Working on your farm management skills is like exercising… it pays big benefits, but it’s easy to push it off for another day. Only one-third of producers| Manitoba Co-operator
The U.S. president's penchant for self-harm offers opportunity for stable democracies—if their leaders don't waste it| The Logic
The latest GDP figures have reinforced the case for more cuts to some, but others argue the Bank of Canada may wait for further job and inflation data.| CMT News
Governor Tiff Macklem says the central bank will examine how its policies affect housing demand and affordability as part of its 2026 framework renewal.| Mortgage Rates & Mortgage Broker News in Canada
Canada is bleeding capital at the fastest rate since the Financial Crisis. Statistics Canada’s (Stat Can) latest data shows foreign investors pulled billions from the country in Q2, with domestic investors joining the exodus. This goes beyond tariffs—the sheer scale and pace of outflows point to deeper structural cracks and fading confidence in the country’s […] The post Canada’s Capital Flight Crisis: Record Exit By Foreign & Domestic Investors appeared first on Better Dwelling.| Better Dwelling
Remote work may be billed as the future of work, but in Canada it’s in retreat. Statistics Canada (Stat Can) data shows 790,000 fewer remote workers since 2022, while 1.5 million more became daily commuters. Policymakers have driven the shift to prop up big-city downtowns—leaving households to pay the price in both time and money. […] The post Canada Returns To The Office As Remote Work Shrinks By 790k appeared first on Better Dwelling.| Better Dwelling
Canadian mortgage borrowing is improving, but don’t mistake it for a rebound. Bank of Canada (BoC) data shows household mortgage credit grew in June—marking the third consecutive month of acceleration. Growth is slow and steady, but it still resembles a recession more than a recovery. Canadian Mortgage Debt Hits $2.3 Trillion, But A Recovery Still […] The post Canadian Mortgage Debt Growing, But Pace Is Still Near Recession Levels appeared first on Better Dwelling.| Better Dwelling
Time for your cheat sheet on this week’s top stories. Canadian Real Estate Canadian Mortgage Originations Rise 27%, Second Biggest Month On RecordCanadian mortgage originations hit $40.7 billion in June, up 27.5% from last year—making it the second-biggest month on record. That kind of surge would normally signal renewed housing demand, but not this time. […] The post This Week’s Top Stories: Canadian Mortgage Originations Surge, and Toronto’s Condo Market Collapse appeared first on...| Better Dwelling
Canadian mortgage borrowing is suddenly surging, despite tepid home sales. Bank of Canada (BoC) data reveals uninsured mortgage originations rose to the second-highest June on record. Rapid credit growth typically signals rising confidence, but this spike likely reflects completions from the pre-construction boom during the pandemic-era low-rate frenzy. With near-record housing under construction, originations are […] The post Canadian Mortgage Originations Rise 27%, Second-Biggest Month On...| Better Dwelling
"[W]e have not totally escaped the trade war in our inflation data": Doug Porter| Economy | Advisor.ca
Minutes show central bank considering delayed effect of rate cuts| Policy | Advisor.ca
The Bank of Canada held rates at its July meeting—a widely expected move in response to market uncertainty and rising inflation expectations.| Better Dwelling
Further rate cuts expected as labour market troubles emerge| Policy | Advisor.ca
Rate cut unlikely next week, but Bank of Canada could still ease this year| Advisor.ca
The Bank of Canada held its key rate on Wednseday, but growing economic slack and a complex trade outlook are strengthening the case for more easing.| Mortgage Rates & Mortgage Broker News in Canada
The Bank of Canada is expected to keep its overnight rate unchanged at 2.75% this Wednesday, as policymakers confront persistent inflation pressures and a mixed bag of economic signals.| Mortgage Rates & Mortgage Broker News in Canada
28% of firms surveyed in Q2 said they expect a recession A pair of reports from the Bank of Canada say tariff-related uncertainty continued to put a damper on business and consumer sentiment in the second quarter, but the worst-case trade scenarios previously anticipated seem less likely.| Advisor.ca
Most business owners are feeling less pessimistic about a potential recession than earlier this year, but still say they're feeling 'subdued.'| Global News
Ontario and B.C. home prices are down and sales are expected to slip further, meaning buyers can catch the market off-balance now before it’s set to rebound.| The Real Economy Blog
This week's top stories include the record outflow of Canadians leaving the country, the BoC may hold rates, and GDP is relatively resilient.| Better Dwelling
Canadian building permits fell 14% in April, despite billions in subsidies—raising questions about the effectiveness of stimulus policies.| Better Dwelling
Canadian inflation is officially “too high,” putting the Bank of Canada’s (BoC) credibility into jeopardy for the second time in five years. April inflation data breached the central bank’s upper tolerance band—just weeks after it dismissed accelerating price growth and cut rates, effectively adding inflationary stimulus. BMO had a blunt warning to investors this week: […]| Better Dwelling
The latest survey from Canada’s state-owned mortgage insurer reveals that the kids are not alright. CMHC data shows first-time purchasers increasingly depend on non-traditional funding such as non-mortgage debt, gifted down payments, and co-ownership with non-occupying residents. First-time buyers are showing more signs of being overextended despite increased leverage. Young adults are finding themselves in […]| Better Dwelling
Canadian bond yields are rising fast after hot inflation data, pushing fixed mortgage rates higher and wiping out progress made in 2025.| Better Dwelling
Canadian inflation slowed last month, though most people are unlikely to have noticed much savings (if any). Statistics Canada (Stat Can) data shows the headline Consumer Price Index (CPI) slowed in April. It was a result of last month’s removal of the consumer carbon tax, leading to an abrupt but temporary decline. However, a look […]| Better Dwelling
Canadian real estate sales may be slow, but the few people buying are paying more. Brookfield’s Real Property Solutions (RPS) released its House Price Index (HPI) for April, showing annual growth continuing to decelerate. However, the 12-month change fails to capture a potential shift in sentiment—last month prices made the biggest jump in 9-months. The […]| Better Dwelling
Canada's labour market is showing the worst relative performance since 2001, and a weak loonie usually follows.| Better Dwelling
Canada’s central bank is just realizing the mortgage rate renewal cliff is much smaller than thought. The Bank of Canada’s (BoC) Financial Stability Report (FSR) shows the average mortgage payment will rise much less than anticipated on renewal. Economists from BMO Capital Markets told investors the improvements are mostly already reflected in the market. Those […]| Better Dwelling
Canada’s Consumer Price Index fell in March amid the start of a tariff war with the U.S., the end of a temporary tax holiday and other factors.| MoneySense
The veteran economic policymaker has made some rookie mistakes in the political arena. And the game's about to get tougher.| The Logic
The number two at Canada’s central bank just made it clear she isn’t a policy cheerleader, like the Governor has been in recent months. Bank of Canada (BoC) Deputy Governor Carolyn Rogers addressed finance professionals at the Economic Club of Canada last week, explaining the usual mortgage market risks. It got more interesting when she […]| Better Dwelling
Canada must have found some economic progress in the pocket of an old winter coat. Last week Statistics Canada (Stat Can) made some big upward revisions to the country’s gross domestic product (GDP) data. The country’s national statistics agency found the equivalent of a whole year of economic activity that was hiding between 2021 to […]| Better Dwelling
Wednesday’s decision is the fourth consecutive drop in interest rates since June and is the Bank of Canada's largest rate cut since 2009, outside the COVID-19 pandemic.| Global News
Many prospective homeowners face this question every day. Should I get variable rates or fixed rates? I always found to advantageous to get variable rate.| Alain Guillot
In a widely anticipated move, the Bank of Canada (BoC) has announced another quarter-point decrease to its policy interest rate, bringing it down to 4.25%. This marks the third consecutive meeting to culminate in a quarter-point cut.“In Canada, the economy grew by 2.1% in the second quarter, led by ...| STOREYS
The key lending rate is now 4.25%| Investment Executive
Governing Council was out for August, but tomorrow — on Wednesday, September 4 — they’ll be back for the third-last interest rate announcement of the year. And for once, economists with the country’s ‘Big Five’ banks seem to be on the same page, agreeing not only that the Bank of Canada will opt f...| STOREYS
In a world where coffee shops have payment apps, confusion abounds about new oversight regime.| The Logic
Recent market volatility could serve to drive fixed-rate mortgages lower ahead of the fall housing market. Here's what homebuyers and owners should know.| Global News
Economists reacting to July's job figures say there's little in the labour force data to dissuade the Bank of Canada from further cuts to the benchmark interest rate.| Global News
The Bank of Canada's key interest rate fell by 25 basis points on Wednesday, a move that will immediately be felt by Canadians with variable rates of debt.| Global News
Canada’s labor market continues to add jobs, but not nearly enough to keep it from falling behind. Statistics Canada (Stat Can) released the latest Labor Force Survey (LFS) showing employment grew in May. The same data shows the growth was just a third of what was needed to accomodate its rapid population growth. As a […]| Better Dwelling
Greater Toronto’s Great Supply Shortage may be coming to an end, but the narrative is alive and well. Data from developer consulting firm Urbanation shows new purpose-built rental vacancy rates across the Greater Toronto-Hamilton Area (GTHA) have climbed significantly as of Q1 2024. The share of available units is now much higher than pre-2019 rates, […]| Better Dwelling
