Thinking about investing but worried about what it means for your taxes? Here's what you need to know about today's capital gains tax rate.| SoFi
Understanding the revolving debt definition and how it affects your financial life differently from installment debt is key to getting out of the debt trap.| SoFi
If you don’t have much or any credit history, it’s tough to get a personal loan with a low rate and favorable terms. Learn some strategies that can help.| SoFi
The costs of streaming services can add up to be a major expense. Here are 13 helpful tips for saving money on streaming services and sticking to your budget.| SoFi
Considering a certificate of deposit? Here’s what you need to know about how these unique financial tools work.| SoFi
There are a ton of credit card bonus offers on the market. Get tips for taking advantage of limited-time credit card offers.| SoFi
While checks may not be used very often, they’re still handy to have around. Learn where to order new checks for less when your original set runs out.| SoFi
Using a debit card online can help you avoid credit card interest charges, but you may not earn rewards or have as much protection. Learn the details.| SoFi
ATM fees can put a serious dent in your budget. Find out how much ATM fees are and some tips for avoiding them. With Sofi Money, you can avoid ATM fees.| SoFi
You’ve probably heard how it’s important to have an emergency savings fund, but how is this type of fund defined and how much money should you have in it?| SoFi
With debt snowball method, you pay off debts in order from smallest to largest. Small wins up front help motivate you to keep going. Learn more.| SoFi
See the definition of interest rates and how they work. The interest rate is used to calculate the proportion of a loan charged as interest to the borrower.| SoFi
Wondering how to pay off huge credit card debt? With dedication and a smart strategy, it’s possible. Here’s how.| SoFi
Your credit history is detailed in your credit report. Learn how to read your credit report to spot fraud or errors that can lower your score.| SoFi
Most of your accounts probably report information to the credit bureaus every 30 to 45 days. A score may change very little if consistent payments are made.| SoFi
Credit cards allow you to borrow money on a revolving credit line for daily or emergency purchases. Learn about what credit cards are & how they work.| SoFi
Checking a credit card balance can often be done in app, online, by phone, or by checking your statement. Learn the details here.| SoFi
The average credit card limit for Americans is currently $28,930. Learn more about this number, plus how to get a credit limit increase.| SoFi
A credit card's APR is the annual interest rate you will be charged for accessing credit Learn more about how this important financial concept works.| SoFi
The 15/3 credit card payment method involves making two payments in one billing cycle: 15 days and 3 days before the due date. Learn how this can lower your credit utilization ratio.| SoFi
We’ll share tips to help you use your credit cards responsibly and, if applicable, tips to get your outstanding credit card balances under control.| SoFi
Nobody makes you take a class before they hand you a credit card—but maybe they should. Here are some important dos and don’ts.| SoFi
The 50/30/20 budget rule says to spend 50% of your income on needs and 30% on wants, and to put 20% in savings. Learn more here.| SoFi