The concept of financial independence/retire early (FIRE) is all the rage in the personal finance space. The idea is to save a large percentage of your income (50% or more), live as frugally as possible, and retire in a short period of time while continuing to live frugally. Sometimes, fortunate young people with higher incomes can do this and retire in their 30's, and in some cases, their late 20's! In any case, the biggest concern with retiring early is running out of money. The earlier th...