Student loan refinancing isn’t just about getting a lower monthly payment — it’s about making your repayment journey work smarter for you. If you’re wondering whether refinancing through a credit union makes sense, here are five signs it might be time. 1. Your Interest Rate Feels Too High If your loans were taken out years [...] The post 5 Signs It Might Be Time to Refinance Your Student Loans appeared first on StudentChoice.org.| StudentChoice.org
If you're still carrying student loan debt from college or graduate school, you're not alone — and you're not stuck. Many borrowers are taking advantage of refinancing to lower their interest rates, reduce monthly payments, or simplify repayment. But is now the right time to refinance your student loans? Let’s break down the timing, trends, [...] The post Is Now the Right Time to Refinance Your Student Loans? appeared first on StudentChoice.org.| StudentChoice.org
Having more than one type of debt is common, and that’s especially true once you graduate from college and start your first “real job.” You may have credit card debt, an auto loan, and a mortgage payment to make once you buy your first home. It’s also common to have other random debts to cover, […] The post Which Debts Should You Pay Off First — Credit Cards or Student Loans? appeared first on Good Financial Cents®.| Good Financial Cents®