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Do I Have To Give a Reason When I Apply For a Loan? | Pheabs
https://pheabs.com/guides/do-i-have-to-give-a-reason-when-i-apply-for-a-loan/
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No technically you do not have to give a reason for your loan, even though they may ask. Payday loans should be used for emergencies and not for lavish or unnecessary purchases.