Ready to take control of your money? Learn 10 habits that can help you earn, save, and spend smarter so you can reach your financial goals.| SoFi
Filing your taxes for the first time shouldn’t be scary. Learn the five key steps for doing your taxes, as well as tax-filing mistakes to avoid.| SoFi
A SIMPLE IRA is a retirement savings plan for small business owners and self-employed individuals. Learn how it works and if it might be right for you.| SoFi
Knowing which forms of income are taxable is an important step in not overpaying or underpaying your taxes. Learn the difference with this guide.| SoFi
A 401(k) catch-up contribution allows savers age 50 and up to put more money in their plan each year. Learn what a 401(k) catch-up is and how it works.| SoFi
What’s the deal with personal lines of credit? Are they like personal loans? Different? Better? This article breaks it down, piece by piece.| SoFi
If you don’t have much or any credit history, it’s tough to get a personal loan with a low rate and favorable terms. Learn some strategies that can help.| SoFi
If you’re considering borrowing money, you may be wondering what an installment loan is and how it works. Read on for helpful insights.| SoFi
Learn more about the types of personal loans, what goes into getting a personal loan, and find out if a personal loan is the right choice for you.| SoFi
Perhaps you’ve gotten a raise or bonus, and you want to pay off the remaining balance on a personal loan. Is that possible? This post shares multiple scenarios.| SoFi
The envelope method is a simple budgeting system that uses cash to pay expenses and control spending.| SoFi
Credit card debt doesn’t necessarily disappear when you die. Your estate may be liable to cover those charges. Learn the full story here.| SoFi
The costs of streaming services can add up to be a major expense. Here are 13 helpful tips for saving money on streaming services and sticking to your budget.| SoFi
What is a brokerage account? Investors set them up to trade stocks and bonds. Here’s what you need to know about how they work. ✓ Learn more with SoFi.| SoFi
An exchange-traded fund (ETF) is a basket of securities that can be used to invest in different asset classes. Learn all you need to know about ETFs.| SoFi
Your credit score affects whether you qualify for a mortgage, auto loan, or credit card. Here’s how to know if you have a bad score – and what to do about it.| SoFi
If you need cash today but you don't have enough built up in savings to cover the purchase, a personal loan might make sense for you.| SoFi
Interested in borrowing a personal loan? Find out more about what types of personal loans are available.| SoFi
Paying off credit cards? Check out our top 5 reasons to pay off credit card debt with a low interest personal loan.| SoFi
Setting smart money goals can keep your finances on track and help you plan for your financial future.| SoFi
Biweekly employees can find the gross amount on their paycheck, multiply by 26, then divide by 12. Learn other calculations based on your pay frequency.| SoFi
What is outstanding debt? And what is the best way to pay back debt outstanding? Here are the answers to your questions about a debt payoff strategy.| SoFi
The numbers emblazoned across your credit card share important info and help prevent fraud. Learn the full story here.| SoFi
Credit cards usually expire two to five years after they are issued. Learn about credit card expiration dates and what happens when a card expires.| SoFi
In the U.S. there are three major credit bureaus. Here’s which one is used the most.| SoFi
You can pay taxes with your credit card — though there are fees involved. Learn what to know about paying federal taxes with your credit card.| SoFi
Paying off large credit card balances can get expensive. Learn how to make it more manageable by getting a lower credit card interest rate.| SoFi
A debt consolidation strategy is a smart way to lessen debt. Here is a look at how debt consolidation works and who may benefit from it.| SoFi
Your credit card closing date indicates the billing cycle’s end; the payment due date tells you when to make a payment. Learn more about the differences.| SoFi
A credit card CVV number is three or four digits long and helps prevent fraud. Learn about where to find it and why it’s important.| SoFi
The minimum payment on your credit card isn’t necessarily the best amount to pay if you want to get out of debt. Learn more here.| SoFi
Learn the smartest ways to deposit and withdraw funds and conduct other banking business at an ATM while avoiding fees and staying safe.| SoFi
A credit card balance is the amount of money you owe on your credit card account. Learn how to find it and tips for managing it responsibly.| SoFi
This article highlights ways that no interest credit cards may be useful, along with downsides (many of them significant!) to watch out for.| SoFi
Credit cards allow you to borrow money on a revolving credit line for daily or emergency purchases. Learn about what credit cards are & how they work.| SoFi
There are two different types of credit checks: a soft inquiry and a hard inquiry. Here is a look at each type of inquiry.| SoFi
Applying for a credit card is easy, but getting approved could be tricky. Learn from SoFi how to apply for a credit card and increase your approval chances.| SoFi
The average credit card limit for Americans is currently $28,930. Learn more about this number, plus how to get a credit limit increase.| SoFi
A credit card's APR is the annual interest rate you will be charged for accessing credit Learn more about how this important financial concept works.| SoFi
If you’re carrying credit card debt, a personal loan can help you escape purchase interest charges and take control of your debt.| SoFi
The latest average credit card interest rate is over 20%. Learn more about how credit card APR works and interest rates in 2024 here.| SoFi
The 15/3 credit card payment method involves making two payments in one billing cycle: 15 days and 3 days before the due date. Learn how this can lower your credit utilization ratio.| SoFi
We’ll share tips to help you use your credit cards responsibly and, if applicable, tips to get your outstanding credit card balances under control.| SoFi
What is a credit card chargeback? Learn from SoFi what a credit card chargeback is, how it works, when to use it, and how to submit a dispute.| SoFi
Learn about our credit card offerings and check for available offers. Explore your SoFi credit card offers in minutes.| SoFi