E-commerce fraud continues to rise across Europe in 2025. Criminals are exploiting real-time payment rails, social engineering, and identity theft at greater scale. Authorized push payment scams are growing quickly, and deepfake impersonation is becoming harder to detect. Merchants cannot rely on generic global tips. Europe has its own regulatory structures, from PSD2 to GDPR,...| GR4VY
Payments drive revenue, but they also carry significant cost. For European merchants, acquirer fees are one of the largest ongoing expenses in payment acceptance. These fees cover processing, settlement, and network access, but they vary by market, transaction type, and provider. Optimization is more than cost reduction. Lower acquirer fees combined with higher authorization rates...| GR4VY
Embedded payments are reshaping commerce in Europe. From marketplaces and ride-hailing platforms to SaaS products and retail apps, more businesses are building payment experiences directly into their workflows. Customers pay inside the app without being redirected. For merchants, this means higher conversion and tighter control of the customer journey. But embedding payments also creates new...| GR4VY
Expanding across Europe is not a matter of flipping a switch. Each country has its own payment habits, regulations, and infrastructure. For merchants, this creates a patchwork of requirements that directly affect checkout performance. A strategy that works in Germany may underperform in France. A wallet that converts in Spain may be irrelevant in the...| GR4VY
Sovereign cloud helps businesses meet national data, security, and compliance rules while using global infrastructure as cloud adoption accelerates.| GR4VY
Payments in Europe are moving fast in 2025. Instant settlement, digital wallets, and local schemes are reshaping consumer habits. For merchants, these shifts bring both opportunity and complexity. Regulations are pushing banks and PSPs toward instant rails, while consumers demand secure, mobile-first experiences. To help you plan, we’ve gathered 50 of the most important statistics...| GR4VY
Real-time payments move money between accounts in seconds. Funds clear instantly, any day, any time. Merchants benefit from faster settlement, improved liquidity, and less friction at checkout. Europe has several real-time payment schemes. Adoption is growing, but it looks different in each country. Merchants need to understand where usage is strongest, how regulations are shaping...| GR4VY
Europe’s payments landscape is both connected and fragmented. While the region shares strong regulatory frameworks such as PSD2 and GDPR, consumer preferences differ widely from country to country. Merchants expanding across Europe cannot assume a one-size-fits-all approach will work. A checkout experience optimized for the UK may fail in Germany. What converts in Spain may...| GR4VY
Compare payment orchestration vs PSP in Europe. Learn which offers better flexibility, compliance, and uptime for merchants in regulated markets.| GR4VY
Discover the top digital wallets in Europe, EU Digital Identity Wallet developments, and strategies to integrate them into your checkout.| GR4VY
Mobile card readers for small businesses We can find you the right mobile card machine for your business with low card processing rates. We’ll work to secure you the shortest mobile card machine contract at the most competitive rates. We believe you don’t need to tie yourself into a card terminal contract for longer than […]| Merchant Savvy
Barclaycard Merchant Services Review & Fee Analysis Article Updates Nov 22nd 2023: Updated fees for in person and online payments at differerent card turnover thresholds. Amended card machines offered and their monthly fees and contract terms. Sept 13th 2021: Updated with new card machines. Written by Andrew Parry Updated 26th March 2025 On this page Barclaycard […]| Merchant Savvy
Discover what payment orchestration really means and why it’s more than routing or multiple APMs. Learn how to spot the difference and choose smarter.| GR4VY
112 up-to-date payment statistics for 2025 covering global growth, digital wallets, BNPL, real-time payments, fraud, fees, and regional preferences.| GR4VY
How to lower acquirer fees using payment orchestration. Improve approval rates, reduce costs, and optimize your payment stack with smarter routing.2/2| GR4VY
Support localized payments and scale global revenue faster. Learn how payment orchestration simplifies cross-border ecommerce without multiple integrations.| GR4VY
Learn how tokenization and vaulting secure recurring payments, and how payment orchestration enables PCI-compliant, flexible storage across providers| GR4VY