A key part of downtime is giving players somewhere to sink their ill-gotten gains into. PCs can develop extensive Holdings, find more expensive and luxurious places to live, and trade in obscure treasures. Action: Invest in a Holding To upgrade a holding or create a new Trivial holding, the PC must spend a downtime and the listed upgrade cost. | Tier | | Upgrade Cost | Description | | ---- | ----------- | ------------ | ------------------------------------------------------------ | | 0 | - | ...