Equity markets reward growth, but lenders value discipline. Viewing upstream performance through a credit analyst’s lens reveals how scale, costs, reserves, and prudent leverage drive both credit strength and enterprise value.| Mercer Capital
Auto dealerships are complex businesses with revenue streams ranging from new and used vehicle sales to service, parts, and F&I (finance and insurance). Within F&I, one of the most under appreciated opportunities for wealth creation is reinsurance. While some dealers have operated reinsurance companies for years, others rely solely on commissions from third-party product providers. In the first blog of this series, we introduce the basics of reinsurance in the context of auto dealerships and ...| Mercer Capital
At Hart Energy’s 2025 A&D Strategies and Opportunities Conference in Dallas, two central themes emerged: the maturation of Tier 1 U.S. shale inventory and diverging dynamics between private and public players in dealmaking. The conference highlighted the evolving dynamics of the U.S. upstream oil and gas market. With Tier 1 shale assets maturing, private and public participants are behaving differently, and deal strategies have become more selective. Read more in this week's post.| Mercer Capital
Clear communication is essential in family business governance, yet shared definitions are often overlooked. That’s why the UHNW Institute’s new Wealthesaurus caught our attention. This online glossary brings clarity to the complex vocabulary of family wealth and enterprise conversations. This resource also provides standardized definitions of common and specialized family wealth advising industry terms. For directors, it’s a valuable reference that supports informed decision-making and...| Mercer Capital
The One Big Beautiful Bill Act (OBBB) brings sweeping changes to the U.S. oil and gas industry. By revising tax rules, restoring leasing predictability, and lowering royalty rates, the Act reshapes project economics and carries significant implications for valuation and long-term investment.| Mercer Capital
In Part II of our buy-sell agreement series, we dive into three real-world scenarios where independent appraisers play a critical role in resolving disputes, facilitating fair buyouts, and mitigating litigation risks for family-owned businesses. From valuation deadlocks to triggering events and shareholder conflicts, see how independent valuations can protect both your company’s legacy and shareholder relationships.| Mercer Capital
As directors of private family businesses, you’re no strangers to the delicate balance of maintaining harmony among shareholders while safeguarding the company’s long-term stability. In this week's post, we dive into a related but often overlooked tool: buy-sell agreements. These agreements act as a safety net, ensuring smooth transitions when life throws curveballs, such as a shareholder’s departure, death, or divorce.| Mercer Capital
Q2 2025 earnings calls reflected an industry still guided by discipline but open to opportunity. OFS providers and E&P companies alike reiterated their focus on returning capital to shareholders and preserving balance sheet strength, while also pointing to selective international and offshore growth initiatives. The result is a sector cautious about near-term pricing and activity levels in North America, yet strategically positioning for selective long-term expansion. Read more in this week's...| Mercer Capital
There is growing public interest in Singapore’s electoral system. AcademiaSG presents here scholarly articles and videos as resources for these discussions. VIDEOS In this AcademiaSG Lecture before the 2025 General Election, Constitutional law professor Kevin YL Tan (National University of Singapore) pointed out that the way electoral boundaries should be drawn is left to the […]| Academia | SG
The world of HOAs, or Homeowner Associations, can be overwhelming. And if you’re looking...| Artisan Custom Doorworks
As much as they may not want to be, family businesses are not immune to the trends affecting private equity.| Mercer Capital
NPR (National Public Radio) – the radio station that people love to love – is a non-profit, tax-exempt 501 (c) (3) organization that works with its member stations to foster a more info…| Paddock Post
BayCare (Baycare Health System) is one of the largest healthcare systems in Florida. Headquartered in Clearwater with 16 hospitals, 18 urgent care centers, 4 surgery centers, 38 imaging facilities…| Paddock Post
Hey, homeschoolers! Are you wondering how AI can make homeschooling easier or are you concerned about using it? In either case, I have you covered. I have been using AI more and more in my business and personal life. I talk to people who are confused or curious about it, so I thought it would be fun to create a podcast on the topic using... Read More| Homeschool Sanity
25 of the most highly compensated employees of Endeavor Health, a health care provider that united 8 regional hospitals and 300 care centers across Chicago through NorthShore, Edward-Elmhurst Healt…| Paddock Post
Coming off a run of economic data releases in the last few weeks, we take a look at the numbers and some of their implications for the broader economy.| Mercer Capital
Last week, the consumer-price index decreased slightly from May, resulting in a year-over-year inflation measure of 3%.| Mercer Capital
