Earlier this year, we completed a survey of 100NA SaaS platforms on their embedded finance businesses. We are sharing key insights in a series of infographics. The third in this series focuses on embedded finance product advantages. Today 1. Current % of Company Profits Generated by Embedded Finance 2. Current Offering of Embedded Finance Products There is still significant embedded finance upside. Most respondents generate <41% of total gross profit from embedded finance. Leading platform...| Insight - 2023
Since its launch by the Brazilian Central Bank in 2020, Pix has been revolutionizing Brazil's payments landscape. Designed as an instant, account-to-account (A2A) transfer system, Pix is continually reducing dependence on traditional payment methods such as cash, boletos, and debit cards.| insights.flagshipadvisorypartners.com
Flagship analyses the competitive dynamics between local and global wallets in Europe, examining their respective market share performance, the drivers and barriers to their adoption, and the broader implications for key ecosystem players.| insights.flagshipadvisorypartners.com
Our latest article explores why European SaaS (software as a service) platforms are excited about SoftPOS, a tap-to-pay innovation that transforms smartphones into contactless terminals, but are still slow to bring it to market. Despite SoftPOS’s promise to simplify tech stacks, cut hardware costs, and elevate in-person payment experiences, only 20% of leading SaaS platforms are actively promoting it today.| insights.flagshipadvisorypartners.com
Recent public market meltdown of North American B2B payments SaaS & fintechs likely to accelerate a wave of public-to-private M&A (along with other fintech domains). Market fundamentals, growth outlook and opportunity for value creation in the sector remain healthy for the long term.| insights.flagshipadvisorypartners.com
Flagship has observed a surge of interest in the B2B mobility space over the past year, driven by several factors: the growing popularity of EVs, the introduction of Visa Fleet 2.0, the lack of product differentiation amongst traditional providers paving the way for new entrants, and the rising adoption of embedded payments in verticalized SaaS and fleet management software.| insights.flagshipadvisorypartners.com
The newest edition of The Payper's Global Overview of Payment Providers 2024 – Key Players and Trends in B2B/B2C Ecommerce. Read Flagship's introduction to the Evolving World of Payments.| insights.flagshipadvisorypartners.com
Visa and MasterCard recently announced a settlement with US merchants on interchange antitrust litigation. Read our review of the substance and implications of this settlement.| insights.flagshipadvisorypartners.com