Wondering whether a home equity line of credit is a good idea? We look at the pros and cons to help you decide if it’s the right move for you.| SoFi
Ready to take control of your money? Learn 10 habits that can help you earn, save, and spend smarter so you can reach your financial goals.| SoFi
You likely pay a number of taxes, from Social Security to property taxes. Learn about them here, plus tips to make your annual tax filing easier.| SoFi
Tax withholding is the money your employer takes out of your paycheck to cover what you'll likely owe in income taxes. Learn how much should get deducted.| SoFi
High earners can reduce taxable income in many ways. We review the basics and introduce you to new tactics, such as tax loss carryforward.| SoFi
Filing your taxes for the first time shouldn’t be scary. Learn the five key steps for doing your taxes, as well as tax-filing mistakes to avoid.| SoFi
“Roth” is a certain type of IRA, and the 5-year rule is one of the rules that governs what an investor can and can’t do with funds in a Roth IRA. Find out more.| SoFi
Learn about the restrictions on when you can take money out of your 401(k), including potential penalties for withdrawing money early.| SoFi
Saving for retirement is important. Here's how to invest in your 401(k) according to a financial expert so that you can be aware of your contribution options.| SoFi
401(k) matching involves an employee making a contribution to the account, and their employer mirroring that contribution. Learn more.| SoFi
Thinking about investing but worried about what it means for your taxes? Here's what you need to know about today's capital gains tax rate.| SoFi
Apply for an FHA home loan with SoFi for low down payments, flexible credit requirements, and affordable rates. Learn about FHA loans for first-time home buyers.| SoFi
Perhaps you’ve gotten a raise or bonus, and you want to pay off the remaining balance on a personal loan. Is that possible? This post shares multiple scenarios.| SoFi
Setting up recurring transfers to pay monthly bills is convenient and can help save money and protect your credit Learn about the pros and cons of bill pay.| SoFi
The envelope method is a simple budgeting system that uses cash to pay expenses and control spending.| SoFi
How does a home equity loan work? We'll discuss the types of home equity loans, the advantages and disadvantages of each type, and how they actually work.| SoFi
If you get a financial windfall, you could invest your money, save it, or spend it depending on the amount of money and your financial goals. Learn more.| SoFi
If you’re in the market for a mortgage, factors within your control and outside it influence the rate you may be offered. Read more for good mortgage rates.| SoFi
Read this guide to what an IRA is, why they are important, and how you can get started saving for retirement today.| SoFi
Considering a certificate of deposit? Here’s what you need to know about how these unique financial tools work.| SoFi
What is a brokerage account? Investors set them up to trade stocks and bonds. Here’s what you need to know about how they work. ✓ Learn more with SoFi.| SoFi
What is a 401k? It’s a retirement savings plan offered by your employer. Here’s what you should to know about 401ks, including 401k contribution limits.| SoFi
Alternative investments are a great way for investors to diversify their portfolio, mitigate risk, and potentially see high returns. Learn about some of the most popular alternative investments.| SoFi
An exchange-traded fund (ETF) is a basket of securities that can be used to invest in different asset classes. Learn all you need to know about ETFs.| SoFi
Setting smart money goals can keep your finances on track and help you plan for your financial future.| SoFi
Biweekly employees can find the gross amount on their paycheck, multiply by 26, then divide by 12. Learn other calculations based on your pay frequency.| SoFi
You’ve probably heard how it’s important to have an emergency savings fund, but how is this type of fund defined and how much money should you have in it?| SoFi
The earlier you start investing, the better. This guide takes you through the different kinds of retirement accounts, and how to get started saving.| SoFi
Need help with debt elimination? Read about how to create a debt elimination plan and outline steps to make it easier to pay off your credit card balances.| SoFi
Most of your accounts probably report information to the credit bureaus every 30 to 45 days. A score may change very little if consistent payments are made.| SoFi
If you’re considering automated credit card payments, learn how they work, how to set them up, and the pros & cons of credit card autopay.| SoFi
You can pay taxes with your credit card — though there are fees involved. Learn what to know about paying federal taxes with your credit card.| SoFi
A credit card skimmer is a small device that fits into a card reader and can steal your card details. Here, how to protect yourself.| SoFi
Paying off large credit card balances can get expensive. Learn how to make it more manageable by getting a lower credit card interest rate.| SoFi
Sorting through types of credit cards and realizing there are too many credit card options? Here’s how to find the right one for you.| SoFi
A credit card CVV number is three or four digits long and helps prevent fraud. Learn about where to find it and why it’s important.| SoFi
Checking a credit card balance can often be done in app, online, by phone, or by checking your statement. Learn the details here.| SoFi
Debit cards can do more than get money at the ATM. Here’s how to make the most of your wallet’s workhorse.| SoFi
Looking to challenge fraudulent credit card purchases, billing errors, or bad service? Learn all you need to know about disputing a credit card charge.| SoFi
Charge cards aren’t the same thing as debit or credit cards. For instance, they don’t charge interest. Learn more, plus the pros and cons, here.| SoFi