Norada Real Estate Inv...| Norada Real Estate Investments
Here's the big question on so many minds: what's going to happen with mortgage rates over the next year, from October 2025 to October 2026? As of today, October 1, 2025, the average rate for a 30-year fixed mortgage is sitting around 6.3%. The general consensus among experts is that we'll see a gradual decline, but […] The post Mortgage Rates Predictions for the Next 12 Months: Oct 2025 to Oct 2026 appeared first on Norada Real Estate Investments.| Norada Real Estate Investments
Thinking about buying a home or perhaps refinancing your current one? If so, you're probably wondering what's going to happen with mortgage rates over the next six months. My best guess, looking at all the expert chatter and economic signs, is that we'll see 30-year fixed mortgage rates generally stay in the mid-6% range through October […] The post Mortgage Rates Predictions for Next 6 Months: October 2025-March 2026 appeared first on Norada Real Estate Investments.| Norada Real Estate Investments
Well, it looks like the good news for homeowners hoping to refinance took a small step back this week. If you’ve been keeping an eye on mortgage rates today, you’ll see that the average 30-year fixed refinance rate has inched up by 11 basis points, landing at 7.10%. According to Zillow's latest data, this is a noticeable tick […] The post Mortgage Rates Today: 30-Year Refinance Rate Jumps by 11 Basis Points appeared first on Norada Real Estate Investments.| Norada Real Estate Investments
It’s a bit of a shocker to see today's mortgage rates, especially the 5-year adjustable-rate (ARM) jumping by 30 basis points, pushing it to 7.31%. This is a pretty significant move, and it tells us that lenders are becoming more cautious, even as other rates like the 30-year fixed are actually ticking down to 6.37%. If you're eyeing […] The post Mortgage Rates Today: 5-Year Adjustable Rate Surges by 30 Basis Points appeared first on Norada Real Estate Investments.| Norada Real Estate Investments
As of October 5, 2025, the average 30-year fixed mortgage rate decreased to 6.37%, down 7 basis points from 6.44% the previous day and a notable 22 basis points lower than last week’s 6.59%, according to Zillow. This represents a welcome drop for home buyers looking to lock in more affordable financing. However, refinancing rates tell […] The post Today’s Mortgage Rates – October 5, 2025: 30-Year Fixed Rate Goes Down by 22 Basis Points appeared first on Norada Real Estate Investments.| Norada Real Estate Investments
Are you thinking about refinancing your mortgage? Well, buckle up, because today's news isn't exactly what we hoped for. The national average 30-year fixed refinance rate has actually increased by 10 basis points to 7.13% as of October 5, 2025. This is a slight uptick from the previous week's average of 7.03%, according to Zillow. Let's dive into what […] The post Mortgage Rates Today: 30-Year Fixed Refinance Rate Jumps by 10 Basis Points appeared first on Norada Real Estate Investments.| Norada Real Estate Investments
On October 4, 2025, mortgage rates dropped notably, with the average 30-year fixed mortgage rate falling to 6.22%, down 37 basis points from last week’s 6.59%, according to Zillow. This marks a significant relief for new homebuyers seeking affordable financing. However, refinance rates have increased, with the 30-year fixed refinance rate climbing up to 7.13%, indicating that homeowners looking to refinance […] The post Today’s Mortgage Rates – October 4, 2025: 30-Year FRM Drops...| Norada Real Estate Investments
Stamp duty is usually payable on property transfers, even between family members or when gifting property.Exemptions apply in specific situations such as between spouses, in divorce settlements, or transfers from deceased estates.Each state in Australia has different rules, so eligibility depends on your location, relationship, and property type.Professional advice is essential - incorrect transfers can […] The post Can You Transfer Property Without Paying Stamp Duty? appeared first on Eden...| Eden Emerald Mortgages
Want to pay off your mortgage in 10 years? Learn practical strategies to reduce your loan term and build financial freedom faster.| Eden Emerald Mortgages
What Is the SALT Deduction? The state and local taxes (SALT) deduction is a federal tax benefit for taxpayers who itemize their deductions. It allows these taxpayers to deduct the cost of their state and local taxes, including income tax or sales tax, as well as property taxes, from their federal income for tax calculation... The post SALT Deduction: What Is the State and Local Tax Deduction? appeared first on Griffin Funding.| Griffin Funding
Estimate your property sale taxes quickly with our free. Interactive, and easy-to-use real estate capital gains tax calculator.| Griffin Funding
How MDIs power the American dream amid an affordability crisis. The post Minority banks and mortgages appeared first on ABA Banking Journal.| ABA Banking Journal
Core FHA Refinance Requirement Factors Before we discuss the specific FHA refinance requirements for each program, let’s discuss the requirements that apply across all of them. Understanding these core requirements will help you determine which refinance option best fits your situation. Credit score: While FHA loans typically allow lower credit scores than conventional loans, most... The post FHA Refinance Guidelines & Requirements Checklist appeared first on Griffin Funding.| Griffin Funding
What Is a Crypto-Backed Mortgage? A crypto mortgage is a home loan that uses cryptocurrency as collateral instead of following traditional lending practices. Unlike conventional mortgages that rely heavily on income verification and credit history, these loans focus on the value of your digital asset holdings. This approach has gained traction as cryptocurrency adoption has... The post Crypto-Backed Mortgages: What They Are & How They Work appeared first on Griffin Funding.| Griffin Funding
Older American homeowners hold substantial home equity, built over decades of steady ownership. With refinances scarce and mortgage rates still elevated, that stockpile has become the most durable growth story in housing finance—and one of the most practical ways to help older households manage expenses, preserve independence and stay in their homes.| HousingWire
Under the Trump administration, the Consumer Financial Protection Bureau (CFPB) has been winding down enforcement actions against lenders and servicers while opening only two new cases.| HousingWire
Bertoul joins West Capital Lending from loanDepot, where he served as the executive vice president of sales.| HousingWire
U.S. seniors cited aging in place as the biggest threat to their overall health and well-being for the second straight year in 2025, according to a new Alignment Health survey.| HousingWire
Learn how the mortgage interest deduction works, who qualifies, the current limit, and how it can help reduce your taxable income.| Griffin Funding
Why should you quit your corporate job? Why should you NOT quit your corporate job? The post Four Years of FIRE: The Corporate Job appeared first on Stop Ironing Shirts.| Stop Ironing Shirts
Supreme Lending launches HOMESÍ, a Latino-focused division offering bilingual service, education and responsible lending.| Supreme Lending Blog
Borrower loyalty drives profits. Learn how lenders can turn first-time clients into repeat borrowers and referral sources through trust and technology.| BeSmartee
In 2025, attracting the right borrowers matters just as much as volume. Learn how lenders can refine targeting and convert quality applicants into closed loans.| BeSmartee
Changing interest rates constantly impact your personal finances. Learn everything about interest rates to manage your finances effectively.| Consumer Credit
CEO Victor Ciardelli and Rate, a leading fintech company, announced the launch of the Rate App in Spanish, becoming the first mortgage lender| GlobalFinTechSeries
With the changes to the 5% Deposit Scheme, first home buyers are able to buy a home with only 5% deposit and no LMI, regardless of your income.The Government acts as a guarantor for your home, so you don't need to pay the LMI.You can save tens of thousands of dollars by avoiding LMI.There are […] The post 5% Deposit Scheme Home Loans appeared first on Eden Emerald Mortgages.| Eden Emerald Mortgages
Most Australian lenders require two recent payslips showing your income, employer details, and year-to-date earnings.If your income varies (bonuses, overtime) or you’re casually employed, you may need more payslips or extra documents.Self-employed applicants can’t use payslips, you’ll need tax returns, ATO assessments, and possibly BAS statements instead.Payslips must be clear, recent, and supported by bank […] The post How Many Payslips Do You Need for a Home Loan? appeared first on ...| Eden Emerald Mortgages
A redraw facility allows you to access extra repayments you've made on your mortgage, offering flexible access to surplus funds.You can usually redraw via your bank's app or online portal, transferring funds directly to your everyday account.Redraw is different from an offset account: it’s less flexible but may encourage better saving habits.Be aware of redraw […] The post How to Redraw on a Home Loan? appeared first on Eden Emerald Mortgages.| Eden Emerald Mortgages
Yes, you can refinance your home loan with the same bank through internal refinancing, which involves switching to a new product.Staying with your bank can be convenient, and some lenders may offer retention deals to keep your business.However, existing customers don’t always get the best rates, so it’s important to compare other lenders and negotiate.Speak […] The post Can I Refinance My Home Loan with the Same Bank? appeared first on Eden Emerald Mortgages.| Eden Emerald Mortgages
Home loan approval in Australia typically takes 1–5 days for pre-approval and up to 2–3 weeks for full formal approval.The process includes application submission, conditional approval, property valuation, and final lender checks.Delays can be caused by missing documents, complex financial situations, or lender backlogs.You can speed things up by preparing documents early, working with a […] The post How Long Does Home Loan Approval Take? appeared first on Eden Emerald Mortgages.| Eden Emerald Mortgages
Refinancing replaces your current home loan with a new one, often to secure a better interest rate, access equity, or change loan features.Ideal times to refinance include when your rate is no longer competitive, your fixed-rate term ends, your financial position improves, or your LVR drops below 80%.Refinancing may not be worth it if you're […] The post When to Refinance a Home Loan? appeared first on Eden Emerald Mortgages.| Eden Emerald Mortgages
Learn what a comparison rate for a home loan is, how it’s calculated, and why it’s essential for comparing true loan costs.| Eden Emerald Mortgages
Changing interest rates constantly impact your personal finances. Learn everything about interest rates to manage your finances effectively.| Consumer Credit
Discover why IMBs are moving away from complex systems to a configurable Mortgage POS that accelerates rollouts, lowers costs, and delivers better borrower and LO experiences.| BeSmartee
Last Updated on September 2, 2025 Thinking about buying a home in the near future but intimidated by the down … Visited 5,758 times, 1 visit(s) today The post 3 myths about down payments that may surprise you appeared first on Howard Hanna Allen Tate Blog.| Howard Hanna Allen Tate Blog
President Trump signed the VA Home Loan Program Reform Act in late July, adding a partial claim option to the VA’s loss-mitigation waterfall.| HousingWire
Find out how long you need to be in a job to get a home loan in Australia and boost your chances of approval.| Eden Emerald Mortgages
Key Takeaways Reduce high-interest credit card debt to improve credit and cash flow Build an emergency fund to handle unexpected costs without new debt Improve and monitor your credit score for better loan terms Save for a down payment and ... Read More »| Consumer Credit
Learn how Blend’s DocAI can automate document processing, shorten time to close, and boost customer satisfaction for mortgage lenders.| Blend
1031 exchanges can be a great tool for real estate investors seeking to defer capital gains taxes on property sales. Learn more about 1031 exchanges here.| Griffin Funding
Discover why non-bank lenders are replacing patchwork systems with a configurable mortgage POS to scale and simplify growth.| BeSmartee
Discover first-time home buyer programs that offer down payment assistance, lower interest rates, and flexible qualifications to help you buy your first home.| Griffin Funding
With the Australian Government's 'First Home Guarantee', first home buyers are able to access low deposit home loans home with only 5% needed and no LMI.The Government acts as a guarantor for your home, so you don't need to pay the LMI.You can save tens of thousands of dollars by avoiding LMI.Click here to learn […]| Eden Emerald Mortgages
Compare interest rates, fees, pros and cons, and whether Heritage Bank is right for you. Read our personal experience and verified customer reviews.| Eden Emerald Mortgages
More first time buyers can now borrow up to 6x their salary with Nationwide's Helping Hand mortgage. Could you use it to buy your first house?| HomeOwners Alliance
Mid-sized banks are losing ground due to costly custom tech and fragmented workflows. Discover how a configurable mortgage POS can streamline lending and future-proof your operation.| BeSmartee
Discover why outdated mortgage POS systems are slowing credit unions' growth and member satisfaction, and how a configurable SaaS model can transform the mortgage experience.| BeSmartee
Discover the 2025 conventional loan limits and how they impact your mortgage options and how much you can borrow.| Griffin Funding
Discover how global economic shifts, from tariffs to interest rates, are redefining mortgage lending, and how lenders can adapt with agile pricing, risk tools, and digital borrower communication.| BeSmartee
Explore how lenders can balance speed and service using automation, human support, and BeSmartee’s configurable SaaS model to enhance the borrower experience.| BeSmartee
Understand judgment liens, how they impact property, and what to do before buying a house with a lien. Learn more with Associates Home Loan.| Associates Home Loan of Florida, Inc.
Leads are the lifeblood of your business. As a loan officer (LO), implementing a great mortgage lead generation strategy can make or break your business. You need high-quality prospects – homebuyers who match your ideal customer profile – coming in all throughout the year. Of course, this is easier said than done. Many LOs mistakenly […]| BombBomb
Social media is one of the best growth channels for mortgage brokers and loan officers. The biggest social media platforms today give users the ability to reach massive, global audiences. But what makes them especially powerful in the mortgage industry is the ability to reach people with targeted interests, even in specific geographic areas. As […]| BombBomb
Email marketing is still one of the best ways to grow your business as a mortgage broker. Once you have access to a person’s inbox, you can continue to deliver value, build trust and set the stage for new business (and repeat business) down the road. But here’s the problem: many loan officers (LOs) don’t […]| BombBomb
What is Mortgage Marketing? A Beginner’s Guide for Loan Officers As a mortgage loan officer, you’re busy. You have relationships to build, loan applications to review, and closings to attend. With so much to do, it’s easy to overlook mortgage marketing — but you shouldn’t. To be a successful mortgage broker, you have to continually […]| BombBomb
Explore mortgage options for buying or refinancing your home with confidence. Learn about rates, terms, and what fits your financial goals.| OneDigital
If you have enough money now, you may wonder: should you pay off your mortgage early? Check this blog to weigh the pros and cons.| Tencap LLC
Michael Nasserfar joins Supreme Lending as a Regional Manager to help grow our builder division and expand new construction solutions.| Supreme Lending Blog
The Delayed start mortgage allows first time buyers put off their first three mortgage payments, but what’s the catch? We take a look.| HomeOwners Alliance
Trump’s trade war is causing economic turmoil but the silver lining in the UK is that it's leading to lower mortgage rates. Here’s what's happening...| HomeOwners Alliance
Discover how transparency, real-time updates, and borrower dashboards help mortgage lenders build trust and boost borrower confidence in a digital-first world.| BeSmartee
Explore flexible multifamily financing options in Florida. FHA loans, low rates, and solutions for non-traditional borrowers. Apply with Associates Home Loan.| Associates Home Loan of Florida, Inc.
A national poll of UK mortgage rate expectations in April 2025 shows 1 in 3 UK adults expect mortgage rates to rise over the next 12 months. See the findings.| HomeOwners Alliance
If you're planning to purchase a home—whether it's your first property or an investment—understanding how a mortgage works is absolutely critical.A mortgage| GoKapital
If you’re wondering about selling a house with a mortgage, you’re not alone. In fact, most homeowners still owe money on their homes when they decide to sell. Whether you’re moving for work, upgrading to a new home, or dealing with life changes, it’s completely possible to sell—even if you haven’t paid off your mortgage. […] The post Selling a House With a Mortgage: What You Need to Know appeared first on Hometown Development.| Hometown Development
Boost motivation, performance & retention among loan officers—plus how configurable mortgage tech helps origination teams thrive in a competitive market.| BeSmartee
A comprehensive guide for loan officers on generating high-quality leads through modern digital tools. Learn how to leverage mortgage POS systems, native mobile mortgage apps, multi-channel marketing strategies, and strategic partnerships to build a sustainable pipeline of qualified borrowers in today's competitive lending landscape.| BeSmartee
Learn how a native mobile mortgage app can drive higher conversions, operational efficiency, business growth, and competitive advantage for credit unions.| BeSmartee
HELOC or home equity loan? Understand the risks, rewards, and key differences so you can tap into your home’s equity with confidence.| Griffin Funding
Explore key trends from the Q1 2025 Mortgage Lending Report, including rising home prices, shifting interest rates, and market challenges shaping the future of home financing.| BeSmartee
Discover how online mortgages are transforming lending. Learn how automation, AI, and digital tools help lenders boost efficiency, cut costs, and stay competitive in a digital era.| BeSmartee
The Reserve Bank of Australia (RBA) has officially cut the cash rate by 25 basis points in February, reducing it from 4.35% to 4.10% p.a. Eden Emerald Mortgages will provide rolling updates below on each lender’s announcements regarding the February 2025 rate cut and whether it will be passed on to variable-rate home loans. ANZ interest […]| Eden Emerald Mortgages
The amount of time needed to save for a deposit for a house is four times longer for solo women, according to a report.| Mortgage Solutions
Learn which professions in Australia are eligible for LMI waivers. This guide outlines qualifying professions, eligibility criteria, and how to apply.| Eden Emerald Mortgages
You have so many options for finding the best mortgage rate for you. Here’s how you can compare some of the best fixed rates available.| MoneySense
If you’re in the market for a mortgage, factors within your control and outside it influence the rate you may be offered. Read more for good mortgage rates.| SoFi
Looking to avoid costly Lenders Mortgage Insurance? Discover how to qualify for a no LMI home loan and save thousands on your mortgage.| Eden Emerald Mortgages
Find out which banks offer LMI waivers and how you can qualify. Our detailed guide explains the eligibility requirements and steps to apply.| Eden Emerald Mortgages
Get Bright Connect, the mobile mortgage app that streamlines loan applications, offers real-time updates and enhances collaboration for borrowers and lenders.| BeSmartee
Discover how Bright Connect - BeSmartee’s mobile mortgage app empowers loan officers with unmatched features to streamline operations, enhance client interactions, and boost productivity.| BeSmartee
The law allows any co-owner to remove another co-owner on the property title with or without their agreement through a quiet title action, or partition| Talkov Law
Co-owning a home can be a practical solution to rising housing costs, but when circumstances change and you want to sell your partial interest in the| Talkov Law
Explore how bridge loans work for homebuyers, including their rates, fees, qualification process, and the pros and cons.| SavingK
Only 41% of mortgage borrowers are currently classified as “financially healthy,” down from 46% in 2023 and 52% in 2022,| ABA Banking Journal
The rate for a 30-year fixed-rate mortgage averaged 6.77% this week, down from last week when it averaged 6.89%. A| ABA Banking Journal
By Joseph Pigg ABA Viewpoint One of several contributing factors to the 2007-08 housing crunch and recession was the practice| ABA Banking Journal
Are USDA home loans in Florida the right path to rural homeownership for you? Click here for everything you need to know about financing your home.| Associates Home Loan of Florida, Inc.
Reinventing the home buying experience is quite possibly the greatest untapped opportunity in the American economy. We can all agree that it shouldn’t take 46 days to get a mortgage. Houses sit on the market for too long, buying agents are compensated more if you spend more, and fees and commissions are too high – the list goes on. Alex Rampell of Andreessen Horowitz recently wrote a post about this very topic that’s getting much attention. He states that to shorten this process, “you...| PAT KINSEL
I’ll never be able to share just how hard it was to pull this off, but Notarize is the first company and platform to allow people to buy their home entirely online. Read more about it on the Notarize Blog or check out the new marketing site - Notarize for Mortgage.| PAT KINSEL
Learn the ropes of how to sell your house effectively with our guide. From pricing strategies to closing the deal, master the art of home selling today!| The Budgetnista
Is TikTok a good place to find a savvy real estate agent?TikTok is clearly a solid marketing tool for real estate agents, but is it really a font of knowledge? It can be, as long as it’s not the only place you’re seeking and verifying information.| TitleSmart, Inc.
Is TikTok a good place to find a savvy real estate agent?TikTok is clearly a solid marketing tool for real estate agents, but is it really a font of knowledge? It can be, as long as it’s not the only place you’re seeking and verifying information.| TitleSmart, Inc.
TitleSmart is always on the cutting edge of technology to better service our clients. If there is an advancement in the title industry that can benefit the customer experience, we will implement it as quickly as possible.| TitleSmart, Inc.
TitleSmart is always on the cutting edge of technology to better service our clients. If there is an advancement in the title industry that can benefit the customer experience, we will implement it as quickly as possible.| TitleSmart, Inc.
You’re selling your home or refinancing your mortgage and at closing, you see that the payoff amount is a bit higher than the principal balance. Why don’t the two numbers match up? This is a common question we receive. Here’s the relatively simple answer. The number you see on your mortgage statement is the principal […]| TitleSmart, Inc.
Here at TitleSmart, every closing is a first-class closing. Plain and simple. But, how does a first-class closing differ from a regular closing? In a first-class closing at TitleSmart, we make sure everything is easy, friendly and special down to the smallest detail. From the second you walk in, to your final goodbye, we have you covered!| TitleSmart, Inc.
