What Is a Home Equity Line of Credit (HELOC)? | SoFi
Wondering whether a home equity line of credit is a good idea? We look at the pros and cons to help you decide if it’s the right move for you.| SoFi
Table of Contents What Is a Fiat Wallet? Key Differences Between Fiat and Crypto Wallets Common Use Cases for Fiat Wallets Benefits of Using a Fiat Wallet Drawbacks to Fiat Wallets How to Choose a Trustworthy Fiat Wallet Provider The Future of Fiat Wallets in Digital Finance FAQ The way we handle money is quickly […] The post Understanding Fiat Wallets in the Digital Finance Landscape appeared first on SoFi.| SoFi
This article is part of a series looking at the price histories of cryptocurrencies, including Bitcoin, Ethereum, and Solana. Understanding the past price movements and evolution of major cryptocurrencies can provide key insights into their potential strengths, weaknesses, and broader role within the crypto market. Analyzing key trends, such their potential for high volatility or […] The post Bitcoin Price History: 2009 – 2025 appeared first on SoFi.| SoFi
Wondering whether a home equity line of credit is a good idea? We look at the pros and cons to help you decide if it’s the right move for you.| SoFi
Ready to take control of your money? Learn 10 habits that can help you earn, save, and spend smarter so you can reach your financial goals.| SoFi
You likely pay a number of taxes, from Social Security to property taxes. Learn about them here, plus tips to make your annual tax filing easier.| SoFi
Tax withholding is the money your employer takes out of your paycheck to cover what you'll likely owe in income taxes. Learn how much should get deducted.| SoFi
High earners can reduce taxable income in many ways. We review the basics and introduce you to new tactics, such as tax loss carryforward.| SoFi
Filing your taxes for the first time shouldn’t be scary. Learn the five key steps for doing your taxes, as well as tax-filing mistakes to avoid.| SoFi
“Roth” is a certain type of IRA, and the 5-year rule is one of the rules that governs what an investor can and can’t do with funds in a Roth IRA. Find out more.| SoFi
Learn about the restrictions on when you can take money out of your 401(k), including potential penalties for withdrawing money early.| SoFi
Saving for retirement is important. Here's how to invest in your 401(k) according to a financial expert so that you can be aware of your contribution options.| SoFi
401(k) matching involves an employee making a contribution to the account, and their employer mirroring that contribution. Learn more.| SoFi
Thinking about investing but worried about what it means for your taxes? Here's what you need to know about today's capital gains tax rate.| SoFi
Apply for an FHA home loan with SoFi for low down payments, flexible credit requirements, and affordable rates. Learn about FHA loans for first-time home buyers.| SoFi
Perhaps you’ve gotten a raise or bonus, and you want to pay off the remaining balance on a personal loan. Is that possible? This post shares multiple scenarios.| SoFi
Setting up recurring transfers to pay monthly bills is convenient and can help save money and protect your credit Learn about the pros and cons of bill pay.| SoFi
The envelope method is a simple budgeting system that uses cash to pay expenses and control spending.| SoFi
How does a home equity loan work? We'll discuss the types of home equity loans, the advantages and disadvantages of each type, and how they actually work.| SoFi
If you get a financial windfall, you could invest your money, save it, or spend it depending on the amount of money and your financial goals. Learn more.| SoFi
If you’re in the market for a mortgage, factors within your control and outside it influence the rate you may be offered. Read more for good mortgage rates.| SoFi
Read this guide to what an IRA is, why they are important, and how you can get started saving for retirement today.| SoFi
Considering a certificate of deposit? Here’s what you need to know about how these unique financial tools work.| SoFi
What is a brokerage account? Investors set them up to trade stocks and bonds. Here’s what you need to know about how they work. ✓ Learn more with SoFi.| SoFi
What is a 401k? It’s a retirement savings plan offered by your employer. Here’s what you should to know about 401ks, including 401k contribution limits.| SoFi
Alternative investments are a great way for investors to diversify their portfolio, mitigate risk, and potentially see high returns. Learn about some of the most popular alternative investments.| SoFi
An exchange-traded fund (ETF) is a basket of securities that can be used to invest in different asset classes. Learn all you need to know about ETFs.| SoFi
Setting smart money goals can keep your finances on track and help you plan for your financial future.| SoFi
Biweekly employees can find the gross amount on their paycheck, multiply by 26, then divide by 12. Learn other calculations based on your pay frequency.| SoFi
You’ve probably heard how it’s important to have an emergency savings fund, but how is this type of fund defined and how much money should you have in it?| SoFi
The earlier you start investing, the better. This guide takes you through the different kinds of retirement accounts, and how to get started saving.| SoFi
Need help with debt elimination? Read about how to create a debt elimination plan and outline steps to make it easier to pay off your credit card balances.| SoFi
Most of your accounts probably report information to the credit bureaus every 30 to 45 days. A score may change very little if consistent payments are made.| SoFi
If you’re considering automated credit card payments, learn how they work, how to set them up, and the pros & cons of credit card autopay.| SoFi
You can pay taxes with your credit card — though there are fees involved. Learn what to know about paying federal taxes with your credit card.| SoFi
A credit card skimmer is a small device that fits into a card reader and can steal your card details. Here, how to protect yourself.| SoFi
Paying off large credit card balances can get expensive. Learn how to make it more manageable by getting a lower credit card interest rate.| SoFi
Sorting through types of credit cards and realizing there are too many credit card options? Here’s how to find the right one for you.| SoFi
A credit card CVV number is three or four digits long and helps prevent fraud. Learn about where to find it and why it’s important.| SoFi
Checking a credit card balance can often be done in app, online, by phone, or by checking your statement. Learn the details here.| SoFi
Debit cards can do more than get money at the ATM. Here’s how to make the most of your wallet’s workhorse.| SoFi
Looking to challenge fraudulent credit card purchases, billing errors, or bad service? Learn all you need to know about disputing a credit card charge.| SoFi
Charge cards aren’t the same thing as debit or credit cards. For instance, they don’t charge interest. Learn more, plus the pros and cons, here.| SoFi
