3 BIG IDEAS FROM THE PODCAST Jason Mikula and I kicked off the 12th season of the Fintech Takes podcast with a deceptively simple question: What happens when you try to modernize a 36-year-old credit score with data the credit bureaus don’t actually have? If you’ve been watching the credit bureaus’ pursuit of BNPL data […] The post BNPL, FICO, and the Data That Isn’t There appeared first on Fintech Takes.| Fintech Takes
3 BIG IDEAS FROM THE PODCAST This week’s guest is Martin Kleinbard; Founder of Granular Fintech, ex-CFPB staffer, and author of one of the most interesting research reports I’ve read in ages, How Cash Flow Data Can Diffuse the Credit Score Time Bomb. So interesting, in fact, that we decided to publish it through the […]| Fintech Takes
3 BIG IDEAS FROM THE PODCAST This week’s episode features none other than James Wester, co-head of Payments Research at Javelin Strategy & Research and official Fintech Takes Stablecoin Correspondent (we’re just going to go ahead and give him that title). Last time James was on the pod, we had a very specific question that […]| Fintech Takes