In this episode, Emily interviews Dr. Zach Taylor, a repeat podcast guest with extensive expertise in financial wellness in higher education. Zach explains why financial peer mentoring programs have become so popular at colleges and universities and why peers are not always the appropriate people to provide this service. Zach and Emily discuss why colleges […] The post The Importance of Financial Student Services to Graduate Students on Stipends appeared first on Personal Finance for PhDs.| Personal Finance for PhDs
In this episode, Emily interviews Snehanjana Chatterjee, a 3rd-year international graduate student at Texas Tech. Snehanjana recounts her financial journey over the past few years, from how she funded her start-up expenses upon moving to the US to how she’s gained scholarships and awards to increase her income. Snehanjana volunteers to help international students acclimate […]| Personal Finance for PhDs
In this episode, Emily interviews Dr. Kate Sleeth, the founder of EduKatedSTEM, on salary negotiation for PhDs. They discuss why everyone should negotiate salary and why Kate regrets not negotiating in her first position in academia. Kate teaches how someone should calculate their minimum salary number before going into a negotiation, including the free tools […]| Personal Finance for PhDs
In this episode, Emily interviews Hui-Chin Chen, a Certified Financial Planner specializing in advising globally mobile professionals. Hui-Chin is a managing partner and financial advisor with Jade & Cowry, and she is a repeat podcast guest. Her first interview from 2019 is required listening for international graduate students and postdocs prior to starting this episode. […]| Personal Finance for PhDs
In this episode, Emily shares the microinterviews she recorded at three conferences this year. The conference attendees, all of whom either work at universities or have PhDs themselves, responded to this prompt: “What resource on your campus could graduate students and postdocs access to benefit their finances?” You’ll hear the responses in order from the […]| Personal Finance for PhDs
In this mostly solo episode, Emily shares how to manage lump sum fellowship income with respect to your budget, cash flow, and bank account structure. Grad students and postdocs struggle to manage their money when they are paid less frequently than monthly, such as once per term or once per year. This lump sum income […] The post How to Financially Manage Lump Sum Fellowship Income appeared first on Personal Finance for PhDs.| Personal Finance for PhDs
In this episode, Emily explains how to live on time with your finances. Living on time means maintaining financial margin in your life to be able to absorb unexpected occurrences in your income or spending. When you’re behind in your finances, your income is going out the door right after you receive it, you have […]| Personal Finance for PhDs
Emily published the first episode of this podcast in July 2018. This is the 200th episode, and over the last five and a half years, the podcast has featured 252 unique voices in addition to Emily’s. This last episode of 2023 catches up with the guests from Seasons 1 through 11. The guests were invited […]| Personal Finance for PhDs
In this episode, Emily features contributions from the PhD community and from ChatGPT around the topic of frugal tips. Grad students in particular are typically open to exercising frugality to decrease their expenses. Emily talks through her framework on how to decide which area of spending to target first with frugality. She then demonstrates how […]| Personal Finance for PhDs
In this episode, Emily interviews Madeline Hebert, a rising second-year PhD student in Human Development and Family Sciences at the University of Connecticut. Madeline’s household has an irregular income; her assistantship stipend varies between the academic year and the summer and her husband is paid hourly throughout the year with a variable schedule. Madeline details […]| Personal Finance for PhDs
