Longtime readers will remember, seven years ago, when I posted several strips in a row that all seemed to be variations on the same joke.| Wondermark
Sellers are trapped in low-rate loans. Buyers can’t climb high enough to reach inflated prices. And the market, once again, is frozen by design.| Blaze Media
Fannie Mae and Freddie Mac will soon accept VantageScore 4.0 […]| Blue Water Credit
Get step-by-step instructions on how to obtain a HELOC, aka a Home Equity Line of Credit, including eligibility requirements, tips, and things to consider.| SoFi
Jamie Waddell and Danny Walker Would expanding mortgage supply lead to increased home ownership? Given that 90% of young home owners have a mortgage, it’s tempting to assume the answer is yes. But our analysis suggests that assumption is not necessarily true. We show that increases in mortgage supply have historically had no discernible effect … Continue reading More mortgage lending might push home ownership further out of reach→| Bank Underground
Originally written as a column for Inside Housing. Housing seems such a natural engine of inequality that it’s easy to forget that the opposite was once true. For most of the 20th centur…| Jules Birch
In this episode, Emily interviews Hannah Takasuka, a 3rd-year PhD/DDS student at the University of California, San Francisco. Hannah is in the process of purchasing a condo in San Francisco as part of a governmental program to provide affordable housing. Hannah overcame multiple hurdles in the journey to home ownership, including being rejected by mortgage […]| Personal Finance for PhDs
In today’s economic climate, homeowners with low-interest mortgages face unique challenges as interest rates climb. The pressure to maintain financial stability while considering new housing opport…| Cincinnati & Northern Kentucky Real Estate Blog
Considering a HELoan? Here's what you should know about the pros and cons of home equity loans and if this option fits your needs.| Prosper
If you’re in the market for a mortgage, factors within your control and outside it influence the rate you may be offered. Read more for good mortgage rates.| SoFi
Explore how bridge loans work for homebuyers, including their rates, fees, qualification process, and the pros and cons.| SavingK
In the Sunday Reads we’ll look at the expected path to rate cuts in Canada. The most aggressive estimates have the Bank of Canada down to 2.75% in 2025. We’re currently at 4.5%. There is also the likelihood of rate cuts in the U.S. in 2024 due to some softer economic reports this past week. […]| Cut the Crap Investing
Originally written as a column for Inside Housing. The focus of the election finally turned to housing today (Thursday) but blink and you may have missed it. The issue described as ‘the dog that ha…| Jules Birch
Originally written as a column for Inside Housing Wounded by the D Day furore and badly behind in the polls, the Conservatives have retreated to their home ownership comfort zone in their elec…| Jules Birch
Discover cost-effective strategies to furnish your home stylishly and easily without overspending.| SavingK
Are you thinking of becoming a homeowner? Learn the most commonly overlooked home ownership costs to simplify your path to buying a home.| Prosper
Want to renovate with sustainability in mind? Here are project ideas and tips for eco-friendly home improvements.| Prosper
Originally written as a column for Inside Housing. It was meant to be a ‘housing moment’ that would make a home ownership-based pitch to younger voters. That was the line briefed repeatedly to the …| Jules Birch
Looking to buy a house? Discover what credit score is needed to buy a house and get tips for improving your score to secure a better mortgage rate.| Prosper
Originally written as a column for Inside Housing. Everything everywhere all at once’ is how Michael Gove describes the welter of proposals on housing announced this week and under consideration fo…| Jules Birch
Is it better to pay off debt or save for a down payment? This article helps you make an informed decision to achieve your financial goals.| Prosper