Credit card retries and routing logic: an updated guide | GR4VY
Learn how credit card retries and routing logic cut declines, lower costs, and boost approval rates. See how orchestration powers global payment resilience.| GR4VY
AI shopping agents are starting to buy on behalf of consumers. They search, compare, negotiate, and pay without a person clicking checkout. This shift, often called agentic commerce, is moving quickly from idea to practice. For merchants, it creates a new kind of buyer: one that is software driven, fast, and unpredictable. It also exposes...| GR4VY
Credit card fraud drains billions from businesses every year. For merchants, it means more than lost revenue. Fraud drives up chargeback fees, damages reputation, and increases operational workload. Customers who experience fraud often lose trust and may not return. This article explains what credit card fraud is, why merchants are exposed, and how to fight...| GR4VY
Learn how credit card retries and routing logic cut declines, lower costs, and boost approval rates. See how orchestration powers global payment resilience.| GR4VY
Compare Worldpay's transaction fees and prices for card machines and online payment processing. Check what they offer UK SMEs and if there are better options.| Merchant Savvy
Merchants who operate across countries face constant pressure on payments. Customers expect cards to work every time, regulators demand compliance, and acquirers vary widely in performance. Relying on a single PSP leaves businesses exposed to outages, high fees, and approval gaps. A multi-PSP strategy spreads that risk. By connecting to several payment service providers, merchants...| GR4VY
Chargebacks remain one of the most persistent risks in European ecommerce. Every dispute costs more than the transaction itself, eating into margins through lost revenue, fees, and operational strain. For merchants, the real risk is not only the financial loss but also the reputational impact and the potential for penalties if chargeback ratios rise too...| GR4VY
Alternative payment methods (APMs) are no longer optional in European ecommerce. Consumers across the region increasingly choose wallets, bank transfers, and local payment schemes over traditional cards. For merchants, ignoring these methods means lost revenue and lower conversion rates. APMs are also closely tied to compliance. PSD2, GDPR, and national rules govern authentication, data handling,...| GR4VY
Recurring payments in Europe are growing fast. Learn compliance rules, reduce failures, and use orchestration to improve subscription conversion.| GR4VY
Learn why payment orchestration is vital for European merchants expanding cross-border. Simplify compliance and scale checkout faster.| GR4VY
Sovereign cloud helps businesses meet national data, security, and compliance rules while using global infrastructure as cloud adoption accelerates.| GR4VY
Explore 50 key payment statistics in Europe for 2025, from real-time transfers to local schemes. Learn what matters most for merchants this year.| GR4VY
Real-time payments in Europe are growing fast. Learn how adoption differs by country, the role of regulation, and why orchestration keeps checkout flexible.| GR4VY
Discover the top payment methods in the UK, Germany, France, Spain, and Italy. Learn how local preferences shape checkout.| GR4VY
Compare payment orchestration vs PSP in Europe. Learn which offers better flexibility, compliance, and uptime for merchants in regulated markets.| GR4VY
Discover the top digital wallets in Europe, EU Digital Identity Wallet developments, and strategies to integrate them into your checkout.| GR4VY
Mobile card readers for small businesses We can find you the right mobile card machine for your business with low card processing rates. We’ll work to secure you the shortest mobile card machine contract at the most competitive rates. We believe you don’t need to tie yourself into a card terminal contract for longer than […]| Merchant Savvy
Barclaycard Merchant Services Review & Fee Analysis Article Updates Nov 22nd 2023: Updated fees for in person and online payments at differerent card turnover thresholds. Amended card machines offered and their monthly fees and contract terms. Sept 13th 2021: Updated with new card machines. Written by Andrew Parry Updated 26th March 2025 On this page Barclaycard […]| Merchant Savvy
Discover what payment orchestration really means and why it’s more than routing or multiple APMs. Learn how to spot the difference and choose smarter.| GR4VY
112 up-to-date payment statistics for 2025 covering global growth, digital wallets, BNPL, real-time payments, fraud, fees, and regional preferences.| GR4VY
Support localized payments and scale global revenue faster. Learn how payment orchestration simplifies cross-border ecommerce without multiple integrations.| GR4VY
