ABA responds to OCC RFI on potential actions to address payments fraud | ABA Banking Journal
The American Bankers Association last week responded to a request for information from the Office of the Comptroller of the| ABA Banking Journal
The FDIC and the OCC have issued a Notice of Proposed Rulemaking that seeks to establish a standard definition for what constitutes an “unsafe or unsound practice.” “Too often, examiners focus on a litany of process-related items that are unrelated to a bank’s current or future financial condition,” Acting FDIC Chairman Travis Hill said, in a statement outlining the NPRM, which was unanimously adopted by the agency board. … Continue Reading| Consumer Finance Monitor
As the government shutdown drags on, some financial services programs—particularly housing programs– are being affected. The CFPB is funded through the Federal Reserve system, not through annual appropriations, and technically is still operating, although as we have reported previously many CFPB employees are not being permitted to work. (That CFPB funding mechanism was the subject of a Supreme Court case and the court found the funding system constitutional.)… Continue Reading| Consumer Finance Monitor
The FDIC and the OCC have approved the joint publication of a Notice of Proposed Rulemaking that would codify the removal of reputational risk from their supervisory programs. “Examining for reputation risk can result in agency examiners implicitly or explicitly encouraging institutions to restrict access to banking services on the basis of examiners’ personal views of a group’s or individual’s political, social, cultural, or religious views or beliefs, constitutionally protected spee...| Consumer Finance Monitor
As our regular podcast listeners know, we ordinarily release a new podcast show once each week on Thursday. On a very few occasions, we have released a special extra podcast show during the same week. We have only done that when a development occurs which we feel is of extraordinary importance and time sensitive.… Continue Reading| Consumer Finance Monitor
On September 18, the OCC announced its monthly enforcement actions for September, which included the termination of a 2023 consent order against a national bank and the termination of a 2020 consent order against a federal savings association. Both terminations followed earlier OCC findings of unsafe or unsound practices and alleged violations of federal banking... Continue Reading|
The American Bankers Association last week responded to a request for information from the Office of the Comptroller of the| ABA Banking Journal
On August 18, the OCC terminated its 2022 consent order against a national bank. The order was issued under the Bank Secrecy Act and related anti-money| Consumer Finance and Fintech Blog
The Financial Crimes Enforcement Network and U.S. banking agencies today released guidance for financial institutions on how to share financial| ABA Banking Journal
This Week in Running’s trail and ultra recap for September 1, 2025.| iRunFar
The American Bankers Association today recommended that federal regulators quickly finalize a series of proposed changes to the enhanced supplementary| ABA Banking Journal
The American Bankers Association yesterday said it supports proposed revisions to the Call Report that ease a compliance burden on| ABA Banking Journal
On July 18, the Guiding and Establishing National Innovation for U.S. Stablecoins Act (GENIUS ACT) was signed into law, creating the first federal| Consumer Finance and Fintech Blog
A White House task force yesterday released a report on strategies to strengthen U.S. leadership in digital assets, including policy| ABA Banking Journal
The Federal Reserve, FDIC and Office of the Comptroller of the Currency today published the fourth in a series of| ABA Banking Journal
The American Bankers Association today joined four banking and credit union associations in raising concerns about a push by digital| ABA Banking Journal
On July 14, the OCC, Federal Reserve, and FDIC announced the release of a joint statement clarifying how existing laws and regulations apply to| Consumer Finance and Fintech Blog
In a speech last week, Acting Comptroller Rodney Hood outlined his top priorities for the Office of the Comptroller of| ABA Banking Journal
Banking regulators today announced they have temporarily paused certain appraisal requirements for real estate-related transactions in Los Angeles County in| ABA Banking Journal
The 2024 Ontario Corn Committee (OCC) hybrid performance trials are now available at GoCrops.ca (Link HERE). Over past decades, Ontario’s average corn yields have increased around 2 bu/ac/yr. Staying current with new and competitive yielding hybrids is important.| Field Crop News
On March 18, Acting Comptroller of the Currency Rodney Hood reiterated the OCC’s commitment to ensuring fair access to banking services, including for| Consumer Finance and Fintech Blog
A proposed rule to establish uniform financial data standards across regulatory agencies should either be revised to comply with federal| ABA Banking Journal
The First National Bank of Lindsay in Lindsay, Oklahoma, was closed Friday by the Office of the Comptroller of the| ABA Banking Journal
You are probably familiar with the Old Computer Challenge - I think I wrote about it several times - you get all the benefits of using a slow computer for seven days.| sizeof(cat)
Four federal agencies today proposed a joint rule that would align each agency's Bank Secrecy Act compliance program requirements with| ABA Banking Journal
Federal banking regulators today made available the 2024 list of distressed or underserved nonmetropolitan middle-income geographies. Distressed or underserved nonmetropolitan| ABA Banking Journal
Five agencies today issued final guidance to highlight what they said are the risks associated with deficient residential real estate| ABA Banking Journal
Bank regulators have failed to consistently document their analyses and reviews of proposed and existing rules, with the Federal Reserve| ABA Banking Journal
The Office of the Comptroller of the Currency will continue to defend preemption of federal law over state banking laws| ABA Banking Journal
Six federal agencies today issued a final rule to regulate the credibility of algorithmic models used in real estate valuations.| ABA Banking Journal
As Florida and other states pass laws that seemingly conflict with national banks’ ability to comply with federal anti-money laundering| ABA Banking Journal
We apologise for the error in conflating these two individual organisations and of course, we wish them both every success in the future in their important work in opening up the citation corpus.| Infrastructure Services for Open Access
