Central banks and other supervisory and regulatory authorities need to “raise their game” both as observers of the effects of artificial intelligence on the economy and as users of the technology, according to a new report by the Bank for International Settlements. The post BIS urges central banks to reconsider approach to AI appeared first on ABA Banking Journal.| ABA Banking Journal
During the third quarter, banks reported tighter lending standards for commercial and industrial loans to firms of all sizes and stronger demand for C&I loans from large and middle-market firms. The post Fed survey: Lending standards tightened for commercial loans in Q3 appeared first on ABA Banking Journal.| ABA Banking Journal
Economic activity in the manufacturing sector contracted in October for the eighth consecutive month, the Institute for Supply Management reported. The post ISM: Manufacturing sector contracted in October appeared first on ABA Banking Journal.| ABA Banking Journal
Economic uncertainty could test U.S. banks’ revenues and profitability in 2026, and many institutions will likely need to make major decisions on stablecoins and artificial intelligence, according to a new report. The post Deloitte: 2026 could be defining year for banks appeared first on ABA Banking Journal.| ABA Banking Journal
The average time for regulators to approve a proposed bank merger fell to four months in 2025, which is the shortest average since 1990, the Financial Times reported. The post Report: Average bank merger approval window shrinks to four months appeared first on ABA Banking Journal.| ABA Banking Journal
In this week's Newsbytes we cover Buckfest 2025, trade show updates, PRGE and Pinball Expo, and much, much more.| Arcade Heroes
More work is needed to provide the regulatory certainty required to realize the promise of stablecoins and other digital assets, including ensuring that the same anti-money laundering regulations apply to equivalent financial activities, ABA said. The post ABA: Same BSA regulations should apply to banks, digital assets appeared first on ABA Banking Journal.| ABA Banking Journal
ABA urged the Federal Reserve and Treasury Department to alleviate the operational challenges caused by the end of penny production, such as by providing public education, giving guidance on rounding transactions and ensuring the existing penny supply continues to circulate during the transition. The post ABA asks Fed, administration to maintain full penny deposit services appeared first on ABA Banking Journal.| ABA Banking Journal
Nacha voting members approved new rules aimed at increasing the efficiency of international Automated Clearing House transactions, or IATs, according to the organization. The post Nacha adopts new rules to enhance international ACH transactions appeared first on ABA Banking Journal.| ABA Banking Journal
Despite a decline in satisfaction across all lender types between 2023 and 2024, banks maintain the highest net satisfaction scores among small business applicants. The post ABA DataBank: Banks lead in small business satisfaction appeared first on ABA Banking Journal.| ABA Banking Journal
The rate for a 30-year fixed-rate mortgage was 6.27% this week. The rate for a 15-year fixed-rate mortgage was 5.52%. The post Mortgage rates decrease appeared first on ABA Banking Journal.| ABA Banking Journal
A new law establishing a regulatory framework for stablecoins has “gaps” that could pose risks to financial stability and consumer protection if federal and state regulators don’t establish safeguards for individuals and businesses, Federal Reserve Governor Michael Barr said. The post Fed’s Barr: Regulation needed to fill ‘gaps’ in stablecoin law appeared first on ABA Banking Journal.| ABA Banking Journal
The Federal Reserve, FDIC and OCC announced they have withdrawn an interagency set of principles for climate risk management at large banks. The post Banking agencies withdraw climate risk principles appeared first on ABA Banking Journal.| ABA Banking Journal
The RTP network set a single-day record by processing 1,808,967 transactions valued at $5.2 billion on Oct. 3, network operator| ABA Banking Journal
In this weeks' Newsbytes, Golden Tee 2026, Genda Americas, Blazing Strike AC test, rhythm game updates, and much more.| Arcade Heroes
The American Bankers Association last week responded to a request for information from the Office of the Comptroller of the| ABA Banking Journal
National Bank Holdings in Denver has agreed to buy Vista Bancshares in Dallas. The $9.9 billion-asset parent of NBH Bank| ABA Banking Journal
The Consumer Price Index increased 0.4% in August on a seasonally adjusted annual basis, after rising 0.2% in July, the| ABA Banking Journal
The Small Business Optimism Index from the National Federation of Independent Business increased by 0.5 points in August to 100.8,| ABA Banking Journal
The Financial Crimes Enforcement Network and U.S. banking agencies today released guidance for financial institutions on how to share financial| ABA Banking Journal
The Financial Crimes Enforcement Network today unveiled a facelift for its main website, which it said has been redesigned to| ABA Banking Journal
Federal Reserve Governor Adriana Kugler announced today that she will step down from her position on the Fed board, effective| ABA Banking Journal
A federal court yesterday granted a request by the Federal Reserve and a coalition of bank and business associations to| ABA Banking Journal
The American Bankers Association today shared several possible reforms for the Dodd-Frank Act as the law approaches the 15th anniversary| ABA Banking Journal
In a big Newsbytes for the whole of June, a preview for Bowl Expo 2025, Dave & Busters' new Leaderboard, Headlines, and much more.| Arcade Heroes
In this end of month Newsbytes, South Korea's PlayX4, an update on Godzilla Kaiju Wars, and Konami's reshuffling, among much more.| Arcade Heroes
The Federal Reserve and a coalition of bank and business associations have requested that a federal court pause litigation challenging| ABA Banking Journal
The American Bankers Association, Texas Bankers Association and other plaintiffs today announced they have reached an agreement with the Consumer| ABA Banking Journal
More than half of web traffic is now automated with financial institutions a top target for malicious bots, according to| ABA Banking Journal
The Federal Reserve is proposing to change how it conducts stress tests for large banks to reduce the volatility of| ABA Banking Journal
House Democrats are urging Treasury Secretary Scott Bessent to exempt the Community Development Financial Institutions Fund from a recent executive| ABA Banking Journal
A new survey conducted by Morning Consult on behalf of the American Bankers Association Foundation found U.S. adults strongly support| ABA Banking Journal
The U.S. manufacturing sector expanded in January, Manufacturing PMI® registered 50.9%, after 26 consecutive months of contraction. Regarding the overall| ABA Banking Journal
This edition of Newsbytes is specially focused on a number of rhythm game developments that have popped up, including Maimai DX's new test.| Arcade Heroes
The January deadline for covered businesses to register their beneficial ownership information is once again on hold following a Dec.| ABA Banking Journal
The U.S. Court of Appeals for the Fifth Circuit on Monday reinstated the enforceability of the Corporate Transparency Act and| ABA Banking Journal
A federal judge today ordered a preliminary injunction against enforcement of an Illinois state law restricting interchange fees for national| ABA Banking Journal
Americans should be deeply skeptical of a Consumer Financial Protection Bureau lawsuit against the operator of Zelle and participating banks| ABA Banking Journal
Consumer credit increased at a seasonally adjusted annual rate of 3.2% in the third quarter of 2024, the Federal Reserve| ABA Banking Journal
The Federal Open Market Committee announced today that it would lower the target range for the federal funds rate by| ABA Banking Journal
The ISM Services Index grew by 1.1 percentage points (points) to 56%. “Fourteen industries reported growth in October, up two| ABA Banking Journal
The Office of Federal Contract Compliance Programs, which has enforcement authority over federal contractors, announced that it has received two| ABA Banking Journal
The 2024 Paris Olympic gold medals are composed of 98.9% silver, 1.1% gold and also include a piece iron from the Eiffel Tower.| ABA Banking Journal
In today's Newsbytes, Taiko No Tatsujin USA release updates, Golden Tee 2025, new details on Naruto, and much, much more.| Arcade Heroes