What is good debt vs. bad debt? Learn about the different types of debt and how they affect your overall financial situation.| SoFi
Line item budgeting is typically used for small businesses but could have applications in personal finance too.| SoFi
Here are tips and tricks for better money management for those that think they’re bad with money.| SoFi
Paycheck deductions can include taxes, Social Security contributions, and retirement contributions. Learn more about where your money goes.| SoFi
A SIMPLE IRA is a retirement savings plan for small business owners and self-employed individuals. Learn how it works and if it might be right for you.| SoFi
Apply for an FHA home loan with SoFi for low down payments, flexible credit requirements, and affordable rates. Learn about FHA loans for first-time home buyers.| SoFi
Ready to get a new set of wheels but not sure what credit score is needed to buy a car? We discuss the minimum score you may need and why it matters.| SoFi
If you’re considering borrowing money, you may be wondering what an installment loan is and how it works. Read on for helpful insights.| SoFi
Credit reporting agencies compile credit reports on individuals and sell them to lenders. Learn how two of those agencies, TransUnion and Equifax, differ.| SoFi
They may seem interchangeable, but there are significant differences in how a personal loan works vs. a personal line of credit.| SoFi
Personal loans have gotten increasingly popular for consolidating debt since rates are usually lower than credit cards. Find out the average loan interest rate.| SoFi
Credit card debt doesn’t necessarily disappear when you die. Your estate may be liable to cover those charges. Learn the full story here.| SoFi
Checking and monitoring your credit score for free online is one way to build good financial habits. Learn how.| SoFi
The costs of streaming services can add up to be a major expense. Here are 13 helpful tips for saving money on streaming services and sticking to your budget.| SoFi
If you need cash today but you don't have enough built up in savings to cover the purchase, a personal loan might make sense for you.| SoFi
If you need cash fast, you might assume your only way to get it is through an online payday loan. Here are the hidden drawbacks to know about.| SoFi
Finding and reporting common credit report errors can positively impact your financial life. Here, the steps to review your file and address any issues.| SoFi
Interested in borrowing a personal loan? Find out more about what types of personal loans are available.| SoFi
Setting smart money goals can keep your finances on track and help you plan for your financial future.| SoFi
Fixed expenses are expenses that you can't cut down by budgeting, whereas variable expenses can be shrunken if needed. Learn more about expenses.| SoFi
Every wonder, why is credit important? We delve into the myriad benefits of a good credit score, from lower interest rates to increased borrowing opportunities.| SoFi
With debt snowball method, you pay off debts in order from smallest to largest. Small wins up front help motivate you to keep going. Learn more.| SoFi
Credit cards usually expire two to five years after they are issued. Learn about credit card expiration dates and what happens when a card expires.| SoFi
Credit card debt forgiveness involves paying some of what you owe and having the rest erased. Find out how it works and the benefits and drawbacks.| SoFi
You can pay taxes with your credit card — though there are fees involved. Learn what to know about paying federal taxes with your credit card.| SoFi
A credit card skimmer is a small device that fits into a card reader and can steal your card details. Here, how to protect yourself.| SoFi
Need money fast? If you’re tempted by a credit card cash advance, know that the cost of withdrawing cash from a credit card is rarely worth it.| SoFi
Sorting through types of credit cards and realizing there are too many credit card options? Here’s how to find the right one for you.| SoFi
Your credit card closing date indicates the billing cycle’s end; the payment due date tells you when to make a payment. Learn more about the differences.| SoFi
APR and interest rate are different, but how? And how can a consumer qualify for a better APR credit card?| SoFi
The minimum payment on your credit card isn’t necessarily the best amount to pay if you want to get out of debt. Learn more here.| SoFi
What are credit card rewards and how do they work? Learn about the different types of credit card rewards and tips for maximizing them.| SoFi
Debit cards can do more than get money at the ATM. Here’s how to make the most of your wallet’s workhorse.| SoFi
Increasing your credit limit can be as simple as contacting the credit card company. But first, you'll want to minimize the impact on your credit score. Learn how.| SoFi
Applying for a credit card is easy, but getting approved could be tricky. Learn from SoFi how to apply for a credit card and increase your approval chances.| SoFi
Establishing good credit is crucial for your financial future. Here are seven ways to build (and maintain) good credit.| SoFi
The 15/3 credit card payment method involves making two payments in one billing cycle: 15 days and 3 days before the due date. Learn how this can lower your credit utilization ratio.| SoFi
Looking to challenge fraudulent credit card purchases, billing errors, or bad service? Learn all you need to know about disputing a credit card charge.| SoFi
What is a credit card chargeback? Learn from SoFi what a credit card chargeback is, how it works, when to use it, and how to submit a dispute.| SoFi
How can the way you use your card affect your credit score? Learn about credit utilization, how it affects your credit score, and how to manage it.| SoFi
There are currently seven federal tax brackets, with each bracket containing a range of incomes that would be taxed at that rate. Here’s how to find yours.| SoFi
Learn about our credit card offerings and check for available offers. Explore your SoFi credit card offers in minutes.| SoFi