Why Summer Is the Best Time to Tackle Debt
Discover why summer is a prime season to pay down debt, with practical tips, emotional motivation backed by science, and smart budgeting strategies.| National Debt Relief
As you look at all the options for debt relief, you may come across bankruptcy. Bankruptcy is one of the few ways to guarantee debt forgiveness. However, it is also a serious legal process that can come with some big downsides. There are several types of bankruptcy. However, the most common type for individuals is […] The post Do You Qualify for Chapter 7 Bankruptcy? appeared first on National Debt Relief.| National Debt Relief
Student loan consolidation is often confused with general debt consolidation, but the two are not the same. Debt consolidation usually refers to combining multiple debts, such as credit cards, into a single new loan. Student loan consolidation is a federal process that works differently and follows specific rules. When you consolidate federal student loans, you […] The post Understanding Student Loan Consolidation appeared first on National Debt Relief.| National Debt Relief
Life happens, and sometimes that means falling behind on bills. But that doesn’t mean you should live under constant stress or fear. Knowing how to negotiate a collection settlement may give you the chance to settle for less, protect yourself, and finally move forward. According to a 2024 Urban Institute analysis, about 22% of Americans […] The post Struggling With Collections? How to Negotiate a Fair Settlement appeared first on National Debt Relief.| National Debt Relief
Payday loans make it easy to quickly access cash, and lenders often don’t verify applicants’ credit or ability to repay. But there’s a catch: These loans are designed to trap you in a cycle of debt. Can payday loans be forgiven? Not exactly, but there are more options for payday loan relief than you might […] The post Finding a Way Out: Securing Payday Loan Relief appeared first on National Debt Relief.| National Debt Relief
When bills pile up and you feel like you’ve run out of options, it’s natural to search for a quick fix. And one option most people often consider is whether they can get a grant to pay off debt without taking on another loan. The thought alone brings a bit of hope—who wouldn’t want real […] The post Are There Grants to Help You Pay Off Your Debt? Here’s What Actually Exists appeared first on National Debt Relief.| National Debt Relief
Key Takeaways Inflation is a decline in purchasing power over time. When prices rise, currency (e.g., U.S. dollar) buys fewer goods and services. High inflation is concerning for all Americans but especially for older adults living on fixed incomes. To fully understand the impact of inflation, let’s apply the Rule of 72, which calculates the […] The post Inflation-Fighting Strategies for Older Adults appeared first on National Debt Relief.| National Debt Relief
Discover why summer is a prime season to pay down debt, with practical tips, emotional motivation backed by science, and smart budgeting strategies.| National Debt Relief
