I cringe when I hear self-proclaimed experts implore everyone to “use a password manager for all your passwords” and “turn on two-factor authentication for every site that offers it.” As most of us who perform user research in security quickly learn, advice that may protect one individual may harm another. Each person uses technology differently, has a unique set of skills, and faces different risks. In case you haven’t received this advice, or didn’t understand what it was, Passw...