It’s easy to think retirement regrets are all about money or timing. But when we asked 296 people in our community what they really wish they’d done differently, their answers revealed something deeper. The responses were honest, vulnerable, and surprisingly aligned. Patterns emerged – about purpose, finances, connection, travel, health, and the emotional side […] The post Real Stories of Retirement Regrets (& How to Avoid Them) appeared first on SWM.| SWM
Ever find yourself saying, “One day I’ll…” – but not actually getting to it? Whether it’s learning to dance, traveling somewhere new, or just finally taking time for you, that “someday” list matters more than you might think. A retirement bucket list isn’t just about skydiving or ticking off tourist spots (though hey, […] The post The Ultimate Retirement Bucket List appeared first on SWM.| SWM
When you search for “retirement advice,” the focus is almost always on finances. And while financial security is crucial, there’s so much more to retirement than money. After helping thousands of retirees over the past 8 years, I have found that a successful retirement is mostly about purpose, fulfillment, and creating a lifestyle […] The post Building the Perfect Retirement with the 5 Rings Framework appeared first on SWM.| SWM
There’s a growing body of evidence that highlights a link between diet and mental health. For instance, a study by the British Medical Journal established a link between a healthy diet and improved mental health. Although the report singled out the Mediterranean diet as a prime example, other diets like the ketogenic diet are […] The post Key Insights: Ketogenic Diet for Mental Health in Seniors appeared first on SWM.| SWM
.For older adults, looking after your physical health is essential if you want to enjoy an active, healthy, and engaged retirement. What’s not so obvious is the invisible impact of your mental health – and the big role that it plays in your overall well-being. Sadly, too many older adults will suffer from […] The post Hydration and Mental Health: Tips for Older Adults appeared first on SWM.| SWM
Learn how to increase neuroplasticity & create new neural pathways for the rest of your life with these 9 neuroplasticity exercises.| SWM
New survey results show the top retirement regrets retirees face. Learn how to plan better for your next chapter with these honest insights.| SWM
Ready to invest in your child’s future with a Roth IRA for a minor? This comprehensive guide demystifies the process, from understanding eligibility to taking advantage of its tax-free growth. Establishing a Roth IRA for your child not only prepares them for a financially stable future but also offers flexibility for education or first-home expenses. […] The post Why a Roth IRA for a Minor Could Be the Best Gift for Your Child’s Future appeared first on IraInvesting.com.| IraInvesting.com
Navigating the decade before retirement can feel like steering through uncharted waters. With just 10 years to retirement, every decision—from managing investments to refining your healthcare strategy—can significantly impact your golden years. This guide simplifies your path, offering 10 straightforward strategies to secure a comfortable retirement. Instead of financial jargon, expect practical steps you can […] The post Top 10 Essential Strategies for Your 10 Years to Retirement Plan ...| IraInvesting.com
Struggling to figure out how to withdraw from your retirement savings without draining your nest egg too quickly? Effective retirement withdrawal strategies are essential to a secure and comfortable retirement. This article provides you with the essential knowledge to draw down your assets wisely. With insights into tactical considerations like tax optimization and responsive withdrawal […] The post Maximizing Your Nest Egg: Effective Retirement Withdrawal Strategies appeared first on IraIn...| IraInvesting.com
Whether you’re just starting your career or navigating the peak of your earning years, understanding 401k investment strategies by age is crucial to securing a comfortable retirement. How should you adjust your portfolio in your 20s, 30s, or even 60s? Our guide dives straight into the tactics that cater to each life stage, helping you […] The post 401k Investment Strategies by Age appeared first on IraInvesting.com.| IraInvesting.com
Staring down 30 and keen on securing your retirement? Knowing how to save for retirement at 30 can set the foundation for financial comfort later on. This guide strips away the complexity, directly laying out steps to optimize your employer-sponsored plans, invest smartly in IRAs, and build financial habits that pay off long-term. Without the […] The post How to Save for Retirement at 30 appeared first on IraInvesting.com.| IraInvesting.com
Looking to understand ‘Roth IRA Dave Ramsey’ and secure your retirement the Dave Ramsey way? This article decodes the financial guru’s endorsement of Roth IRAs, addressing the essential question: Why does Dave Ramsey advocate for this investment, and how can it serve your retirement plans? Discover Ramsey’s principles for tax-free growth and strategies for a […] The post Dave Ramsey ROTH IRA Advice appeared first on IraInvesting.com.| IraInvesting.com
Securing a comfortable retirement hinges on avoiding critical mistakes. Whether it’s mishandling savings, neglecting investments, or poor tax planning, this article exposes pivotal retirement mistakes to avoid, setting you on a path to financial peace of mind. Retirement Mistakes to Watch Out for Summary Delaying retirement savings reduces potential accumulation, and utilizing compound interest by […] The post Top Retirement Mistakes to Avoid for a Secure Future appeared first on IraInves...| IraInvesting.com
When it’s time to tap into your retirement savings, choosing tax efficient retirement withdrawal strategies is crucial for stretching your funds furthest. This article offers concrete steps to strategically withdraw from your accounts, controlling your tax bill and securing a more financially stable retirement. Get ready to uncover which accounts to draw from first, how […]| IraInvesting.com
Estate planning is important for all senior adults but takes on added importance for those in assisted living. Learn the steps to take.| This Retirement Life - Information and inspiration for making the most of you...
The Secure Act 2.0 gives retirees new choices to delay or even avoid tax on Required Minimum Distributions from their IRA, 401(k) accounts.| This Retirement Life - Information and inspiration for making the most of you...
Retirees need not panic when bear markets hit, sending stock prices sharply lower. Stocks should be a part of most retirement investment portfolios, including IRAs and 401(k) plans. This article offers 6 reasons why you do not need to fear the next bear market.| This Retirement Life - Information and inspiration for making the most of you...
Learn how to increase neuroplasticity & create new neural pathways for the rest of your life with these 9 neuroplasticity exercises.| SWM