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From:
Consumer Financial Protection Bureau
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Overdraft Lending: Very Large Financial Institutions Final Rule | Consumer Financial Protection Bureau
https://www.consumerfinance.gov/rules-policy/final-rules/overdraft-lending-very-large-financial-institutions-final-rule/
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The CFPB is issuing this final rule to allow consumers to better comparison shop across credit products and provide substantive protections that apply to other consumer credit.