This report is the third in a three-part series examining how institutions of higher education have responded to state and federal policies limiting the use of transcript holds for unpaid balances, produced in partnership between Ithaka S+R and AACRAO. Part 1 explored the anticipated impacts of the July 2024 federal regulation limiting transcript holds on higher education institutions in states that did not have existing laws related to the practice. Part 2 examined the actual impacts of stat...