I was recently featured in Earning Diary discussing one of the most common and potentially misleading rules in retirement planning — the 4% Rule. After analyzing 146 years of market history, my research shows that this rule can actually hold many retirees back. Here’s what I found: Retirement planning is too important to rely on… The post Earning Diary article: Ed Rempel on Why the 4% Rule May Be Holding Back Your Retirement Income appeared first on Ed Rempel.| Ed Rempel
For decades, we’ve been told to save slowly and steadily for retirement. But what if that advice leaves you more exposed to risk than you realize? I recently sat down with WorthvieW to discuss Lifecycle Investing, a strategy that helps younger investors spread risk across their entire working lives, and avoids “Last Decade Risk” in… The post WorthvieW article: Ed Rempel on Lifecycle Investing: A Game-Changing Tool for Young Investors appeared first on Ed Rempel.| Ed Rempel
What is the meaning of life? What makes life worth living? How can having a meaningful life help you become financially independent? You will learn: What is the meaning of life? What makes life worth living? The classic book “Man’s Search for Meaning” by Viktor Frankl showed that the people that survived many years in…| Ed Rempel
Being worried about a market crash right after retiring is a major fear for many people both before and after taking the plunge. I often hear these anxieties: “I’m scared to retire even though I have enough money in every projection. What happens if there is a market crash right after I retire?” “We just… The post Retirement Rookie: Worried about a Market Crash Right After Retiring? appeared first on Ed Rempel.| Ed Rempel
This title may be hard to believe, but it is a common theme in coaching for small business entrepreneurs. The concept is from the popular book “10x Is Easier Than 2x: How World-Class Entrepreneurs Achieve More by Doing Less” by Dan Sullivan and Dr. Benjamin Hardy. Most of us think about incremental improvements in our…| Ed Rempel
I was recently interviewed by Business News This Week about one of the most common questions Canadians ask me as a financial planner: “When can I retire with the lifestyle I want?” It’s the question that comes up again and again, yet the real issue isn’t when you can retire—it’s how you can create and… The post “When can I retire with the lifestyle I want?”: Toronto Financial Planner Ed Rempel Answers the Most Common Question Amongst Canadians appeared first on Ed Rempel.| Ed Rempel
The National Post asked me to review the retirement and financial situation of Kate*, a 65-year-old who recently relocated to Alberta after a costly divorce wiped out her savings. She’s determined to rebuild her life and finances, but she has questions: “Can I realistically buy a house, or is renting my best option? How do…| Ed Rempel
The Social Security Act marks its 90th anniversary this year. Learn how employers can help help educate workers about the role Social Security benefits may play in their retirement income.| Word on Benefits
The industry organization is pushing federal parties to tweak retirement savings rules to reflect current 'economic realities'| Investment Executive
Are you ever confused by all the different titles that financial planners and advisors use? What types of advice and services do they offer? Which one offers what you are looking for? When you have real worries or questions about your money, “who you gonna call?” Who is the super-hero of advice? In my latest…| Ed Rempel
Should you take Social Security before full retirement age? Learn three reasons to take Social Security early—and how to plan for them.| Boldin
The National Post asked me to review the retirement plan of Douglas*, a 66-year-old from Ontario enjoying a modest, comfortable lifestyle with his wife in their debt-free $900K home. He’s getting conflicting advice: “Should I start withdrawing from my RRSP to grow my TFSA and non-registered investments — or just let everything keep growing?” With…| Ed Rempel
Saving and investing beyond a million dollar portfolio includes helping others. Can my reader retire using a 60/40 portfolio?| My Own Advisor
The National Post asked me to review the retirement plan of a mid-career couple from Ontario, Kathy and Trevor, who are trying to simplify their finances and meet some big goals before Kathy retires at 55. Kathy is 50 and Trevor is 53. They live in the GTA and have two adult children about to…| Ed Rempel
State Street’s IncomeWise Target Retirement Strategies coming to Voya platform with ABA Retirement Funds Program first adopter| 401k Specialist
Take a deep dive into how one retiree is achieving a secure future with guaranteed retirement income. Learn about an income floor and 3 investment buckets.| Boldin
By Mark Seed, myownadvisor Special to Financial Independence Hub You probably know from my site, including the last few years, I love sharing case studies. Part of the reason I enjoy doing so is because of positive reader feedback. Another reason: I believe any case studies help the process of planning even if your personal […]| Financial Independence Hub
Attorney-CPA Joe Cordell and co-host Jill Albers describe the financial issues involved in saving for retirement and extending employment.| ElderCare Law
Attorney-CPA Joe Cordell and co-host Jill Albers break down how economic conditions have affected seniors' abilities to save for retirement.| ElderCare Law
