Insurance-to-value (ITV) is the relationship between the amount your home is insured for and what it would actually cost to rebuild or replace it from the ground up. It’s important to know that this isn’t the same as your home’s market value or what you originally paid for it. ITV focuses on reconstruction costs—including materials, […] The post Understanding Your Homeowners Insurance: Why Insurance-to-Value Matters More Than Ever appeared first on Acentria.| Acentria
Molds are organisms that break down animal matter and dead plants. Though most molds grow outdoors, they can travel inside by way of open windows and doors, air conditioning systems and on pets, clothing and shoes. Once inside your home, mold needs a moist food source, such as lint, ceiling tiles or wallpaper to grow. […] The post Simple Mold Prevention Tips for a Healthier Home appeared first on Acentria.| Acentria
Table of Contents The 2025 hurricane season is officially underway. The conditions may be calm today, but storms can form quickly—and when they do, it’s often too late to act. The days before landfall aren’t the time to review your insurance policy, locate missing documents, or make critical home repairs. What you do before […] The post 2025 Hurricane Season Preparedness Checklist appeared first on Orion180.| Orion180