What Is the 1% Deductible Rule in Home Insurance?
You could be overpaying for home insurance if your deductible is too low. But going too high can be just as risky. That's where the 1% deductible rule comes in.| Latest from Kiplinger
More people were displaced by wildfires between the start of this year and the end of July than in all of 2024. Globally, the Internal Displacement Monitoring Centre puts the number around 496,000 wildfire displacements — more than half of which occurred in Los Angeles County during the Eaton and Palisades fires in January. “Displacement,” of course, can mean many things, and often in the case of wildfires, “most people can return quickly” once the danger has passed, the IDMC writes...| Heatmap News
When heavy rain and strong winds are in the weather forecast, as is the case for parts of Wales and England today, thanks to storm Benjamin, it’s worth doing a few checks around your property and taking precautions to minimise the risk of damage. But first of all, be realistic. Don’t be tempted to clamber […]| Forbes Advisor UK
You could be overpaying for home insurance if your deductible is too low. But going too high can be just as risky. That's where the 1% deductible rule comes in.| Latest from Kiplinger
When shopping for the right insurance policy, choosing between dwelling insurance and homeowners’ insurance is a key decision. While both types of coverage are designed to protect your property investment, they differ in scope, purpose, and benefits. Understanding the distinction is crucial for ensuring you have the right protection for your unique needs. Muller Insurance The post Dwelling Insurance vs. Homeowner Insurance: What’s the Difference? appeared first on Muller Insurance.| Muller Insurance
Insurance after divorce is essential for protecting your health, home, and finances. Learn what to review, update, and secure for your future.| Acentria
City living is full of appeal, from having stores and restaurants within walking distance to always having people around. For homeowners in urban areas, it’s vital to ensure that they have the right insurance coverage, helping them maintain peace of mind so they can focus on their lifestyles. Serving New York, Connecticut, and many other The post City Living: Proper Coverage House Insurance for Urban Homeowners appeared first on Muller Insurance.| Muller Insurance
Many high-net-worth homeowners assume insuring their luxury property at its market value is sufficient protection. But when disaster strikes, that misconception can leave these homeowners with a catastrophic coverage gap. The only way luxury homeowners can guarantee a full recovery is to insure for what it actually costs to rebuild. A policy with replacement cost […] The post Insuring for Rebuild, Not Resale: Why Replacement Cost Coverage Is a Must for Luxury Homes appeared first on Acentria.| Acentria
Insurance-to-value (ITV) is the relationship between the amount your home is insured for and what it would actually cost to rebuild or replace it from the ground up. It’s important to know that this isn’t the same as your home’s market value or what you originally paid for it. ITV focuses on reconstruction costs—including materials, […] The post Understanding Your Homeowners Insurance: Why Insurance-to-Value Matters More Than Ever appeared first on Acentria.| Acentria
Insurance can help us manage some of the more serious financial and other risks we face in life. There are few risks bigger than losing your […] The post HOME INSURANCE – MIND THE GAP appeared first on ADF Financial Services Consumer Centre.| ADF Financial Services Consumer Centre
Do you have questions about insurance coverage for NYC brownstones? Get answers about historic home insurance at Muller Insurance.| Muller Insurance
Which factors affect homeowners’ insurance premiums? Learn more from the team at Muller Insurance.| Muller Insurance
Luxury homes, co-ops, and condos in New York City offer a blend of historic charm and modern sophistication, so they often need specific, high-value homeowners insurance coverage. At Muller Insurance, we offer homeowners, co-op, and condo insurance for residents in New York, New Jersey, Connecticut, Massachusetts, and other states. Here, we discuss luxury real estate The post Insurance Options for NYC Co-Ops, Condos, and High-Value Homes appeared first on Muller Insurance.| Muller Insurance
Let’s take a look at how location and home features impact your homeowner’s insurance coverage and how you can keep costs low.| WhipperBerry
Given the growing frequency and intensity of severe weather events around the world, like hurricanes, wildfires, floods and violent storms, households have had to make increasingly costly home insurance claims. Canada has not been spared; it even saw a record year for damages in 2024, caused particularly by flooding in Quebec and Ontario, and by wildfires and a hailstorm in Alberta. Consequently, insurers in Canada and abroad have raised premiums, tightened underwriting standards or withdrawn...| HillNotes
Comparing home insurance quotes is key to getting the right coverage at a good rate. We asked an expert what to look for when shopping around.| MoneySense
You know about home insurance. You may be savvy about tenant insurance. But have you heard of landlord insurance?| MoneySense
Wondering when to hire a contractor and when to tackle home projects yourself? See what experts suggest.| Frankenmuth Insurance
There are warning signs to look out for when roof maintenance is in order. Learn what they are with our roof maintenance tips.| Frankenmuth Insurance
Home insurance prices are spiking across the US responding in part to the fallout from more frequent extreme weather.| Workers Compensation Quotes Online
