U.S. banking giant Citigroup has taken responsibility for the flash crash which saw some European stocks turn sharply lower.| CNBC
Chargebacks911 Virtual Currency A Practical Guide to Virtual Currency for Online Merchants Once a fringe and esoteric asset class, virtual currencies are now part of the payments mainstream. In November 2024, Bitcoin surpassed the $100,000-per-coin milestone for the first time in history. Read More This post Virtual Currency appeared first on Chargebacks911| Chargebacks911
The ongoing Synapse bankruptcy mess has exposed the risks in a corner of fintech that grew in prominence during a boom in venture investment.| CNBC
People who have a savings account with Nationwide are being warned to expect changes from October but not everyone will be affected| Chronicle Live
In 1943, Central National Bank sold its slender 17-story headquarters building at 308 Euclid Avenue to the F. W. Woolworth Co., which later demolished the building for a much shorter retail store (now the House of Blues). The bank continued to lease space in the “matchstick” building until it opened its new headquarters in 1949 in five floors of the Midland Building at West Prospect Avenue and West 2nd Street. Central National also acquired property at 509 Euclid near the northwest corner...| Cleveland Historical
And so it begins… Be sure to keep some cash handy at all times. I assume Clown World will manage to muddle through this initial bank crisis one way or another. But it’s not going to be the last one, as the combination of refusing to buy Russian gas and massive spending on Ukraine and […] The post Credit Card Outage in France appeared first on Vox Popoli.| Vox Popoli
The new AI-powered tools give advisors sharper insights and streamlines how they work.| Markets Media
Credit unions can help Canadians save on fees, but limited access, membership rules and fewer services mean they aren’t for everyone. The post Banking with a credit union can save on fees—but there are limitations appeared first on MoneySense.| MoneySense
Nikki Bond, Head of Gambling Harms Action Lab, Money and Mental Health The post Three ways firms can improve the Bank Gambling Block and other bank gambling support tools appeared first on Money and Mental Health Policy Institute.| Money and Mental Health Policy Institute
Private equity funds and other Wall Street investors are buying up homes across the US and West, driving up rent and cost of living. Economist Michael Hudson explains how corporate landlords are a result of financialized capitalism.| Geopolitical Economy Report
CTO Ron van Kemenade says ING has saved upwards of €100 million in operational expenses in recent years by consolidating on private cloud| The Stack
Recent natural disasters have renewed concerns about insurance markets for natural disaster relief. In January 2025, wildfires wreaked havoc in residential areas outside of Los Angeles. Direct damage estimates for the Los Angeles wildfires range from $76 billion to $131 billion, with only up to $45 billion of insured losses (Li and Yu, 2025). In this post, we examine the state of another disaster insurance market: the flood insurance market. We review features of flood insurance mandates, f...| Liberty Street Economics
A look at the Quarterly Report on Household Debt and Credit for 2025:Q2 from the New York Fed, focusing on the landscape of the current mortgage market.| Liberty Street Economics
The U.K. is "not part of the problem" when it comes to trade deficits that President Donald Trump wants to tackle, the country's finance minister told CNBC.| CNBC
Europe will respond to any tariffs imposed by President Donald Trump in a proportionate way, the European Union's commissioner for the economy told CNBC Wednesday.| CNBC
A new book by Angeleri tells the story of revolutionary feminist economist Nora Castañeda and an innovative state bank to empower women.| Venezuelanalysis
Canadian Imperial Bank of Commerce has inched past Bank of Nova Scotia in market capitalization to become Canada’s fourth-most valuable bank, as investor sentiment shifts in favour of lenders with more exposure to the domestic market.| Mortgage Rates & Mortgage Broker News in Canada
Robert Webb, Managing Director and Portfolio Manager at Hamilton ETFs, was featured on BNN Bloomberg’s The Open on July 15th, 2025, where he shared his thoughts on JPMorgan, Citi, and the U.S. financials sector.| Hamilton ETFs
The financial sector in the U.S. economy is deeply interconnected. In our previous post, we showed that incorporating information about this network of financial claims leads to a substantial reassessment of which financial sectors are ultimately financing the lending to the real sector as a whole (households plus nonfinancial firms). In this post, we delve deeper into the differences between the composition of lending to households and nonfinancial firms in terms of direct lending as well as...| Liberty Street Economics
Deposits are often perceived as a stable funding source for banks. However, the risk of deposits rapidly leaving banks—known as deposit flightiness—has come under increased scrutiny following the failures of Silicon Valley Bank and other regional banks in March 2023. In a new paper, we show that deposit flightiness is not constant over time. In particular, flightiness reached historic highs after expansions in bank reserves associated with rounds of quantitative easing (QE). We argue th...| Liberty Street Economics
In June 2020, the Federal Reserve issued stringent payout restrictions for the largest banks in the United States as part of its policy response to the COVID-19 crisis. Similar curbs on share buybacks and dividend payments were adopted in other jurisdictions, including in the eurozone, the U.K., and Canada. Payout restrictions were aimed at enhancing banks’ resiliency amid heightened economic uncertainty and concerns about the risk of large losses. But besides being a tool to build capital ...| Liberty Street Economics
Q2-2025 earnings season for banks officially started with, what a surprise, JP Morgan, Citigroup, and Wells Fargo all beating Wall Street analysts’ expectations and once again bagging fat profits. Traders, though, aren’t so impressed so far with JPM and Citi trading flat while WFC is down 6% on the day... The post FOR ANOTHER QUARTER, BANKS WILL BE ALLOWED TO PRETEND EVERYTHING IS AWESOME appeared first on JustDario.| JustDario
Almost 10 months ago, I wrote the article “MOUNTING SIGNS OF LIQUIDITY PROBLEMS AMONG LARGE US AND UK BANKS” to highlight several elements pointing toward a buildup of liquidity problems in the banking sector. Three elements were particularly noteworthy at the time: Last week, something very interesting happened again: banks...| JustDario
Mid-sized banks are losing ground due to costly custom tech and fragmented workflows. Discover how a configurable mortgage POS can streamline lending and future-proof your operation.| BeSmartee
Why, even with an asset-based company, an investor’s credit score is still an important part of the approval process for lending.| The Hard Money Co.
The popular 123 Lite current account is being scrapped with customers being moved across to a different service| Chronicle Live
Economist Michael Hudson describes how China created an alternative to the Western neoliberal order, and how the Global South can challenge the rent extraction of US-centered financial colonialism. The post Michael Hudson: How the Global Majority can free itself from US financial colonialism appeared first on Geopolitical Economy Report.| Geopolitical Economy Report
BNY will also provide its transaction banking services to integrate tradFi & crypto ecosystems.| Markets Media
Global risk conditions, along with monetary policy in major advanced economies, have historically been major drivers of cross-border capital flows and the global financial cycle. So what happens to these flows when risk sentiment changes? In this post, we examine how the sensitivity to risk of global financial flows changed following the global financial crisis (GFC). We find that while the risk sensitivity of cross-border bank loans (CBL) was lower following the GFC, that of international de...| Liberty Street Economics
Banks use central bank reserves for a multitude of purposes including making payments, managing intraday liquidity outflows, and meeting regulatory and internal liquidity requirements. Data on aggregate reserves for the U.S. banking system are readily accessible, but information on the holdings of individual banks is confidential. This makes it difficult to investigate important questions like: “Which types of banks hold reserves?” “How concentrated are they?” and “Does the distribu...| Liberty Street Economics
What is commercial cleaning? Delve into definitions, service types, and the benefits of hiring professionals for a cleaner workplace.| Janiking.com
The Federal Reserve just released the results of its 2025 round of stress testing on 22 major US banks, and personally, I have never come across something more ridiculous and hypocritical. Let’s start with the fact that the FED itself admits how it found it appropriate to make this year’s...| JustDario
Senior Research Officer Leia Clifton highlights the harm that lotteries can cause and how banks can support those at risk of gambling harm.| Money and Mental Health Policy Institute
The group becomes a major European fund manager with over €1,500bn in assets.| Markets Media
Palo Alto, London (18 June 2025) – Integral, a multi-asset technology provider in the foreign exchange market, announced today that it has gone live with a fully integrated solution with CME Group’s EBS Market and FX Spot+ marketplaces. The collaboration enables Integral’s clients to execute trades on CME Group’s EBS Market and the newly launched […] The post Integral announces seamless access to CME Group’s primary FX markets from Integral’s FX workflow solutions appeared first...| Integral
This article will explain what PayPal account limitations are and how to remove them. We’ll also provide 5 tips to avoid this issue in the future.| Chargebacks911
One criticism of overdraft credit is that the fees seem borne disproportionately by low-income, Black, and Hispanic households. To investigate this concern, we surveyed around 1,000 households about their overdraft activity. Like critics, we find that these groups do tend to overdraft more often. However, when we control for respondents’ credit scores along with their socioeconomic characteristics, we discover that only their credit score predicts overdraft activity. While it’s not altog...| Liberty Street Economics
Nonbank financial institutions (NBFIs) constitute a variety of entities—fintech companies, mutual funds, hedge funds, insurance companies, private debt providers, special purpose vehicles, among others—that have become important providers of financial intermediation services worldwide. But what is the essence of nonbank financial intermediation? Does it have any inherent advantages, and how does it interact with that performed by banks? In this Liberty Street Economics post, which is base...| Liberty Street Economics
The Visa Acquirer Monitoring Program (VAMP) mitigates risk and enforces compliance among banks and merchants by monitoring their chargeback performance.| Chargebacks911
In this article, we'll take a close look at payment capture: what it is, how it works, and how to use this process to your advantage.| Chargebacks911
Discover the impact of branding for financial services companies, particularly banking institutions.| Vested
A look at how an intricate network of interlinkages within the financial sector finances credit to the real sector.| Liberty Street Economics
The pace of change in the financial services industry is not slowing down. Banks are increasingly accelerating their journey to digital to […] The post Banking in the Tech Age: Unveiling Key Strategies for 2024 with Satyam Agrawal appeared first on Credable.| Credable
There’s no denying the fact that India is a dominant force in the world of cricket. With the 16th edition of the […] The post IPL to Drive a Surge in Revenue for Fantasy Gaming Platforms appeared first on Credable.| Credable
In response to our shareholder proposal, TD made some progress on climate governance.| Investors For Paris Compliance
Integral, a leading currency technology provider to the financial markets, today announced global brokerage IUX has integrated its embedded technology to help streamline workflows, optimize pricing, and to further enhance client service.| Integral
A look at why U.S. credit card rates are so high.| Liberty Street Economics
Integral, a leading currency technology provider to the financial markets, today announced global brokerage IUX has integrated its embedded technology to help streamline workflows, optimize pricing, and to further enhance client service.| Integral
PayPal is a widely-used, simple, and straightforward approach to accept payments, especially for smaller businesses and sole proprietorships. However, what happens when you receive a PayPal chargeback? Are there PayPal chargeback fees, how much are they, and are you expected to pay them?| Chargebacks911
Without a stablecoin framework, the US is in danger of becoming the "rust belt of the financial industry.”| Markets Media
Should you buy one of the Canadian bank ETFs? Or should you construct your own ETF? We go through the top 6 Canadian bank ETFs.| Tawcan
Review comes as the country has landed in hot water over national money-laundering scandals.| The Logic
Donald Trump’s tariffs could destabilize the global economy, warns economist Michael Hudson. US protectionist policies could cause financial crises, as many currencies depreciate and countries can't earn the dollars needed to pay their foreign debts.| Geopolitical Economy Report
Integral, a leading currency technology provider to the financial markets, today announced global brokerage IUX has integrated its embedded technology to help streamline workflows, optimize pricing, and to further enhance client service.| Integral
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Why did the Bank of England intervene in the gilt market this week? The answer that has been doing the rounds is that it was protecting the solvency of pension funds. But this doesn't make sense to me. The Bank doesn't have any mandate to prevent pension funds going bust. And anyway, the type of pension fund that got into trouble isn't at meaningful risk of insolvency. There was never any risk to people's pensions. | www.coppolacomment.com
The numbers behind how education became one of the most credit-worthy sector for banks in a single month.| Insights by Data Darbar
Insurance isn’t really an area that I had much interest in, mostly because in the countries where I’ve lived, it has generally been a well-run and stable business. However, the recent Los Angeles wildfires prompted me to look into this sector in California more closely, and what I discovered is...| JustDario
The authors use data on wholesale and retail payments to understand the bank runs of March 2023.| Liberty Street Economics
Diamond Bank ensures online brand impersonations won't compromise their customers or their business. They turned to Allure Security for help.| Allure Security
The bank may look profitable to shareholders, but disclosures compiled by Risky Finance made it possible to uncover the story of this trading loss at Goldman Sachs| Risky Finance
Rob Wessel was on BNN Bloomberg yesterday to provide his insights on the Canadian banks as they report Q4 2024 earnings, which began with Bank of Nova Scotia. He also discusses valuations for the sector and the key themes for investors to watch for this quarter.| Hamilton ETFs
The authors use data from a confidential syndicated loan registry to analyze the lender specialization and diversification behavior of banks.| Liberty Street Economics
A look at bank runs and how they have been a consequence of imminent failure, rather than the original cause, for bank failures in the U.S.| Liberty Street Economics
A look at the predictability of bank failures based on simple accounting metrics from publicly available financial statements that measure insolvency risk.| Liberty Street Economics
A look at why U.S. banks fail, using a study of more than 5,000 bank failures to understand if they are caused by bank runs or deteriorating solvency.| Liberty Street Economics
| Environmental Risk Innovations
Welcome back to our blog series on Banks, Borrowers, and Climate Change. Today we will be returning to the PCAF Global Accounting and Reporting Standard by taking a closer look […] The post Partnership for Carbon Accounting Financials Standard Part B: Facilitated Emissions first appeared on Environmental Risk Innovations.| Environmental Risk Innovations
The EI Group and ERI began a joint blog series in January titled, “Banks, Borrowers, and Climate Change” that focuses on the Securities and Exchange Commission (SEC) and financed emissions. We have […] The post Banks, Borrowers and Climate Change: The SEC Releases its Rule on Climate Disclosure: Potential Impacts to Your Business first appeared on Environmental Risk Innovations.| Environmental Risk Innovations
| Environmental Risk Innovations
Welcome back to our Banks, Borrowers, and Climate Change series! In case you missed our introduction to the series, you can read it here. Our first blog in the series, “Banks, Borrowers and Climate Change: […] The post Climate Action in Financial Institutions Initiative: Inspiration for the PCAF Global Accounting and Reporting first appeared on Environmental Risk Innovations.| Environmental Risk Innovations
The EI Group, in collaboration with Environmental Risk Innovations (ERI), recently launched a joint blog series which outlines the impact of the SEC’s proposed climate disclosure rule, which will require all […] The post Banks, Borrowers and Climate Change: How Disclosure of GHG Emissions Will Impact the Lending Process for Publicly Traded Corporations first appeared on Environmental Risk Innovations.| Environmental Risk Innovations
As climate change becomes an increasing risk to financial stability—whether from natural disasters such as hurricanes, rising sea levels and wildfires, or to corporations from increased costs associated with transition […] The post The SEC Targets Financed Emissions: Banks, Borrowers and Climate Change first appeared on Environmental Risk Innovations.| Environmental Risk Innovations
A U.S. Senate debate attended Tuesday by two of three Indiana candidates covered a wide range of topics without GOP frontrunner Jim Banks.| Indiana Capital Chronicle
Two weeks out from Election Day, two of Indiana’s U.S. Senate hopefuls say they’ve heard nothing from GOP frontrunner.| Indiana Capital Chronicle
How is it possible that Deutsche Bank’s provisions for credit losses related to Commercial Real Estate (CRE) loans DECREASED by 34% compared to Q2-24? No, I am not joking; it is right there hidden in the fine print of the bank’s Q3-24 report as you can see below. Furthermore, “The...| JustDario
A few days ago in “EXPOSING THE ILLUSION: HOW MODERN ECONOMICS FUELS WEALTH INEQUALITY AND ZOMBIE MARKETS,” I discussed how current economic theories, often used to guide market decisions, are being contradicted by the actual results they produce. Right now, many are puzzled by how the USD, US yields, and...| JustDario
A look at high flood risk areas outside of official FEMA flood zones and how mortgage lenders adjust their lending practices in those regions.| Liberty Street Economics
I started to cover Norinchukin Bank many months ago already (“WHY IS THE FED PREPARING TO BAIL OUT A JAPANESE BANK? BECAUSE OF THE “NORINCHUKIN” DANGER”) and since then the situation of one of the biggest Japanese banks has become worse and worse: A few weeks ago Norinchukin released its...| JustDario
A look at the effectiveness of reallocating liquidity among financial institutions in the fight against bank runs.| Liberty Street Economics
Foundation was started in April by Synapse CEO Sankaet Pathak, Tribe Capital CEO Arjun Sethi, and LeBlanc, cofounder of Cobalt Robotics.| CNBC
European governments are battling for their people to get roles linked to the bloc’s finances.| POLITICO
UBS reported its Q2-24 earnings, and after a brief moment of selling pressure at the open, the stock started soaring, ending the day up more than 5%. Yes, on the surface, UBS reported a net profit more than double what Wall Street analysts expected, and that was enough to feed...| JustDario
On 14 October 2008, the BOJ entered the bailout arena in full force with its “Introduction of Measures regarding Money Market Operations to Ensure Stability in Financial Markets.” Among the four “temporary” initiatives announced, the last one was the most crucial one… and remains the most crucial one today. “Expansion...| JustDario
These days there are a lot of comparisons being made with what happened in previous financial crises that unfolded after times of irrational exuberance and reckless monetary policy, but many are failing to grasp how the current situation is hardly comparable to what happened in the past for many reasons....| JustDario
Eolian, BrightNight and esVolta, US-headquartered developers and independent power producers (IPPs), have each announced major financing.| Energy-Storage.News
Bank of America (#BAC) published its last quarterly financial earnings on July 16, and from the 17th to the 19th, Warren Buffett sold ~34m shares of BAC, cashing out ~1.5bn USD (Buffett’s Berkshire Sells Bank of America Stock Worth $1.5 Billion). Yes, Uncle Warren still holds almost 1 billion BAC...| JustDario
Which financial institutions will benefit after Labour’s expected victory in tomorrow’s UK general election? Keen to refute the tax-and-spend label, Labour shadow chancellor Rachel Reeves has vowed to ‘kickstart economic growth’, highlighting financial services as one of the UK’s ‘greatest success stories’. | Risky Finance
European banks face significant risk from oil and gas methane emissions in their portfolios. Our recommendations can help banks manage them.| EDF+Business
A few weeks ago Goldman Sachs (#GS) performed poorly in the #FED annual stress tests, and since then, the bank has been fighting against its regulator’s request to increase the capital being held on the balance sheet (Goldman Sachs faces uphill battle in dispute with Federal Reserve over stress test)....| JustDario
The previous quarter, banks truly stretched any possible accounting and regulatory standard to the limit to kick the can down the road, hoping a #FED rate cut could give them some relief. Unfortunately for them, not only did this not happen, but today our dear Jerome Burns reminded everyone that...| JustDario
In September 2023, I addressed for the first time the (nasty) topic of #banks’ balance sheet health in the “This time is not different” post on X. After that, I expanded the analysis to large US and European banks in “WHICH BANKS ARE AT RISK OF GOING BUST IN A...| JustDario
The authors consider the systemic implications of the observed build-up of bank-NBFI connections associated with the growth of NBFIs.| Liberty Street Economics
Today, #Norinchukin Bank is starting to be less of an obscure name compared to more than 7 months ago when the #FED quietly added it to the list of counterparts eligible to access the standing Repo Facility the central bank established with the purpose of dealing with emergency liquidity shortfalls...| JustDario
The Fed softened its stress tests, which freed up bank capital, then came the Basel Endgame which would eat it all up again. Now, with the Endgame in doubt, JP Morgan has deployed its excess capital in trading bets| Risky Finance
Synapse is a middle man between customer-facing fintech brands and FDIC-backed banks, but it has had disagreements about how much in customer balances it owed.| CNBC
The missing funds explain what is at the heart of the worst meltdown in the U.S. fintech sector since its emergence after the 2008 financial crisis.| CNBC
Banks are originating, sponsoring and investing in CLOs are an accelerating pace| Risky Finance
Learn more about The Nestmann Group – a wealth protection advisory firm that helps Americans build comprehensive wealth preservation plans. Since 1984.| The Nestmann Group
Learn more about The Nestmann Group – a wealth protection advisory firm that helps Americans build comprehensive wealth preservation plans. Since 1984.| The Nestmann Group
